The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM COMMON 88579Y101 1,491,343 9,796 SH SOLE 9,796 0 0
A T & T INC (NEW) COMMON 00206R102 641,368 22,162 SH SOLE 22,162 0 0
ABBOTT LABS COMMON 002824100 2,162,695 15,901 SH SOLE 15,901 0 0
ABBVIE INC COM COMMON 00287Y109 1,749,431 9,424 SH SOLE 9,424 0 0
AGL ENERGY LTD SPONSO FOREIGN 001201201 91,874 14,408 SH SOLE 14,408 0 0
ALLIANCE RES PARTNER COMMON 01877R108 836,480 32,000 SH SOLE 32,000 0 0
ALPHABET CLASS A COMMON 02079K305 4,199,032 23,827 SH SOLE 23,827 0 0
ALPHABET INC CAP STK COMMON 02079K107 84,385,549 475,706 SH SOLE 475,706 0 0
ALPS ETF TR RIVERFRNT COMMON 00162Q528 14,607,453 251,814 SH SOLE 251,814 0 0
ALPS ETF TR RIVERFRNT COMMON 00162Q510 316,503 5,263 SH SOLE 5,263 0 0
ALPS ETF TR RIVERFRNT ETF - F 00162Q783 2,624,044 112,833 SH SOLE 112,833 0 0
ALPS ETF TR RIVERFRON COMMON 00162Q536 3,821,687 169,227 SH SOLE 169,227 0 0
ALTRIA GROUP INC COM COMMON 02209S103 1,142,933 19,494 SH SOLE 19,494 0 0
AMAZON COM INC COM COMMON 023135106 97,820,280 445,873 SH SOLE 445,873 0 0
AMCAP FD CL F 3 MUTUAL 023375777 954,477 21,348 SH SOLE 21,348 0 0
AMERICAN BALANCED FD MUTUAL 024071102 271,613 7,403 SH SOLE 7,403 0 0
AMERICAN BALANCED FD MUTUAL 024071771 852,184 23,239 SH SOLE 23,239 0 0
AMERICAN EXPRESS CO COMMON 025816109 706,860 2,216 SH SOLE 2,216 0 0
AMERICAN FDS DEVELOPI MUTUAL 02630F779 201,059 16,254 SH SOLE 16,254 0 0
AMERICAN MUT FD CL F MUTUAL 027681774 2,624,277 44,210 SH SOLE 44,210 0 0
AMERIPRISE FINL INC C COMMON 03076C106 215,093 403 SH SOLE 403 0 0
AMERISOURCEBERGEN COR COMMON 03073E105 420,690 1,403 SH SOLE 1,403 0 0
AMGEN INC COM COMMON 031162100 680,435 2,437 SH SOLE 2,437 0 0
APOLLO GLOBAL MGMT IN COMMON 03769M106 220,608 1,555 SH SOLE 1,555 0 0
APPLE INC COM COMMON 037833100 137,950,827 672,373 SH SOLE 672,373 0 0
APPLOVIN CORP COMMON 03831W108 362,683 1,036 SH SOLE 1,036 0 0
ARISTA NETWORKS INC C COMMON 040413205 323,709 3,164 SH SOLE 3,164 0 0
AUTOMATIC DATA PROCES COMMON 053015103 376,556 1,221 SH SOLE 1,221 0 0
BAIRD FDS INC CORE MU MUTUAL 057071656 130,555 12,837 SH SOLE 12,837 0 0
BANK OF AMERICA CORPO COMMON 060505104 1,624,827 34,337 SH SOLE 34,337 0 0
BERKSHIRE HATHAWAY IN COMMON 084670702 17,265,237 35,542 SH SOLE 35,542 0 0
BLACKSTONE GROUP INC COMMON 09260D107 1,314,509 8,788 SH SOLE 8,788 0 0
BOEING CO COM COMMON 097023105 937,856 4,476 SH SOLE 4,476 0 0
BONDBLOXX ETF TRUST C COMMON 09789C887 710,057 18,291 SH SOLE 18,291 0 0
BOSTON SCIENTIFIC COR COMMON 101137107 634,149 5,904 SH SOLE 5,904 0 0
BRISTOL MYERS SQUIBB COMMON 110122108 317,225 6,853 SH SOLE 6,853 0 0
BRITISH AMERN TOB PLC COMMON 110448107 208,678 4,409 SH SOLE 4,409 0 0
BROADCOM INC COM COMMON 11135F101 4,554,841 16,524 SH SOLE 16,524 0 0
CAPITAL GROUP CORE EQ COMMON 14020V108 276,495 7,487 SH SOLE 7,487 0 0
CAPITAL GROUP DIVIDEN ETF - E 14020W106 357,384 9,050 SH SOLE 9,050 0 0
