v3.25.2
Loans (Tables)
6 Months Ended
Jun. 30, 2025
Loans  
Schedule of composition of the loan portfolio

(Dollars in thousands)

    

June 30, 2025

    

December 31, 2024

Real Estate Loans:

  

  

Commercial

$

1,192,067

$

1,181,090

Construction and land development

 

186,409

 

164,988

Residential

489,522

472,932

Commercial - Non-Real Estate:

 

  

 

  

Commercial loans

 

43,282

 

47,736

Consumer - Non-Real Estate:

 

  

 

  

Consumer loans

 

998

 

906

Total Gross Loans

$

1,912,278

$

1,867,652

Allowance for loan credit losses

 

(19,298)

 

(18,715)

Net deferred loan costs

 

4,637

 

4,521

Total net loans

$

1,897,617

$

1,853,458