Note 2 - Loans Receivable (Tables)

6 Months Ended

Jun. 30, 2025

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

		June 30,				December 31,
		2025				2024
		(dollars in thousands)
Residential real estate		$	29,821			$	29,774
Construction			386				-
Commercial real estate			539				597
Total real estate loans			30,746				30,371
Share Loans			221				295
Total loans			30,967				30,666
Unamortized, net deferred loan costs			171				146
Less allowance for credit losses			(185	)			(185	)
Loans receivable, net		$	30,953			$	30,627

Financing Receivable, Past Due [Table Text Block]

		As of June 30, 2025
		30 to 89 days past due				90 days and over past due				Current Loans				Total				Past due greater than 90 days accruing
		(dollars in thousands)
Residential real estate		$	266			$	73			$	29,482			$	29,821			$	-
Construction			-				-				386				386				-
Commercial real estate			-				-				539				539				-
Share Loans			-				-				221				221				-

Loans receivable, total		$	266			$	73			$	30,628			$	30,967			$	-

		As of December 31, 2024
		30 to 89 days past due				90 days and over past due				Current Loans				Total				Past due greater than 90 days accruing
		(dollars in thousands)
Residential real estate		$	354			$	-			$	29,420			$	29,774			$	-
Construction			-				-				-				-				-
Commercial real estate			-				-				597				597				-
Share Loans			-				-				295				295				-

Loans receivable, total		$	354			$	-			$	30,312			$	30,666			$	-

Financing Receivable Credit Quality Indicators [Table Text Block]

June 30, 2025 (dollars in thousands)		2025				2024				2023				2022				2021				Prior				Total
Residential Real Estate:
Pass/Watch		$	1,628			$	1,256			$	1,960			$	5,154			$	5,074			$	14,749			$	29,821
Special Mention			-				-				-				-				-				-				-
Classified			-				-				-				-				-				-				-
Total		$	1,628			$	1,256			$	1,960			$	5,154			$	5,074			$	14,749			$	29,821
Current period gross charge-offs			-				-				-				-				-				-				-

Construction:
Pass/Watch		$	386			$	-			$	-			$	-			$	-			$	-			$	386
Special Mention			-				-				-				-				-				-				-
Classified			-				-				-				-				-				-				-
Total		$	386			$	-			$	-			$	-			$	-			$	-			$	386
Current period gross charge-offs			-				-				-				-				-				-				-

Commercial Real Estate:
Pass/Watch		$	-			$	-			$	-			$	-			$	-			$	539			$	539
Special Mention			-				-				-				-				-				-				-
Classified			-				-				-				-				-				-				-
Total		$	-			$	-			$	-			$	-			$	-			$	539			$	539
Current period gross charge-offs			-				-				-				-				-				-				-

Share Loans:
Pass/Watch		$	-			$	-			$	-			$	167			$	-			$	54			$	221
Special Mention			-				-				-				-				-				-				-
Classified			-				-				-				-				-				-				-
Total		$	-			$	-			$	-			$	167			$	-			$	54			$	221
Current period gross charge-offs			-				-				-				-				-				-				-

Total Loans:
Pass/Watch		$	2,014			$	1,256			$	1,960			$	5,321			$	5,074			$	15,342			$	30,967
Special Mention			-				-				-				-				-				-				-
Classified			-				-				-				-				-				-				-
Total		$	2,014			$	1,256			$	1,960			$	5,321			$	5,074			$	15,342			$	30,967
Current period gross charge-offs			-				-				-				-				-				-				-

December 31, 2024 (dollars in thousands)		2024				2023				2022				2021				2020				Prior				Total
Residential Real Estate:
Pass/Watch		$	1,178			$	2,003			$	5,228			$	5,193			$	3,771			$	12,401			$	29,774
Special Mention			-				-				-				-				-				-				-
Classified			-				-				-				-				-				-				-
Total		$	1,178			$	2,003			$	5,228			$	5,193			$	3,771			$	12,401			$	29,774
Current period gross charge-offs			-				-				-				-				-				15				15

Construction:
Pass/Watch		$	-			$	-			$	-			$	-			$	-			$	-			$	-
Special Mention			-				-				-				-				-				-				-
Classified			-				-				-				-				-				-				-
Total		$	-			$	-			$	-			$	-			$	-			$	-			$	-
Current period gross charge-offs			-				-				-				-				-				-				-