CAPITAL GROUP GROWTH COMMON 14020G101 610,116 15,009 SH SOLE 15,009 0 0
CAPITAL INCOME BLDR C MUTUAL 140193780 419,316 5,493 SH SOLE 5,493 0 0
CAPITAL ONE FINL CORP COMMON 14040H105 348,926 1,640 SH SOLE 1,640 0 0
CAPITAL WORLD GROWTH MUTUAL 140543117 1,187,928 16,713 SH SOLE 16,713 0 0
CATERPILLAR INC COM COMMON 149123101 1,882,993 4,850 SH SOLE 4,850 0 0
CHEVRON CORP NEW COM COMMON 166764100 1,501,187 10,483 SH SOLE 10,483 0 0
CHUBB LIMITED COM COMMON H1467J104 325,645 1,124 SH SOLE 1,124 0 0
CISCO SYS INC COMMON 17275R102 1,209,502 17,433 SH SOLE 17,433 0 0
COCA COLA CO COMMON 191216100 10,620,212 150,109 SH SOLE 150,109 0 0
COLGATE PALMOLIVE CO COMMON 194162103 385,234 4,238 SH SOLE 4,238 0 0
COMMUNICATION SERVICE COMMON 81369Y852 57,148,455 526,568 SH SOLE 526,568 0 0
CONOCOPHILLIPS COM COMMON 20825C104 374,485 4,173 SH SOLE 4,173 0 0
CONSTELLATION BRANDS COMMON 21036P108 216,202 1,329 SH SOLE 1,329 0 0
CORTEVA INC COM COMMON 22052L104 504,195 6,765 SH SOLE 6,765 0 0
COSTCO WHSL CORP NEW COMMON 22160K105 1,771,003 1,789 SH SOLE 1,789 0 0
CROWDSTRIKE HOLDINGS COMMON 22788C105 592,328 1,163 SH SOLE 1,163 0 0
CSX CORP COMMON 126408103 1,190,310 36,479 SH SOLE 36,479 0 0
DBX ETF TR XTRACK MSC COMMON 233051630 7,990,526 276,872 SH SOLE 276,872 0 0
DEERE & CO COM COMMON 244199105 627,477 1,234 SH SOLE 1,234 0 0
DEUTSCHE DWS MUN TR D MUTUAL 25158T855 78,237 10,005 SH SOLE 10,005 0 0
DISNEY WALT PRODTNS COMMON 254687106 1,631,972 13,160 SH SOLE 13,160 0 0
DOMINION RES INC VA N COMMON 25746U109 705,200 12,477 SH SOLE 12,477 0 0
DOW INC COMMON 260557103 424,739 16,040 SH SOLE 16,040 0 0
DUKE ENERGY CORP NEW COMMON 26441C204 477,664 4,048 SH SOLE 4,048 0 0
DUPONT DE NEMOURS INC COMMON 26614N102 428,002 6,240 SH SOLE 6,240 0 0
EATON CORP PLC SHS COMMON G29183103 739,683 2,072 SH SOLE 2,072 0 0
EDISON INTL COM COMMON 281020107 263,934 5,115 SH SOLE 5,115 0 0
EMERSON ELEC CO COMMON 291011104 4,261,893 31,965 SH SOLE 31,965 0 0
ENAGAS S A ADR COMMON 29248L104 151,303 18,040 SH SOLE 18,040 0 0
ENTERPRISE PRODS PART COMMON 293792107 366,538 11,820 SH SOLE 11,820 0 0
EOG RES INC COM COMMON 26875P101 18,936,190 158,316 SH SOLE 158,316 0 0
EQT CORP COM COMMON 26884L109 244,186 4,187 SH SOLE 4,187 0 0
ERIE INDTY CO CL A COMMON 29530P102 231,656 668 SH SOLE 668 0 0
EURO PAC GROWTH FD CL MUTUAL 298706110 944,405 15,536 SH SOLE 15,536 0 0
EXXON MOBIL CORP COM COMMON 30231G102 5,866,174 54,417 SH SOLE 54,417 0 0
FACEBOOK INC CL A COMMON 30303M102 1,811,273 2,454 SH SOLE 2,454 0 0
FEDERATED INVS INC PA COMMON 314211103 257,854 5,818 SH SOLE 5,818 0 0
FIDELITY CONCORD STR MUTUAL 315911693 232,236 1,364 SH SOLE 1,364 0 0
FIRST TR EXCH TRADED COMMON 33739P707 2,678,554 37,499 SH SOLE 37,499 0 0
FIRST TR EXCH TRADED COMMON 33739P608 9,110,552 124,939 SH SOLE 124,939 0 0
FIRST TR EXCHANGE TRA COMMON 33733E104 241,222 2,654 SH SOLE 2,654 0 0
