The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 3,212,303 17,306 SH SOLE 10,662 0 6,644
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 2,770,732 9,270 SH SOLE 5,878 0 3,392
ALPHABET INC CAP STK CL A 02079K305 7,360,753 41,768 SH SOLE 24,217 0 17,551
ALPHABET INC CAP STK CL C 02079K107 693,149 3,907 SH SOLE 2,132 0 1,775
ALTRIA GROUP INC COM 02209S103 3,613,159 61,626 SH SOLE 38,471 0 23,155
AMAZON COM INC COM 023135106 8,947,280 40,783 SH SOLE 21,382 0 19,401
AMEREN CORP COM 023608102 3,372,108 35,111 SH SOLE 22,173 0 12,938
AMERICAN CENTY ETF TR INTERNATIONAL LR 025072364 289,019 4,644 SH SOLE 4,644 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877 263,461 2,892 SH SOLE 2,892 0 0
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 516,668 6,517 SH SOLE 6,517 0 0
AMERICAN CENTY ETF TR US EQT ETF 025072885 206,782 2,051 SH SOLE 2,051 0 0
APPLE INC COM 037833100 9,824,300 47,884 SH SOLE 31,438 0 16,446
AT&T INC COM 00206R102 233,492 8,068 SH SOLE 3,074 0 4,995
AUTONATION INC COM 05329W102 3,304,194 16,633 SH SOLE 10,609 0 6,024
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 871,957 1,795 SH SOLE 1,772 0 23
CATERPILLAR INC COM 149123101 1,050,559 2,706 SH SOLE 2,406 0 300
CHEVRON CORP NEW COM 166764100 3,742,466 26,136 SH SOLE 14,406 0 11,731
COCA COLA CO COM 191216100 222,754 3,148 SH SOLE 1,951 0 1,197
COMFORT SYS USA INC COM 199908104 3,333,613 6,217 SH SOLE 3,759 0 2,458
COSTCO WHSL CORP NEW COM 22160K105 3,510,059 3,546 SH SOLE 2,231 0 1,315
ELI LILLY & CO COM 532457108 3,045,206 3,906 SH SOLE 2,493 0 1,413
FLUOR CORP NEW COM 343412102 273,884 5,342 SH SOLE 5,342 0 0
INDEPENDENCE RLTY TR INC COM 45378A106 1,049,272 59,314 SH SOLE 1,567 0 57,747
INTERNATIONAL BUSINESS MACHS COM 459200101 360,735 1,224 SH SOLE 845 0 379
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 213,303 1,174 SH SOLE 1,174 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 9,880,169 17,911 SH SOLE 4,289 0 13,622
ISHARES TR RESIDENTIAL MULT 464288562 2,011,574 24,430 SH SOLE 5,787 0 18,643
ISHARES TR ESG AWR MSCI USA 46435G425 296,984 2,195 SH SOLE 634 0 1,561
ISHARES TR CORE S&P500 ETF 464287200 244,996 395 SH SOLE 142 0 253
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 1,386,971 24,397 SH SOLE 5,620 0 18,777
JOHNSON & JOHNSON COM 478160104 271,002 1,774 SH SOLE 1,169 0 605
JPMORGAN CHASE & CO. COM 46625H100 4,141,178 14,284 SH SOLE 8,869 0 5,415
KROGER CO COM 501044101 3,128,933 43,621 SH SOLE 28,733 0 14,888
LINCOLN NATL CORP IND COM 534187109 2,648,670 76,551 SH SOLE 49,434 0 27,117
LOCKHEED MARTIN CORP COM 539830109 3,122,916 6,743 SH SOLE 4,114 0 2,629
MASTERCARD INCORPORATED CL A 57636Q104 3,594,077 6,396 SH SOLE 4,040 0 2,356
META PLATFORMS INC CL A 30303M102 8,094,453 10,967 SH SOLE 5,721 0 5,245
MICROSOFT CORP COM 594918104 9,719,481 19,540 SH SOLE 12,793 0 6,747
MOLSON COORS BEVERAGE CO CL B 60871R209 2,581,076 53,672 SH SOLE 34,922 0 18,750
NETFLIX INC COM 64110L106 7,169,772 5,354 SH SOLE 3,080 0 2,274
NVIDIA CORPORATION COM 67066G104 9,969,004 63,099 SH SOLE 30,935 0 32,164
OCCIDENTAL PETE CORP COM 674599105 2,768,410 65,899 SH SOLE 42,576 0 23,323
PHILIP MORRIS INTL INC COM 718172109 4,453,086 24,450 SH SOLE 15,318 0 9,132
PROCTER AND GAMBLE CO COM 742718109 235,408 1,478 SH SOLE 1,446 0 32
REALTY INCOME CORP COM 756109104 251,971 4,374 SH SOLE 2,642 0 1,732
SCHWAB CHARLES CORP COM 808513105 322,469 3,534 SH SOLE 3,453 0 81
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 9,387,299 354,238 SH SOLE 96,127 0 258,111
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 12,736,076 436,018 SH SOLE 112,655 0 323,363
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 12,325,255 517,216 SH SOLE 336,657 0 180,558
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,053,448 1,705 SH SOLE 680 0 1,025
TESLA INC COM 88160R101 1,196,625 3,767 SH SOLE 1,167 0 2,600
VANGUARD INDEX FDS SMALL CP ETF 922908751 343,360 1,449 SH SOLE 413 0 1,036
VANGUARD INDEX FDS TOTAL STK MKT 922908769 226,428 745 SH SOLE 745 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 12,057,757 68,223 SH SOLE 17,352 0 50,871
VANGUARD INDEX FDS MID CAP ETF 922908629 9,687,789 34,620 SH SOLE 9,170 0 25,450
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 11,095,373 19,533 SH SOLE 4,958 0 14,575
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 222,786 2,781 SH SOLE 2,781 0 0
WALMART INC COM 931142103 374,400 3,829 SH SOLE 3,829 0 0
WARNER BROS DISCOVERY INC COM SER A 934423104 3,552,539 309,995 SH SOLE 199,846 0 110,149