The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADOBE INC COM 00724F101 3,305,503 8,544 SH SOLE 0 0 0 8,544
ALPHABET INC CAP STK CL A 02079K305 6,039,340 34,270 SH SOLE 0 0 0 34,270
AMAZON COM INC COM 023135106 3,775,263 17,208 SH SOLE 0 0 0 17,208
AMERICAN CENTY ETF TR US EQT ETF 025072885 267,404 2,652 SH SOLE 0 0 0 2,652
AMGEN INC COM 031162100 3,838,579 13,748 SH SOLE 0 0 0 13,748
APPLE INC COM 037833100 5,471,645 26,669 SH SOLE 0 0 0 26,669
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 5,221,056 10,748 SH SOLE 0 0 0 10,748
BOEING CO COM 097023105 1,523,702 7,272 SH SOLE 0 0 0 7,272
CHENIERE ENERGY INC COM NEW 16411R208 4,852,380 19,926 SH SOLE 0 0 0 19,926
CISCO SYS INC COM 17275R102 1,778,695 25,637 SH SOLE 0 0 0 25,637
COMCAST CORP NEW CL A 20030N101 536,099 15,021 SH SOLE 0 0 0 15,021
CONSTELLATION BRANDS INC CL A 21036P108 2,666,651 16,392 SH SOLE 0 0 0 16,392
COSTCO WHSL CORP NEW COM 22160K105 4,703,060 4,751 SH SOLE 0 0 0 4,751
DISNEY WALT CO COM 254687106 3,404,943 27,457 SH SOLE 0 0 0 27,457
ELI LILLY & CO COM 532457108 381,970 490 SH SOLE 0 0 0 490
FEDEX CORP COM 31428X106 3,180,067 13,990 SH SOLE 0 0 0 13,990
FRANKLIN TEMPLETON ETF TR INTL COR DIV TIL 35473P108 12,619,625 354,086 SH SOLE 0 0 0 354,086
GE AEROSPACE COM NEW 369604301 4,037,420 15,686 SH SOLE 0 0 0 15,686
HOME DEPOT INC COM 437076102 2,366,295 6,454 SH SOLE 0 0 0 6,454
HONEYWELL INTL INC COM 438516106 4,365,056 18,744 SH SOLE 0 0 0 18,744
ISHARES TR S&P SML 600 GWT 464287887 542,936 4,081 SH SOLE 0 0 0 4,081
ISHARES TR GLOBAL 100 ETF 464287572 2,800,688 25,978 SH SOLE 0 0 0 25,978
ISHARES TR 0-3 MNTH TREASRY 46436E718 26,657,686 264,750 SH SOLE 0 0 0 264,750
ISHARES TR S&P MC 400GR ETF 464287606 365,012 4,012 SH SOLE 0 0 0 4,012
ISHARES TR RUSSELL 2000 ETF 464287655 366,411 1,698 SH SOLE 0 0 0 1,698
ISHARES TR RUS 1000 GRW ETF 464287614 242,860 572 SH SOLE 0 0 0 572
ISHARES TR GLOBAL TECH ETF 464287291 12,152,221 131,603 SH SOLE 0 0 0 131,603
ISHARES TR EAFE VALUE ETF 464288877 232,146 3,657 SH SOLE 0 0 0 3,657
ISHARES TR S&P MC 400VL ETF 464287705 265,573 2,149 SH SOLE 0 0 0 2,149
ISHARES TR CORE MSCI EAFE 46432F842 236,833 2,837 SH SOLE 0 0 0 2,837
ISHARES TR RUS MID CAP ETF 464287499 543,267 5,907 SH SOLE 0 0 0 5,907
ISHARES TR SP SMCP600VL ETF 464287879 737,121 7,409 SH SOLE 0 0 0 7,409
ISHARES TR CORE S&P SCP ETF 464287804 3,587,116 32,822 SH SOLE 0 0 0 32,822
JOHNSON & JOHNSON COM 478160104 931,622 6,099 SH SOLE 0 0 0 6,099
MERCK & CO INC COM 58933Y105 3,525,232 44,533 SH SOLE 0 0 0 44,533
META PLATFORMS INC CL A 30303M102 3,784,926 5,128 SH SOLE 0 0 0 5,128
MICROSOFT CORP COM 594918104 7,384,724 14,846 SH SOLE 0 0 0 14,846
NIKE INC CL B 654106103 3,272,813 46,070 SH SOLE 0 0 0 46,070
NVIDIA CORPORATION COM 67066G104 4,425,142 28,009 SH SOLE 0 0 0 28,009
PAYPAL HLDGS INC COM 70450Y103 2,990,191 40,234 SH SOLE 0 0 0 40,234
PEPSICO INC COM 713448108 3,393,428 25,700 SH SOLE 0 0 0 25,700
PFIZER INC COM 717081103 333,494 13,758 SH SOLE 0 0 0 13,758