FORD MTR CO DEL COMMON 345370860 266,433 24,556 SH SOLE 24,556 0 0
FORTUM OYJ ADR COMMON 34959F106 125,237 33,571 SH SOLE 33,571 0 0
FPA FDS TR FPA CRESCE MUTUAL 30254T759 210,200 4,894 SH SOLE 4,894 0 0
FRANKLIN TEMPLETON ET COMMON 35473P744 20,349,741 632,962 SH SOLE 632,893 0 69
FREEPORT MCMORAN COPP COMMON 35671D857 603,735 13,927 SH SOLE 13,927 0 0
FUNDAMENTAL INVS CL F MUTUAL 360802771 1,506,098 17,158 SH SOLE 17,158 0 0
FUNDAMENTAL INVS COM MUTUAL 360802102 241,980 2,754 SH SOLE 2,754 0 0
GE VERNOVA LLC COM COMMON 36828A101 253,463 479 SH SOLE 479 0 0
GENERAL ELECTRIC CO C COMMON 369604301 519,156 2,017 SH SOLE 2,017 0 0
GLOBAL X FDS EMERGING COMMON 37960A636 468,927 15,490 SH SOLE 15,490 0 0
GLOBAL X FDS NASDAQ 1 ETF - E 37954Y483 973,020 58,195 SH SOLE 58,195 0 0
GLOBAL X FDS US INFR COMMON 37954Y673 60,160,339 1,380,457 SH SOLE 1,380,345 0 112
GLOBAL X S&P 500 COVE COMMON 37954Y475 5,138,990 131,972 SH SOLE 131,972 0 0
GLOBAL X X FDS RUSSEL COMMON 37954Y459 396,174 26,571 SH SOLE 26,571 0 0
GOLDMAN SACHS ETF TR COMMON 381430503 219,367,375 1,807,277 SH SOLE 1,807,155 0 122
GOLDMAN SACHS ETF TR COMMON 38149W630 2,848,734 57,192 SH SOLE 57,192 0 0
GOLDMAN SACHS ETF TR COMMON 38149W622 1,671,860 33,558 SH SOLE 33,558 0 0
GOLDMAN SACHS GROUP I COMMON 38141G104 464,284 656 SH SOLE 656 0 0
GROWTH FD AMER CL A MUTUAL 399874106 464,913 5,656 SH SOLE 5,656 0 0
GROWTH FD AMER CL F 3 MUTUAL 399874775 4,672,965 56,759 SH SOLE 56,759 0 0
HARTFORD FDS EXCHANGE ETF - E 41653L503 3,113,733 81,341 SH SOLE 81,341 0 0
HARTFORD INSURANCE GR COMMON 416515104 45,755,052 360,645 SH SOLE 360,645 0 0
HCA HOLDINGS INC COM COMMON 40412C101 378,503 988 SH SOLE 988 0 0
HERSHEY FOODS CORP COMMON 427866108 827,759 4,988 SH SOLE 4,988 0 0
HOME DEPOT INC COM COMMON 437076102 3,093,708 8,438 SH SOLE 8,438 0 0
HONEYWELL INTL INC CO COMMON 438516106 1,336,265 5,738 SH SOLE 5,738 0 0
HUNTINGTON BANCSHARES COMMON 446150104 645,930 38,540 SH SOLE 38,540 0 0
HUTCHISON PORT HLDGS COMMON 44842D101 242,653 69,728 SH SOLE 69,728 0 0
ILLINOIS TOOL WKS INC COMMON 452308109 709,608 2,870 SH SOLE 2,870 0 0
INTERNATIONAL BUSINES COMMON 459200101 2,624,132 8,902 SH SOLE 8,902 0 0
INTERNATIONAL GROWTH MUTUAL 45956T774 543,338 12,713 SH SOLE 12,713 0 0
INTUITIVE SURGICAL IN COMMON 46120E602 5,194,456 9,559 SH SOLE 9,559 0 0
INVESCO EXCH TRADED F COMMON 46138E743 263,156 4,583 SH SOLE 4,583 0 0
INVESCO EXCH TRD SLF COMMON 46138J577 21,093,907 1,128,016 SH SOLE 1,127,803 0 213
INVESCO FTSE RAFI US COMMON 46137V597 324,343 7,975 SH SOLE 7,975 0 0
INVESCO NASDAQ 100 ET COMMON 46138G649 8,566,893 37,723 SH SOLE 37,601 0 122
INVESCO QQQ TR UNIT S COMMON 46090E103 105,099,337 190,521 SH SOLE 190,476 0 45
INVESTMENT CO AMER CL MUTUAL 461308108 232,790 3,697 SH SOLE 3,697 0 0
INVESTMENT CO AMER CL MUTUAL 461308777 588,947 9,360 SH SOLE 9,360 0 0