Commercial Real Estate:
Pass/Watch		$	-			$	-			$	-			$	-			$	-			$	597			$	597
Special Mention			-				-				-				-				-				-				-
Classified			-				-				-				-				-				-				-
Total		$	-			$	-			$	-			$	-			$	-			$	597			$	597
Current period gross charge-offs			-				-				-				-				-				-				-

Share Loans:
Pass/Watch		$	-			$	-			$	185			$	-			$	-			$	110			$	295
Special Mention			-				-				-				-				-				-				-
Classified			-				-				-				-				-				-				-
Total		$	-			$	-			$	185			$	-			$	-			$	110			$	295
Current period gross charge-offs			-				-				-				-				-				-				-

All Loans:
Pass/Watch		$	1,178			$	2,003			$	5,413			$	5,193			$	3,771			$	13,108			$	30,666
Special Mention			-				-				-				-				-				-				-
Classified			-				-				-				-				-				-				-
Total		$	1,178			$	2,003			$	5,413			$	5,193			$	3,771			$	13,108			$	30,666
Current period gross charge-offs			-				-				-				-				-				15				15

Financing Receivable, Allowance for Credit Loss [Table Text Block]

		Residential Real Estate Loans
Three Months Ended June 30, 2025 (dollars in thousands)		Mortgage				Construction				Commercial Real Estate				Share Loans				Total
Allowance for Credit Losses
Beginning Balance		$	155			$	22			$	8			$	-			$	185
Charge-offs			-				-				-				-				-
Recoveries			-				-				-				-				-
Provision for credit losses			(8	)			5				3				-				-
Ending Balances		$	147			$	27			$	11			$	-			$	185

Ending Balances Allocated to:
Individually Evaluated for Impairment		$	-			$	-			$	-			$	-			$	-
Collectively Evaluated for Impairment			147				27				11				-				185
Total		$	147			$	27			$	11			$	-			$	185

		Residential Real Estate Loans
Three Months Ended June 30, 2024 (dollars in thousands)		Mortgage				Construction				Commercial Real Estate				Share Loans				Total
Allowance for Credit Losses
Beginning Balance		$	181			$	9			$	10			$	-			$	200
Charge-offs			-				-				-				-				-
Recoveries			-				-				-				-				-
Provision for credit losses			9				(9	)			-				-				-
Ending Balances		$	190			$	-			$	10			$	-			$	200

Ending Balances Allocated to:
Individually Evaluated for Impairment		$	-			$	-			$	-			$	-			$	-
Collectively Evaluated for Impairment			190				-				10				-				200
Total		$	190			$	-			$	10			$	-			$	200

		Residential Real Estate Loans
Six Months Ended June 30, 2025 (dollars in thousands)		Mortgage				Construction				Commercial Real Estate				Share Loans				Total
Allowance for Credit Losses
Beginning Balance		$	173			$	3			$	9			$	-			$	185
Charge-offs			-				-				-				-				-
Recoveries			-				-				-				-				-
Provision for credit losses			(26	)			24				2				-				-
Ending Balances		$	147			$	27			$	11			$	-			$	185

Ending Balances Allocated to:
Individually Evaluated for Impairment		$	-			$	-			$	-			$	-			$	-
Collectively Evaluated for Impairment			147				27				11				-				185
Total		$	147			$	27			$	11			$	-			$	185

		Residential Real Estate Loans
Six Months Ended June 30, 2024 (dollars in thousands)		Mortgage				Construction				Commercial Real Estate				Share Loans				Total
Allowance for Credit Losses
Beginning Balance		$	175			$	15			$	10			$	-			$	200
Charge-offs			-				-				-				-				-
Recoveries			-				-				-				-				-
Provision for credit losses			15				(15	)			-				-				-
Ending Balances		$	190			$	-			$	10			$	-			$	200

Ending Balances Allocated to:
Individually Evaluated for Impairment		$	-			$	-			$	-			$	-			$	-
Collectively Evaluated for Impairment			190				-				10				-				200
Total		$	190			$	-			$	10			$	-			$	200

Schedule of Related Party Transactions [Table Text Block]

		2025				2024
		(dollars in thousands)
Balance, Beginning		$	1,286			$	915
Additions			-				425
Payments			(29	)			(26	)
Balance, Ending		$	1,257			$	1,314