PGIM ETF TR PGIM ULTRA SH BD 69344A107 37,000,740 743,584 SH SOLE 0 0 0 743,584
PIMCO ETF TR SR LN ACTIVE ETF 72201R627 3,605,511 70,706 SH SOLE 0 0 0 70,706
PIMCO ETF TR ACTIVE BD ETF 72201R775 59,134,300 641,509 SH SOLE 0 0 0 641,509
PIMCO ETF TR INV GRD CRP BD 72201R817 22,114,768 227,261 SH SOLE 0 0 0 227,261
PIMCO ETF TR MULTISECTOR BD 72201R585 24,060,952 906,592 SH SOLE 0 0 0 906,592
SALESFORCE INC COM 79466L302 4,307,957 15,798 SH SOLE 0 0 0 15,798
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 449,601 18,867 SH SOLE 0 0 0 18,867
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 11,468,366 105,670 SH SOLE 0 0 0 105,670
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 5,140,380 63,485 SH SOLE 0 0 0 63,485
SELECT SECTOR SPDR TR ENERGY 81369Y506 8,794,458 103,696 SH SOLE 0 0 0 103,696
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 243,146 2,769 SH SOLE 0 0 0 2,769
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 14,675,017 280,218 SH SOLE 0 0 0 280,218
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 4,495,301 55,049 SH SOLE 0 0 0 55,049
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 2,949,477 71,209 SH SOLE 0 0 0 71,209
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 35,989,048 142,120 SH SOLE 0 0 0 142,120
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 9,776,184 72,529 SH SOLE 0 0 0 72,529
SELECT SECTOR SPDR TR INDL 81369Y704 7,855,883 53,253 SH SOLE 0 0 0 53,253
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 9,804,408 45,113 SH SOLE 0 0 0 45,113
SNOWFLAKE INC CL A 833445109 2,629,969 11,753 SH SOLE 0 0 0 11,753
SPDR S&P 500 ETF TR TR UNIT 78462F103 397,895 644 SH SOLE 0 0 0 644
SPDR SERIES TRUST PORTFOLIO S&P500 78464A854 3,277,447 45,088 SH SOLE 0 0 0 45,088
SPDR SERIES TRUST BLOOMBERG 1-3 MO 78468R663 3,122,554 34,041 SH SOLE 0 0 0 34,041
STARBUCKS CORP COM 855244109 2,318,514 25,303 SH SOLE 0 0 0 25,303
T-MOBILE US INC COM 872590104 3,517,909 14,765 SH SOLE 0 0 0 14,765
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 3,645,130 16,094 SH SOLE 0 0 0 16,094
THERMO FISHER SCIENTIFIC INC COM 883556102 411,542 1,015 SH SOLE 0 0 0 1,015
UNION PAC CORP COM 907818108 3,782,975 16,442 SH SOLE 0 0 0 16,442
VANGUARD INDEX FDS MID CAP ETF 922908629 4,510,300 16,118 SH SOLE 0 0 0 16,118
VANGUARD INDEX FDS SML CP GRW ETF 922908595 1,960,181 7,078 SH SOLE 0 0 0 7,078
VANGUARD INDEX FDS SM CP VAL ETF 922908611 4,764,874 24,434 SH SOLE 0 0 0 24,434
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 224,004 4,529 SH SOLE 0 0 0 4,529
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 308,766 5,416 SH SOLE 0 0 0 5,416
VANGUARD WORLD FD FINANCIALS ETF 92204A405 381,900 3,000 SH SOLE 0 0 0 3,000
VANGUARD WORLD FD ENERGY ETF 92204A306 718,889 6,035 SH SOLE 0 0 0 6,035
VANGUARD WORLD FD MATERIALS ETF 92204A801 4,501,352 23,104 SH SOLE 0 0 0 23,104
VISA INC COM CL A 92826C839 5,221,720 14,707 SH SOLE 0 0 0 14,707
WALMART INC COM 931142103 4,678,284 47,845 SH SOLE 0 0 0 47,845