ISHARES INC CORE MSCI COMMON 46434G103 37,269,476 620,847 SH SOLE 620,764 0 83
ISHARES INC MSCI CDA COMMON 464286509 459,644 9,949 SH SOLE 9,949 0 0
ISHARES INC MSCI EMRG ETF - E 46434G764 50,023,044 792,256 SH SOLE 792,181 0 75
ISHARES INC MSCI GERM COMMON 464286806 54,057,194 1,277,645 SH SOLE 1,277,645 0 0
ISHARES TR 0-3 MNTH T COMMON 46436E718 890,301 8,842 SH SOLE 8,842 0 0
ISHARES TR 0-5YR HI Y COMMON 46434V407 52,498,397 1,216,930 SH SOLE 1,216,757 0 173
ISHARES TR 10 YR INV COMMON 464289511 36,270,231 722,370 SH SOLE 722,214 0 156
ISHARES TR 20 YR TRS COMMON 464287432 1,239,913 14,050 SH SOLE 14,050 0 0
ISHARES TR 7-10 YR TR COMMON 464287440 1,005,106 10,495 SH SOLE 10,495 0 0
ISHARES TR CALIF MUN COMMON 464288356 3,608,496 64,738 SH SOLE 64,738 0 0
ISHARES TR CORE MSCI COMMON 46432F842 219,769,096 2,632,595 SH SOLE 2,632,542 0 53
ISHARES TR DJ OIL&GAS COMMON 464288851 626,048 7,066 SH SOLE 7,039 0 27
ISHARES TR EAFE VALUE COMMON 464288877 150,027,114 2,363,376 SH SOLE 2,363,033 0 343
ISHARES TR HIGH YLD C COMMON 46436E320 1,067,493 34,874 SH SOLE 34,874 0 0
ISHARES TR ISHS 1-5YR COMMON 464288646 21,252,681 402,818 SH SOLE 402,774 0 44
ISHARES TR JPMORGAN U COMMON 464288281 1,142,653 12,337 SH SOLE 12,337 0 0
ISHARES TR LEHMAN 10- COMMON 464288653 129,211,840 1,271,770 SH SOLE 1,271,770 0 0
ISHARES TR LEHMAN AGG COMMON 464287226 381,072 3,841 SH SOLE 3,841 0 0
ISHARES TR LEHMAN INT COMMON 464288638 3,147,414 59,062 SH SOLE 59,062 0 0
ISHARES TR MSCI ACWI COMMON 464288240 2,114,984 34,706 SH SOLE 34,706 0 0
ISHARES TR MSCI EAFE COMMON 464287465 3,361,064 37,600 SH SOLE 37,600 0 0
ISHARES TR MSCI EMERG COMMON 464287234 661,274 13,708 SH SOLE 13,708 0 0
ISHARES TR MSCI EURO COMMON 464289180 74,649,553 2,360,087 SH SOLE 2,359,957 0 130
ISHARES TR RUSSELL 20 COMMON 464287655 402,017 1,863 SH SOLE 1,863 0 0
ISHARES TR RUSSELL MC COMMON 464287481 203,582 1,468 SH SOLE 1,468 0 0
ISHARES TR RUSSELL MI COMMON 464287499 813,475 8,845 SH SOLE 8,845 0 0
ISHARES TR RUSSELL100 COMMON 464287614 2,623,904 6,180 SH SOLE 6,180 0 0
ISHARES TR RUSSELL100 COMMON 464287598 877,531 4,518 SH SOLE 4,518 0 0
ISHARES TR S&P 100 ID COMMON 464287101 1,541,533 5,065 SH SOLE 5,065 0 0
ISHARES TR S&P 500 IN COMMON 464287200 128,659,258 207,214 SH SOLE 207,214 0 0
ISHARES TR S&P 500 VA COMMON 464287408 305,051 1,561 SH SOLE 1,561 0 0
ISHARES TR S&P GBL IN COMMON 464287291 277,020 3,000 SH SOLE 3,000 0 0
ISHARES TR S&P MIDCAP COMMON 464287507 5,288,500 85,270 SH SOLE 85,270 0 0
ISHARES TR S&P NA SEM COMMON 464287523 324,871 1,361 SH SOLE 1,361 0 0
ISHARES TR S&P NATL M COMMON 464288414 1,439,525 13,778 SH SOLE 13,778 0 0
ISHARES TR S&P SHRT N COMMON 464288158 840,830 7,907 SH SOLE 7,907 0 0
ISHARES TR S&P SMLCAP COMMON 464287804 740,755 6,777 SH SOLE 6,777 0 0
ISHARES TR S&P500 GRW COMMON 464287309 2,273,125 20,646 SH SOLE 20,646 0 0
ISHARES TR TR U.S. ME COMMON 464288810 24,281,312 387,632 SH SOLE 387,592 0 40
