| Schedule of age analysis of the loan portfolio, segregated by class of loans |
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Loans Past | | | | | | | | | | | | | | | | | | | | | Due Greater | | | Number of Days Past Due | | | | | | | | | | | Than 90 | | | | | | | | | Greater | | Total | | | | | Total | | Days and | | | 30 - 59 | | 60 - 89 | | Than 90 | | Past Due | | Current | | Loans | | Still Accruing | June 30, 2025: | | | | | | | | | | | | | | | | | | | | | | Real estate, residential | | $ | 693 | | $ | 171 | | $ | 352 | | $ | 1,216 | | $ | 80,157 | | $ | 81,373 | | $ | 10 | Real estate, construction | | | 79 | | | — | | | — | | | 79 | | | 19,395 | | | 19,474 | | | — | Real estate, nonresidential | | | 93 | | | — | | | — | | | 93 | | | 122,845 | | | 122,938 | | | — | Commercial and industrial | | | 40 | | | — | | | 21 | | | 61 | | | 12,916 | | | 12,977 | | | — | Other | | | 37 | | | 2 | | | — | | | 39 | | | 11,497 | | | 11,536 | | | — | Total | | $ | 942 | | $ | 173 | | $ | 373 | | $ | 1,488 | | $ | 246,810 | | $ | 248,298 | | $ | 10 | December 31, 2024: | | | | | | | | | | | | | | | | | | | | | | Real estate, residential | | $ | 410 | | $ | 33 | | $ | 337 | | $ | 780 | | $ | 78,172 | | $ | 78,952 | | $ | — | Real estate, construction | | | 61 | | | — | | | — | | | 61 | | | 16,955 | | | 17,016 | | | — | Real estate, nonresidential | | | 749 | | | — | | | — | | | 749 | | | 113,514 | | | 114,263 | | | — | Commercial and industrial | | | 40 | | | 11 | | | — | | | 51 | | | 13,330 | | | 13,381 | | | — | Other | | | 20 | | | 10 | | | — | | | 30 | | | 9,934 | | | 9,964 | | | — | Total | | $ | 1,280 | | $ | 54 | | $ | 337 | | $ | 1,671 | | $ | 231,905 | | $ | 233,576 | | $ | — |
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| Schedule of credit quality disclosures |
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Term Loans | | | | | Revolving | | | | | | Amortized Cost Basis by Origination Year | | | | | Loans | | | | | | | | | | | | | | | | | | | | | | | | Revolving | | Converted to | | | | | | 2025 | | 2024 | | 2023 | | 2022 | | 2021 | | Prior | | Loans | | Term Loans | | Total | June 30, 2025: | | | | | | | | | | | | | | | | | | | | | | | | | | | | Real Estate, Residential Loans: | | | | | | | | | | | | | | | | | | | | | | | | | | | | A, B, or C | | $ | 6,251 | | $ | 10,590 | | $ | 12,430 | | $ | 13,210 | | $ | 9,648 | | $ | 21,967 | | $ | 4,367 | | $ | 1,691 | | $ | 80,154 | S | | | — | | | — | | | — | | | — | | | — | | | 50 | | | — | | | — | | | 50 | D | | | — | | | — | | | — | | | — | | | — | | | 530 | | | 60 | | | — | | | 590 | E | | | — | | | 178 | | | — | | | — | | | 282 | | | 119 | | | — | | | — | | | 579 | F | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Total Real Estate Residential Loans | | $ | 6,251 | | $ | 10,768 | | $ | 12,430 | | $ | 13,210 | | $ | 9,930 | | $ | 22,666 | | $ | 4,427 | | $ | 1,691 | | $ | 81,373 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Real Estate, Construction Loans: | | | | | | | | | | | | | | | | | | | | | | | | | | | | A, B, or C | | $ | 617 | | $ | 2,727 | | $ | 386 | | $ | 1,404 | | $ | 1,835 | | $ | 3,380 | | $ | 8,868 | | $ | — | | $ | 19,217 | S | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | D | | | — | | | — | | | 119 | | | — | | | — | | | 138 | | | — | | | — | | | 257 | E | | | — | | | — | | | — | | | — | | | — | | | — | | | | | | — | | | — | F | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Total Real Estate, Construction Loans | | $ | 617 | | $ | 2,727 | | $ | 505 | | $ | 1,404 | | $ | 1,835 | | $ | 3,518 | | $ | 8,868 | | $ | — | | $ | 19,474 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Real Estate,Nonresidential Loans: | | | | | | | | | | | | | | | | | | | | | | | | | | | | A, B, or C | | $ | 13,995 | | $ | 2,597 | | $ | 10,711 | | $ | 21,090 | | $ | 10,000 | | $ | 44,825 | | $ | 19,196 | | $ | — | | $ | 122,414 | S | | | — | | | — | | | — | | | — | | | — | | | 56 | | | — | | | — | | | 56 | D | | | — | | | — | | | — | | | — | | | — | | | 468 | | | — | | | — | | | 468 | E | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | F | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Total Real Estate, Nonresidential Loans | | $ | 13,995 | | $ | 2,597 | | $ | 10,711 | | $ | 21,090 | | $ | 10,000 | | $ | 45,349 | | $ | 19,196 | | $ | — | | $ | 122,938 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Commercial and industrial | | | | | | | | | | | | | | | | | | | | | | | | | | | | A, B, or C | | $ | 1,123 | | $ | 1,026 | | $ | 386 | | $ | 375 | | $ | 598 | | $ | 2,561 | | $ | 6,887 | | $ | — | | $ | 12,956 | S | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | D | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | E | | | — | | | — | | | 21 | | | — | | | — | | | — | | | — | | | — | | | 