v3.25.2
Commitments, Contingencies, and Other (Details) - USD ($)
3 Months Ended 6 Months Ended
May 30, 2025
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Dec. 31, 2024
Nov. 22, 2024
Aug. 15, 2024
Commitments, Contingencies and Other [Line Items]                
Line of credit               $ 10,000,000
Interest expense       $ 1,000 $ 3,000      
Fees amount   $ 0 $ 0 $ 0 0      
Regulatory capital ratio       assets to total regulatory capital ratio of not more than 5.0 to 1.0, and a minimum liquidity ratio of not less than 1.0        
Minimum debt service coverage ratio       minimum debt service coverage ratio of not less than 1.35:1.00        
Common stock aggregate offering amount $ 100,000,000              
Legal and audit fees   0   $ 79,000        
Technology vendor cost       4,500,000        
Expense for self-insurance claims   249,000 332,000 634,000 726,000      
Health claim reinsurance amount   120,000   120,000   $ 76,000    
BMO Harris Bank [Member]                
Commitments, Contingencies and Other [Line Items]                
Interest expense   0 1,000          
BMO Credit Agreement [Member]                
Commitments, Contingencies and Other [Line Items]                
Line of credit             $ 20,000,000  
Interest expense        
Fees amount       $ 20,000,000        
Borrowings interest rate       2.50%        
Term SOFR percentage       0.11448%        
Federal funds target range       0.25%        
Origination fee       0.50%        
Minimum total regulatory capital   45,000,000   $ 45,000,000        
Excess net capital   20,000,000   20,000,000        
Line of credit fee   38,000 $ 0 61,000 $ 0      
Revolving Credit Facility [Member]                
Commitments, Contingencies and Other [Line Items]                
Line of credit               $ 20,000,000
MSCO [Member] | BMO Harris Bank [Member]                
Commitments, Contingencies and Other [Line Items]                
Line of credit   25,000,000   $ 25,000,000   $ 25,000,000    
East West Bank [Member]                
Commitments, Contingencies and Other [Line Items]                
Origination fee       0.50%        
Revolving credit facility   20,000,000   $ 20,000,000        
Net capital   $ 43,000,000   $ 43,000,000        
Minimum [Member] | East West Bank [Member] | Borrowings Under Credit Agreement [Member]                
Commitments, Contingencies and Other [Line Items]                
Borrowings interest rate       3.15%        
Maximum [Member] | East West Bank [Member] | Borrowings Under Credit Agreement [Member]                
Commitments, Contingencies and Other [Line Items]                
Borrowings interest rate       7.50%