ISHARES TR U.S. FIN S COMMON 464287770 121,415,229 1,418,402 SH SOLE 1,418,288 0 114
ISHARES TR U.S. TECH COMMON 464287721 149,288,687 861,595 SH SOLE 861,496 0 99
J P MORGAN EXCHANGE T COMMON 46641Q746 3,431,906 88,078 SH SOLE 88,078 0 0
J P MORGAN EXCHANGE T ETF - E 46641Q332 165,083,716 2,903,847 SH SOLE 2,903,508 0 339
J P MORGAN EXCHANGE T COMMON 46654Q757 89,347,546 1,289,327 SH SOLE 1,289,244 0 83
J P MORGAN EXCHANGE T ETF - E 46641Q647 4,862,387 97,953 SH SOLE 97,953 0 0
J P MORGAN EXCHANGE T COMMON 46654Q203 140,096,945 2,575,311 SH SOLE 2,575,239 0 72
J P MORGAN EXCHANGE-T COMMON 46641Q225 30,767,506 381,257 SH SOLE 381,212 0 45
JANUS DETROIT STR TR COMMON 47103U845 130,519,171 2,571,806 SH SOLE 2,571,806 0 0
JOHNSON CTLS INTL PLC COMMON G51502105 245,038 2,320 SH SOLE 2,320 0 0
JOHNSON & JOHNSON COM COMMON 478160104 2,279,183 14,921 SH SOLE 14,921 0 0
JP MORGAN EXCHANGE TR COMMON 46641Q837 63,799,944 1,258,877 SH SOLE 1,258,727 0 150
JPMORGAN CHASE & CO. COMMON 46625H100 64,805,783 223,537 SH SOLE 223,537 0 0
KINDER MORGAN INC DEL COMMON 49456B101 2,427,488 82,567 SH SOLE 82,567 0 0
KKR & CO INC COM COMMON 48251W104 747,363 5,618 SH SOLE 5,618 0 0
LAS VEGAS SANDS CORP COMMON 517834107 443,802 10,200 SH SOLE 10,200 0 0
LATTICE STRATEGIES TR COMMON 518416870 41,899,882 703,978 SH SOLE 703,856 0 122
LEIDOS HLDGS INC COM COMMON 525327102 483,219 3,063 SH SOLE 3,063 0 0
LENNOX INTL INC COM COMMON 526107107 2,030,989 3,543 SH SOLE 3,543 0 0
LILLY ELI & CO COM COMMON 532457108 13,542,775 17,373 SH SOLE 17,373 0 0
LINDE PLC SHS COMMON G54950103 242,566 517 SH SOLE 517 0 0
LISTED FD TR SHARES L COMMON 53656F805 306,913 6,353 SH SOLE 6,353 0 0
LOCKHEED MARTIN CORP COMMON 539830109 805,400 1,739 SH SOLE 1,739 0 0
LOOMIS SAYLES GROWTH MUTUAL 543487110 206,743 6,505 SH SOLE 6,505 0 0
LOWES COS INC COM COMMON 548661107 586,402 2,643 SH SOLE 2,643 0 0
MAGNA INTL INC CL A COMMON 559222401 212,664 5,508 SH SOLE 5,508 0 0
MAINSTAY FDS TR MACKA MUTUAL 56064L355 150,986 16,218 SH SOLE 16,218 0 0
MARATHON PETE CORP CO COMMON 56585A102 1,653,328 9,953 SH SOLE 9,953 0 0
MASTERCARD INC CL A COMMON 57636Q104 1,698,745 3,023 SH SOLE 3,023 0 0
MCDONALDS CORP COM COMMON 580135101 3,459,293 11,840 SH SOLE 11,840 0 0
MCKESSON CORP COM COMMON 58155Q103 286,517 391 SH SOLE 391 0 0
MERCK & CO. INC COM COMMON 58933Y105 1,591,512 20,105 SH SOLE 20,105 0 0
MFS SER TR I VALUE FD MUTUAL 552983694 761,479 14,752 SH SOLE 14,752 0 0
MFS SER TR X INTL DIV MUTUAL 55273G298 208,987 7,784 SH SOLE 7,784 0 0
MICROSOFT CORP COM COMMON 594918104 128,353,131 258,042 SH SOLE 258,042 0 0
MICROSTRATEGY INC CL COMMON 594972408 3,561,266 8,810 SH SOLE 8,810 0 0
MONEY MKT OBLIGS TR F MUTUAL 60934N625 69,757 69,757 SH SOLE 69,757 0 0
MORGAN STANLEY COM NE COMMON 617446448 238,899 1,696 SH SOLE 1,696 0 0
