v3.25.2
Allowance for Credit Losses - Allowance for credit loss on loans and leases (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Dec. 31, 2024
Allowance for Credit Losses          
Beginning balance $ 2,969 $ 3,087 $ 2,982 $ 3,224  
Charge-offs (48) (42) (101) (177)  
Recoveries 42 105 82 163  
Net provision for credit losses 3 0 3 (60)  
Ending Balance 2,966 3,150 2,966 3,150  
Provision for losses on unfunded commitments     (5)    
Total allowance for credit losses 2,966 3,265 2,966 3,265  
Individually evaluated 88 8 88 8  
Collectively evaluated 2,878 3,142 2,878 3,142  
Individually evaluated 1,929 1,318 1,929 1,318  
Collectively evaluated 246,369 237,422 246,369 237,422  
Total 248,298 238,740 248,298 238,740 $ 233,576
Reserve for unfunded lending commitments          
Allowance for Credit Losses          
Beginning balance 78 115 83 55  
Ending Balance 75 115 75 115  
Provision for losses on unfunded commitments (3) 0 (8) 60  
Total allowance for credit losses 3,041 3,265 3,041 3,265  
Individually evaluated 0 0 0 0  
Collectively evaluated 75 115 75 115  
Real estate, residential          
Allowance for Credit Losses          
Beginning balance 728 720 676 971  
Charge-offs (1) 0 (1) (45)  
Recoveries 2 55 4 55  
Net provision for credit losses 1 6 51 (200)  
Ending Balance 730 781 730 781  
Total allowance for credit losses 730 783 730 783  
Individually evaluated 80 0 80 0  
Collectively evaluated 650 781 650 781  
Individually evaluated 1,169 958 1,169 958  
Collectively evaluated 80,204 77,931 80,204 77,931  
Total 81,373 78,889 81,373 78,889 78,952
Real estate, residential | Reserve for unfunded lending commitments          
Allowance for Credit Losses          
Beginning balance 3 2 2 2  
Ending Balance 2 2 2 2  
Provision for losses on unfunded commitments (1) 0 0 0  
Total allowance for credit losses 732 783 732 783  
Individually evaluated 0 0 0 0  
Collectively evaluated 2 2 2 2  
Real estate, construction          
Allowance for Credit Losses          
Beginning balance 140 212 135 173  
Charge-offs 0 0 0 0  
Recoveries 14 11 23 19  
Net provision for credit losses (8) (20) (12) 11  
Ending Balance 146 203 146 203  
Total allowance for credit losses 146 247 146 247  
Individually evaluated 0 0 0 0  
Collectively evaluated 146 203 146 203  
Individually evaluated 257 206 257 206  
Collectively evaluated 19,217 24,956 19,217 24,956  
Total 19,474 25,162 19,474 25,162 17,016
Real estate, construction | Reserve for unfunded lending commitments          
Allowance for Credit Losses          
Beginning balance 20 44 23 34  
Ending Balance 20 44 20 44  
Provision for losses on unfunded commitments 0 0 (3) 10  
Total allowance for credit losses 166 247 166 247  
Individually evaluated 0 0 0 0  
Collectively evaluated 20 44 20 44  
Real estate, nonresidential          
Allowance for Credit Losses          
Beginning balance 1,766 1,882 1,835 1,807  
Charge-offs 0 0 0 0  
Recoveries 2 1 3 2  
Net provision for credit losses 28 (26) (42) 48  
Ending Balance 1,796 1,857 1,796 1,857  
Total allowance for credit losses 1,796 1,869 1,796 1,869  
Individually evaluated 0 0 0 0  
Collectively evaluated 1,796 1,857 1,796 1,857  
Individually evaluated 468 92 468 92  
Collectively evaluated 122,470 113,975 122,470 113,975  
Total 122,938 114,067 122,938 114,067 114,263
Real estate, nonresidential | Reserve for unfunded lending commitments          
Allowance for Credit Losses          
Beginning balance 11 12 10 5  
Ending Balance 15 12 15 12  
Provision for losses on unfunded commitments 4 0 5 7  
Total allowance for credit losses 1,811 1,869 1,811 1,869  
Individually evaluated 0 0 0 0  
Collectively evaluated 15 12 15 12  
Commercial and industrial          
Allowance for Credit Losses          
Beginning balance 80 57 92 54  
Charge-offs 0 0 0 0  
Recoveries 0 0 0 0  
Net provision for credit losses (5) 17 (17) 20  
Ending Balance 75 74 75 74  
Total allowance for credit losses 75 85 75 85  
Individually evaluated 0 0 0 0  
Collectively evaluated 75 74 75 74  
Individually evaluated 21 24 21 24  
Collectively evaluated 12,956 11,602 12,956 11,602  
Total 12,977 11,626 12,977 11,626 13,381
Commercial and industrial | Reserve for unfunded lending commitments          
Allowance for Credit Losses          
Beginning balance 15 11 12 10  
Ending Balance 14 11 14 11  
Provision for losses on unfunded commitments (1) 0 2 1  
Total allowance for credit losses 89 85 89 85  
Individually evaluated 0 0 0 0  
Collectively evaluated 14 11 14 11  
Other          
Allowance for Credit Losses          
Beginning balance 255 216 244 219  
Charge-offs (47) (42) (100) (132)  
Recoveries 24 38 52 87  
Net provision for credit losses (13) 23 23 61  
Ending Balance 219 235 219 235  
Total allowance for credit losses 219 281 219 281  
Individually evaluated 8 8 8 8  
Collectively evaluated 211 227 211 227  
Individually evaluated 14 38 14 38  
Collectively evaluated 11,522 8,958 11,522 8,958  
Total 11,536 8,996 11,536 8,996 $ 9,964
Other | Reserve for unfunded lending commitments          
Allowance for Credit Losses          
Beginning balance 29 46 36 4  
Ending Balance 24 46 24 46  
Provision for losses on unfunded commitments (5) 0 (12) 42  
Total allowance for credit losses 243 281 243 281  
Individually evaluated 0 0 0 0  
Collectively evaluated $ 24 $ 46 $ 24 $ 46