21 | F | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Total Commercial and Industrial Loans | | $ | 1,123 | | $ | 1,026 | | $ | 407 | | $ | 375 | | $ | 598 | | $ | 2,561 | | $ | 6,887 | | $ | — | | $ | 12,977 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Consumer/Other Loans | | | | | | | | | | | | | | | | | | | | | | | | | | | | A, B, or C | | $ | 2,000 | | $ | 3,923 | | $ | 2,740 | | $ | 637 | | $ | 297 | | $ | 431 | | $ | 1,494 | | $ | — | | $ | 11,522 | S | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | D | | | — | | | 10 | | | — | | | — | | | — | | | — | | | 4 | | | — | | | 14 | E | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | F | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Total Consumer/Other Loans | | $ | 2,000 | | $ | 3,933 | | $ | 2,740 | | $ | 637 | | $ | 297 | | $ | 431 | | $ | 1,498 | | $ | — | | $ | 11,536 |
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Term Loans | | | | | | | | Revolving | | | | | | Amortized Cost Basis by Origination Year | | | | | | | | Loans | | | | | | | | | | | | | | | | | | | | | | | | Revolving | | Converted to | | | | | | 2024 | | 2023 | | 2022 | | 2021 | | 2020 | | Prior | | Loans | | Term Loans | | Total | December 31, 2024: | | | | | | | | | | | | | | | | | | | | | | | | | | | | Real Estate, Residential Loans: | | | | | | | | | | | | | | | | | | | | | | | | | | | | A, B, or C | | $ | 10,203 | | $ | 11,135 | | $ | 14,611 | | $ | 10,386 | | $ | 4,348 | | $ | 19,348 | | $ | 4,448 | | $ | 3,537 | | $ | 78,016 | S | | | — | | | — | | | — | | | — | | | — | | | 56 | | | — | | | — | | | 56 | D | | | — | | | — | | | — | | | — | | | 124 | | | 338 | | | — | | | — | | | 462 | E | | | — | | | — | | | — | | | 295 | | | — | | | 123 | | | — | | | — | | | 418 | F | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Total Real Estate Residential Loans | | $ | 10,203 | | $ | 11,135 | | $ | 14,611 | | $ | 10,681 | | $ | 4,472 | | $ | 19,865 | | $ | 4,448 | | $ | 3,537 | | $ | 78,952 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Real Estate, Construction Loans: | | | | | | | | | | | | | | | | | | | | | | | | | | | | A, B, or C | | $ | 2,876 | | $ | 425 | | $ | 1,464 | | $ | 1,916 | | $ | 854 | | $ | 2,701 | | $ | 6,578 | | $ | — | | $ | 16,814 | S | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | D | | | — | | | 121 | | | — | | | — | | | 81 | | | — | | | — | | | — | | | 202 | E | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | F | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Total Real Estate, Construction Loans | | $ | 2,876 | | $ | 546 | | $ | 1,464 | | $ | 1,916 | | $ | 935 | | $ | 2,701 | | $ | 6,578 | | $ | — | | $ | 17,016 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Real Estate,Nonresidential Loans: | | | | | | | | | | | | | | | | | | | | | | | | | | | | A, B, or C | | $ | 2,711 | | $ | 11,191 | | $ | 24,434 | | $ | 10,290 | | $ | 13,344 | | $ | 34,096 | | $ | 17,672 | | $ | — | | $ | 113,738 | S | | | — | | | — | | | — | | | — | | | — | | | 62 | | | — | | | — | | | 62 | D | | | — | | | — | | | — | | | — | | | — | | | 463 | | | — | | | — | | | 463 | E | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | F | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Total Real Estate, Nonresidential Loans | | $ | 2,711 | | $ | 11,191 | | $ | 24,434 | | $ | 10,290 | | $ | 13,344 | | $ | 34,621 | | $ | 17,672 | | $ | — | | $ | 114,263 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Commercial and industrial | | | | | | | | | | | | | | | | | | | | | | | | | | | | A, B, or C | | $ | 1,187 | | $ | 488 | | $ | 524 | | $ | 638 | | $ | 167 | | $ | 2,542 | | $ | 7,813 | | $ | — | | $ | 13,359 | S | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | D | | | — | | | 22 | | | — | | | — | | | — | | | — | | | — | | | — | | | 22 | E | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | F | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Total Commercial and Industrial Loans | | $ | 1,187 | | $ | 510 | | $ | 524 | | $ | 638 | | $ | 167 | | $ | 2,542 | | $ | 7,813 | | $ | — | | $ | 13,381 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Consumer/Other Loans | | | | | | | | | | | | | | | | | | | | | | | | | | | | A, B, or C | | $ | 4,725 | | $ | 3,258 | | $ | 804 | | $ | 401 | | $ | 262 | | $ | 254 | | $ | 254 | | $ | — | | $ | 9,958 | S | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | D | | | — | | | — | | | 1 | | | — | | | — | | | — | | | 5 | | | — | | | 6 | E | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | F | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Total Consumer/Other Loans | | $ | 4,725 | | $ | 3,258 | | $ | 805 | | $ | 401 | | $ | 262 | | $ | 254 | | $ | 259 | | $ | — | | $ | 9,964 |
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