MSA SAFETY INC COM COMMON 553498106 444,290 2,652 SH SOLE 2,652 0 0
NETFLIX INC COM COMMON 64110L106 1,055,234 788 SH SOLE 788 0 0
NEW PERSPECTIVE FD IN MUTUAL 648018778 509,272 7,288 SH SOLE 7,288 0 0
NEW PERSPECTIVE FD IN MUTUAL 648018109 252,236 3,615 SH SOLE 3,615 0 0
NEW WORLD FD INC NEW MUTUAL 649280773 2,018,820 22,671 SH SOLE 22,671 0 0
NEXTERA ENERGY INC CO COMMON 65339F101 420,477 6,057 SH SOLE 6,057 0 0
NORFOLK SOUTHN CORP COMMON 655844108 432,845 1,691 SH SOLE 1,691 0 0
NORTHROP GRUMMAN CORP COMMON 666807102 246,990 494 SH SOLE 494 0 0
NOVARTIS AG SPONSORED COMMON 66987V109 480,410 3,970 SH SOLE 3,970 0 0
NVIDIA CORPORATION CO COMMON 67066G104 161,429,991 1,021,773 SH SOLE 1,021,773 0 0
ORACLE SYS CORP COMMON 68389X105 2,180,616 9,974 SH SOLE 9,974 0 0
PALANTIR TECHNOLOGIES COMMON 69608A108 21,129,600 155,000 SH SOLE 155,000 0 0
PEPSICO INC COM COMMON 713448108 669,311 5,069 SH SOLE 5,069 0 0
PFIZER INC COM COMMON 717081103 289,595 11,947 SH SOLE 11,947 0 0
PHILIP MORRIS INTL IN COMMON 718172109 4,995,644 27,429 SH SOLE 27,429 0 0
PHILLIPS 66 COM COMMON 718546104 205,315 1,721 SH SOLE 1,721 0 0
PIMCO ETF TR 0-5 HIGH COMMON 72201R783 219,948 2,315 SH SOLE 2,315 0 0
PIMCO ETF TR 25YR ZE COMMON 72201R882 29,101,609 433,899 SH SOLE 433,840 0 59
PIMCO ETF TR MULTISEC COMMON 72201R585 48,320,495 1,820,666 SH SOLE 1,820,666 0 0
PLEXUS CORP COM COMMON 729132100 947,170 7,000 SH SOLE 7,000 0 0
PNC FINL SVCS GROUP I COMMON 693475105 389,245 2,088 SH SOLE 2,088 0 0
PRICE T ROWE GROWTH S MUTUAL 741479406 364,050 3,259 SH SOLE 3,259 0 0
PRIMECAP ODYSSEY FDS MUTUAL 74160Q301 826,054 22,952 SH SOLE 22,952 0 0
PROCTER AND GAMBLE CO COMMON 742718109 8,015,071 50,308 SH SOLE 50,308 0 0
PROGRESSIVE CORP OHIO COMMON 743315103 430,445 1,613 SH SOLE 1,613 0 0
PROSHARES TR II ULTRA COMMON 74347W353 285,272 6,007 SH SOLE 6,007 0 0
PROXIMUS S A UNSPONSO COMMON 74428W108 194,798 100,453 SH SOLE 100,453 0 0
PUBLIC SVC ENTERPRISE COMMON 744573106 321,736 3,822 SH SOLE 3,822 0 0
QUALCOMM INC COM COMMON 747525103 503,739 3,163 SH SOLE 3,163 0 0
RAYTHEON TECHNOLOGIES COMMON 75513E101 1,735,886 11,888 SH SOLE 11,888 0 0
ROLLS-ROYCE HOLDINGS PREFERR G76225138 3,339 575,640 SH SOLE 575,640 0 0
ROWE T PRICE INDEX TR MUTUAL 779552405 384,183 2,354 SH SOLE 2,354 0 0
ROWE T PRICE INTL FDS MUTUAL 77956H435 279,244 18,842 SH SOLE 18,842 0 0
RTL GROUP SA UNSPONSO COMMON 74973Y103 145,472 33,539 SH SOLE 33,539 0 0
RUSSELL INVT CO TAX M MUTUAL 782478408 341,231 8,516 SH SOLE 8,516 0 0
RUSSELL INVT CO TAX M MUTUAL 78249R164 245,787 18,480 SH SOLE 18,480 0 0
RUSSELL INVT CO TAX M MUTUAL 782493720 3,155,032 35,538 SH SOLE 35,538 0 0
SALESFORCE COM INC CO COMMON 79466L302 460,028 1,687 SH SOLE 1,687 0 0
SCHWAB CHARLES CORP N COMMON 808513105 836,945 9,173 SH SOLE 9,173 0 0
SCHWAB STRATEGIC TR 5 COMMON 808524698 190,423,599 8,366,590 SH SOLE 8,366,590 0 0
