The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 24,050,638 421,867 SH SOLE 0 0 421,867
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 15,756,364 644,696 SH SOLE 0 0 644,696
ISHARES TR RUS 1000 ETF 464287622 7,303,812 21,509 SH SOLE 0 0 21,509
NVIDIA CORPORATION COM 67066G104 6,753,757 42,748 SH SOLE 0 0 42,748
VANGUARD MALVERN FDS CORE BD ETF 922020748 6,275,059 80,885 SH SOLE 0 0 80,885
APPLE INC COM 037833100 4,746,287 23,133 SH SOLE 0 0 23,133
DIMENSIONAL ETF TRUST US LARGE CAP VEC 25434V641 4,733,840 68,686 SH SOLE 0 0 68,686
MICROSOFT CORP COM 594918104 4,664,711 9,378 SH SOLE 0 0 9,378
ISHARES TR CORE S&P TTL STK 464287150 4,479,547 33,172 SH SOLE 0 0 33,172
AMAZON COM INC COM 023135106 2,774,845 12,648 SH SOLE 0 0 12,648
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 2,284,191 75,786 SH SOLE 0 0 75,786
ALPHABET INC CAP STK CL A 02079K305 2,282,934 12,954 SH SOLE 0 0 12,954
JPMORGAN CHASE & CO. COM 46625H100 1,633,353 5,634 SH SOLE 0 0 5,634
META PLATFORMS INC CL A 30303M102 1,552,942 2,104 SH SOLE 0 0 2,104
COSTCO WHSL CORP NEW COM 22160K105 1,371,067 1,385 SH SOLE 0 0 1,385
MASTERCARD INCORPORATED CL A 57636Q104 1,322,920 2,354 SH SOLE 0 0 2,354
TESLA INC COM 88160R101 1,260,793 3,969 SH SOLE 0 0 3,969
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,166,734 2,054 SH SOLE 0 0 2,054
WALMART INC COM 931142103 1,166,027 11,925 SH SOLE 0 0 11,925
BROADCOM INC COM 11135F101 1,133,749 4,113 SH SOLE 0 0 4,113
HOME DEPOT INC COM 437076102 1,098,087 2,995 SH SOLE 0 0 2,995
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 1,029,921 5,667 SH SOLE 0 0 5,667
VISA INC COM CL A 92826C839 999,466 2,815 SH SOLE 0 0 2,815
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 998,755 14,858 SH SOLE 0 0 14,858
ELI LILLY & CO COM 532457108 953,165 1,223 SH SOLE 0 0 1,223
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 870,680 1,537 SH SOLE 0 0 1,537
INVESCO EXCH TRADED FD TR II RUSEL 1000 EQL 46138E420 815,858 16,569 SH SOLE 0 0 16,569
INVESCO QQQ TR UNIT SER 1 46090E103 776,710 1,408 SH SOLE 0 0 1,408
NETFLIX INC COM 64110L106 723,131 540 SH SOLE 0 0 540
UNITEDHEALTH GROUP INC COM 91324P102 687,582 2,204 SH SOLE 0 0 2,204
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 672,306 1,384 SH SOLE 0 0 1,384
INVESCO EXCH TRD SLF IDX FD RUSL 1000 DYNM 46138J619 663,778 11,488 SH SOLE 0 0 11,488
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 618,438 11,809 SH SOLE 0 0 11,809
ISHARES TR CORE S&P500 ETF 464287200 599,169 965 SH SOLE 0 0 965
EXXON MOBIL CORP COM 30231G102 587,510 5,450 SH SOLE 0 0 5,450
ABBVIE INC COM 00287Y109 571,153 3,077 SH SOLE 0 0 3,077
ALPHABET INC CAP STK CL C 02079K107 569,828 3,212 SH SOLE 0 0 3,212
ISHARES TR CORE MSCI TOTAL 46432F834 561,967 7,269 SH SOLE 0 0 7,269
TEXAS INSTRS INC COM 882508104 533,376 2,569 SH SOLE 0 0 2,569
ORACLE CORP COM 68389X105 529,644 2,423 SH SOLE 0 0 2,423
VANGUARD INDEX FDS TOTAL STK MKT 922908769 512,730 1,687 SH SOLE 0 0 1,687
MCDONALDS CORP COM 580135101 497,274 1,702 SH SOLE 0 0 1,702
GILEAD SCIENCES INC COM 375558103 495,035 4,465 SH SOLE 0 0 4,465
COCA COLA CO COM 191216100 479,049 6,771 SH SOLE 0 0 6,771
RTX CORPORATION COM 75513E101 449,012 3,075 SH SOLE 0 0 3,075
