​

​

​

​

​

​

​

​

​

​

​

​

Minimum To Be Well

​

​

​

​

​

​

​

​

Minimum

​

Capitalized Under Prompt 

​

​

​

​

Capital Requirement⁽¹⁾

​

Corrective Action

(Dollars in thousands)

Amount

Ratio

Amount

Ratio

Amount

Ratio

As of June 30, 2025

​

​

​

​

Total capital (to risk weighted assets)

​

$

305,511

16.3

%  

$

196,479

10.5

%  

$

187,123

10.0

%

Tier 1 capital (to risk weighted assets)

​

285,579

15.3

%  

159,054

8.5

%  

149,698

8.0

%

Common equity tier 1 capital (to risk weighted assets)

​

285,579

15.3

%  

130,986

7.0

%  

121,630

6.5

%

Tier 1 capital (to average assets)

​

285,579

12.8

%  

89,437

4.0

%  

111,796

5.0

%

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

As of December 31, 2024

​

​

​

​

Total capital (to risk weighted assets)

​

$

295,119

16.2

%  

$

191,088

10.5

%  

$

181,989

10.0

%

Tier 1 capital (to risk weighted assets)

​

​

276,468

15.2

%  

154,690

8.5

%  

145,591

8.0

%

Common equity tier 1 capital (to risk weighted assets)

​

​

276,468

15.2

%  

127,392

7.0

%  

118,293

6.5

%

Tier 1 capital (to average assets)

​

​

276,468

12.4

%  

89,438

4.0

%  

111,798

5.0

%