SELECT SECTOR SPDR TR COMMON 81369Y506 27,474,277 323,950 SH SOLE 323,950 0 0
SELECT SECTOR SPDR TR COMMON 81369Y308 17,677,297 218,319 SH SOLE 218,319 0 0
SELECT SECTOR SPDR TR COMMON 81369Y407 52,377,832 241,005 SH SOLE 241,000 0 5
SELECT SECTOR SPDR TR COMMON 81369Y209 68,692,699 509,627 SH SOLE 509,627 0 0
SELECT SECTOR SPDR TR COMMON 81369Y605 257,451 4,916 SH SOLE 4,916 0 0
SELECT SECTOR SPDR TR COMMON 81369Y704 64,274,562 435,700 SH SOLE 435,700 0 0
SELECT SECTOR SPDR TR COMMON 81369Y803 157,296,964 621,162 SH SOLE 621,162 0 0
SELECT SECTOR SPDR TR COMMON 81369Y886 512,580 6,277 SH SOLE 6,277 0 0
SELECT SECTOR SPDR TR COMMON 81369Y100 20,232,273 230,409 SH SOLE 230,409 0 0
SERVICENOW INC COM COMMON 81762P102 201,504 196 SH SOLE 196 0 0
SIMON PPTY GROUP INC COMMON 828806109 788,206 4,903 SH SOLE 4,903 0 0
SMALLCAP WORLD FUND I MUTUAL 831681770 268,211 3,618 SH SOLE 3,618 0 0
SPDR SER TR CAP S/T H COMMON 78468R408 9,233,060 362,365 SH SOLE 362,365 0 0
SPDR SERIES TRUST POR COMMON 78464A649 197,546,546 7,716,661 SH SOLE 7,716,661 0 0
SPDR SERIES TRUST POR COMMON 78464A367 444,539 19,696 SH SOLE 19,696 0 0
SPDR SERIES TRUST POR COMMON 78464A854 89,269,313 1,228,082 SH SOLE 1,228,082 0 0
SPDR SERIES TRUST S&P COMMON 78464A763 307,700 2,267 SH SOLE 2,267 0 0
SPDR TR UNIT SER 1 COMMON 78462F103 842,747 1,364 SH SOLE 1,364 0 0
STARBUCKS CORP COM COMMON 855244109 524,032 5,719 SH SOLE 5,719 0 0
STARWOOD PPTY TR INC COMMON 85571B105 222,777 11,100 SH SOLE 11,100 0 0
STOCK YDS BANCORP INC COMMON 861025104 343,958 4,355 SH SOLE 4,355 0 0
STRYKER CORP COM COMMON 863667101 3,320,918 8,394 SH SOLE 8,394 0 0
T ROWE PRICE SUMMIT M MUTUAL 77957N605 175,946 15,766 SH SOLE 15,766 0 0
TAIWAN SEMICONDUCTOR FOREIGN 874039100 382,995 1,691 SH SOLE 1,691 0 0
TESLA MTRS INC COM COMMON 88160R101 17,964,626 56,553 SH SOLE 56,553 0 0
TEXAS INSTRS INC COM COMMON 882508104 611,026 2,943 SH SOLE 2,943 0 0
THERMO ELECTRON CORP COMMON 883556102 1,853,358 4,571 SH SOLE 4,571 0 0
TJX COS INC NEW COM COMMON 872540109 277,359 2,246 SH SOLE 2,246 0 0
TRANSDIGM GROUP INC C COMMON 893641100 234,179 154 SH SOLE 154 0 0
TRAVELERS COMPANIES I COMMON 89417E109 712,191 2,662 SH SOLE 2,662 0 0
UNION PAC CORP COMMON 907818108 446,355 1,940 SH SOLE 1,940 0 0
UNITED PARCEL SERVICE COMMON 911312106 700,625 6,941 SH SOLE 6,941 0 0
UNITEDHEALTH GROUP IN COMMON 91324P102 797,701 2,556 SH SOLE 2,556 0 0
UNITI GROUP INC COM COMMON 91325V108 259,788 60,136 SH SOLE 60,136 0 0
US BANCORP DEL COM NE COMMON 902973304 294,216 6,502 SH SOLE 6,502 0 0
VANECK ETF TRUST MRNG COMMON 92189F593 31,168,138 898,984 SH SOLE 898,844 0 140
VANECK ETF TRUST SEMI COMMON 92189F676 30,268,297 108,535 SH SOLE 108,535 0 0
VANECK VECTORS FALLEN COMMON 92189F437 3,070,213 104,857 SH SOLE 104,857 0 0
VANGUARD 500 INDEX FU MUTUAL 922908710 3,857,084 6,736 SH SOLE 6,736 0 0
VANGUARD BD INDEX FD COMMON 921937835 172,754,533 2,346,252 SH SOLE 2,346,252 0 0