JOHNSON & JOHNSON COM 478160104 448,627 2,937 SH SOLE 0 0 2,937
SPDR S&P 500 ETF TR TR UNIT 78462F103 429,406 695 SH SOLE 0 0 695
CISCO SYS INC COM 17275R102 428,630 6,178 SH SOLE 0 0 6,178
CENCORA INC COM 03073E105 428,186 1,428 SH SOLE 0 0 1,428
ISHARES TR RUSSELL 2000 ETF 464287655 422,949 1,960 SH SOLE 0 0 1,960
PEPSICO INC COM 713448108 401,534 3,041 SH SOLE 0 0 3,041
AT&T INC COM 00206R102 396,450 13,699 SH SOLE 0 0 13,699
ISHARES TR MSCI EAFE ETF 464287465 394,032 4,408 SH SOLE 0 0 4,408
SCHWAB CHARLES CORP COM 808513105 376,457 4,126 SH SOLE 0 0 4,126
PROCTER AND GAMBLE CO COM 742718109 372,624 2,339 SH SOLE 0 0 2,339
THERMO FISHER SCIENTIFIC INC COM 883556102 366,131 903 SH SOLE 0 0 903
VISTRA CORP COM 92840M102 354,479 1,829 SH SOLE 0 0 1,829
ABBOTT LABS COM 002824100 349,274 2,568 SH SOLE 0 0 2,568
WASTE MGMT INC DEL COM 94106L109 321,950 1,407 SH SOLE 0 0 1,407
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 314,725 3,109 SH SOLE 0 0 3,109
SERVICENOW INC COM 81762P102 298,144 290 SH SOLE 0 0 290
NEXTERA ENERGY INC COM 65339F101 291,564 4,200 SH SOLE 0 0 4,200
APPLIED MATLS INC COM 038222105 291,082 1,590 SH SOLE 0 0 1,590
ARISTA NETWORKS INC COM SHS 040413205 290,970 2,844 SH SOLE 0 0 2,844
UNION PAC CORP COM 907818108 288,751 1,255 SH SOLE 0 0 1,255
ADVANCED MICRO DEVICES INC COM 007903107 280,962 1,980 SH SOLE 0 0 1,980
QUALCOMM INC COM 747525103 278,317 1,748 SH SOLE 0 0 1,748
CATERPILLAR INC COM 149123101 274,853 708 SH SOLE 0 0 708
BLACKROCK INC COM 09290D101 272,805 260 SH SOLE 0 0 260
INTERNATIONAL BUSINESS MACHS COM 459200101 271,788 922 SH SOLE 0 0 922
AMERICAN EXPRESS CO COM 025816109 271,452 851 SH SOLE 0 0 851
WELLS FARGO CO NEW COM 949746101 264,477 3,301 SH SOLE 0 0 3,301
PHILIP MORRIS INTL INC COM 718172109 260,993 1,433 SH SOLE 0 0 1,433
ISHARES TR EAFE SML CP ETF 464288273 259,395 3,569 SH SOLE 0 0 3,569
CHEVRON CORP NEW COM 166764100 255,663 1,785 SH SOLE 0 0 1,785
BANK AMERICA CORP COM 060505104 254,487 5,378 SH SOLE 0 0 5,378
NIKE INC CL B 654106103 238,411 3,356 SH SOLE 0 0 3,356
UBER TECHNOLOGIES INC COM 90353T100 235,956 2,529 SH SOLE 0 0 2,529
GE AEROSPACE COM NEW 369604301 226,365 879 SH SOLE 0 0 879
NEW YORK LIFE INVESTMENTS ET NYLI HEDGE MULTI 45409B107 225,368 6,973 SH SOLE 0 0 6,973
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 223,831 921 SH SOLE 0 0 921
ISHARES TR MSCI EMG MKT ETF 464287234 222,001 4,602 SH SOLE 0 0 4,602
PACER FDS TR US CASH COWS 100 69374H881 221,668 4,023 SH SOLE 0 0 4,023
CONSTELLATION ENERGY CORP COM 21037T109 220,768 684 SH SOLE 0 0 684
COMCAST CORP NEW CL A 20030N101 219,815 6,159 SH SOLE 0 0 6,159
DISNEY WALT CO COM 254687106 216,026 1,742 SH SOLE 0 0 1,742
PROGRESSIVE CORP COM 743315103 215,623 808 SH SOLE 0 0 808
PALANTIR TECHNOLOGIES INC CL A 69608A108 210,888 1,547 SH SOLE 0 0 1,547
TARGET CORP COM 87612E106 206,475 2,093 SH SOLE 0 0 2,093
SALESFORCE INC COM 79466L302 203,155 745 SH SOLE 0 0 745
BOOKING HOLDINGS INC COM 09857L108 202,624 35 SH SOLE 0 0 35
ANALOG DEVICES INC COM 032654105 202,317 850 SH SOLE 0 0 850
LINDE PLC SHS G54950103 202,217 431 SH SOLE 0 0 431
TELA BIO INC COM 872381108 193,783 99,888 SH SOLE 0 0 99,888
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 130,700 11,743 SH SOLE 0 0 11,743