VANGUARD CALIF TAX FR MUTUAL 922907886 130,275 11,952 SH SOLE 11,952 0 0
VANGUARD CHESTER FDS MUTUAL 92202E839 381,905 6,779 SH SOLE 6,779 0 0
VANGUARD FENWAY FDS P MUTUAL 921921508 567,204 15,664 SH SOLE 15,664 0 0
VANGUARD INDEX FDS GR COMMON 922908736 1,007,443 2,298 SH SOLE 2,298 0 0
VANGUARD INDEX FDS MI COMMON 922908629 725,599 2,593 SH SOLE 2,593 0 0
VANGUARD INDEX FDS S& COMMON 922908363 1,539,929 2,711 SH SOLE 2,711 0 0
VANGUARD INDEX FDS TO MUTUAL 922908728 1,241,731 8,390 SH SOLE 8,390 0 0
VANGUARD INDEX FDS VA COMMON 922908744 1,677,970 9,494 SH SOLE 9,494 0 0
VANGUARD INTL EQUITY COMMON 922042858 344,984 6,975 SH SOLE 6,975 0 0
VANGUARD MONY MKT RES MUTUAL 922906508 1,141,842 1,141,842 SH SOLE 1,141,842 0 0
VANGUARD MUN BD FDS T COMMON 922907746 941,278 19,198 SH SOLE 19,198 0 0
VANGUARD SCOTTSDALE F COMMON 92206C706 60,854,965 1,017,471 SH SOLE 1,017,471 0 0
VANGUARD SCOTTSDALE F COMMON 92206C870 53,508,754 645,305 SH SOLE 645,305 0 0
VANGUARD SCOTTSDALE F COMMON 92206C813 4,921,280 64,839 SH SOLE 64,839 0 0
VANGUARD SCOTTSDALE F COMMON 92206C409 67,966,766 854,927 SH SOLE 854,927 0 0
VANGUARD SPECIALIZED ETF - E 921908844 917,740 4,484 SH SOLE 4,484 0 0
VANGUARD STAR FD INTL COMMON 921909768 278,709 4,034 SH SOLE 4,034 0 0
VANGUARD TAX-MANAGED COMMON 921943858 3,200,883 56,146 SH SOLE 56,146 0 0
VANGUARD WHITEHALL FD COMMON 921946406 226,627 1,700 SH SOLE 1,700 0 0
VANGUARD WORLD FD EXT COMMON 921910709 3,942,905 58,587 SH SOLE 58,587 0 0
VANGUARD WORLD FD MEG COMMON 921910873 107,092,467 476,135 SH SOLE 476,135 0 0
VANGUARD WORLD FDS IN COMMON 92204A702 1,549,422 2,336 SH SOLE 2,336 0 0
VERIZON COMMUNICATION COMMON 92343V104 1,012,215 23,393 SH SOLE 23,393 0 0
VERTEX PHARMACEUTICAL COMMON 92532F100 439,412 987 SH SOLE 987 0 0
VISA INC COM CL A COMMON 92826C839 13,667,930 38,495 SH SOLE 38,495 0 0
VODAFONE GROUP PLC NE COMMON 92857W308 112,527 10,556 SH SOLE 10,556 0 0
WALMART INC COM COMMON 931142103 62,042,364 634,509 SH SOLE 634,509 0 0
WASHINGTON MUT INVS F MUTUAL 939330775 1,145,629 17,945 SH SOLE 17,945 0 0
WELLS FARGO & CO NEW COMMON 949746101 8,612,099 107,490 SH SOLE 107,490 0 0
WELLTOWER INC COM COMMON 95040Q104 975,571 6,346 SH SOLE 6,346 0 0
WESBANCO INC COM COMMON 950810101 569,340 18,000 SH SOLE 18,000 0 0
WESTERN UN CO COM COMMON 959802109 243,220 28,886 SH SOLE 28,886 0 0
WESTLAKE CHEM CORP CO COMMON 960413102 529,384 6,972 SH SOLE 6,972 0 0
WEYERHAEUSER CO COM COMMON 962166104 415,382 16,169 SH SOLE 16,169 0 0
WHIRLPOOL CORP COMMON 963320106 1,014,200 10,000 SH SOLE 10,000 0 0
WILLIAMS COS INC DEL COMMON 969457100 256,642 4,086 SH SOLE 4,086 0 0
WISDOMTREE TR EUROPE COMMON 97717X701 573,398 11,916 SH SOLE 11,916 0 0
WISDOMTREE TRUST JP T COMMON 97717W851 16,315,249 142,778 SH SOLE 142,778 0 0
YUE YUEN INDL HLDGS L COMMON 988415105 206,072 26,916 SH SOLE 26,916 0 0