The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 2,907,356 13,252 SH SOLE 13,252 0 0
APPLE INC COM 037833100 3,103,142 15,125 SH SOLE 15,125 0 0
BANK AMERICA CORP COM 060505104 5,057,420 106,877 SH SOLE 106,877 0 0
CHEVRON CORP NEW COM 166764100 241,705 1,688 SH SOLE 1,688 0 0
CHURCH & DWIGHT CO INC COM 171340102 240,275 2,500 SH SOLE 2,500 0 0
CONSOLIDATED EDISON INC COM 209115104 333,162 3,320 SH SOLE 3,320 0 0
COSTCO WHSL CORP NEW COM 22160K105 217,787 220 SH SOLE 220 0 0
CROWDSTRIKE HLDGS INC CL A 22788C105 1,745,405 3,427 SH SOLE 3,427 0 0
FIDELITY COVINGTON TRUST CONSMR STAPLES 316092303 2,432,541 47,557 SH SOLE 47,557 0 0
FIDELITY COVINGTON TRUST DIVID ETF RISI 316092832 526,235 9,704 SH SOLE 9,704 0 0
FIRST TR EXCHANGE-TRADED FD SHS 33734H106 698,706 15,631 SH SOLE 15,631 0 0
GLOBAL X FDS 1-3 MONTH T-BILL 37960A438 3,985,871 39,692 SH SOLE 39,692 0 0
GLOBAL X FDS GLBL X MLP ETF 37954Y343 2,133,600 42,502 SH SOLE 42,502 0 0
GLOBAL X FDS GLOBAL X URANIUM 37954Y871 1,707,174 43,988 SH SOLE 43,988 0 0
INNOVATOR ETFS TRUST EQUITY DEFINED P 45783Y244 415,564 14,752 SH SOLE 14,752 0 0
INNOVATOR ETFS TRUST DEFINED WLT SHLD 45783Y855 324,938 10,129 SH SOLE 10,129 0 0
INNOVATOR ETFS TRUST EQUITY DEFINED P 45784N882 326,656 12,800 SH SOLE 12,800 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 206,346 700 SH SOLE 700 0 0
INVESCO EXCH TRADED FD TR II CEF INM COMPSI 46138E404 1,880,041 96,215 SH SOLE 96,215 0 0
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 1,801,923 86,134 SH SOLE 86,134 0 0
INVESCO EXCH TRADED FD TR II S&P INTL LOW 46138E230 239,328 7,225 SH SOLE 7,225 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 11,969,396 65,860 SH SOLE 65,860 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 8,606,300 15,601 SH SOLE 15,601 0 0
ISHARES INC MSCI EMERG MRKT 464286533 2,802,324 44,623 SH SOLE 44,623 0 0
ISHARES TR MSCI EAFE ETF 464287465 6,554,343 73,323 SH SOLE 73,323 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 3,705,996 44,726 SH SOLE 44,726 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 3,801,591 31,922 SH SOLE 31,922 0 0
ISHARES TR 7-10 YR TRSY BD 464287440 1,872,878 19,556 SH SOLE 19,556 0 0
ISHARES TR CMBS ETF 46429B366 3,719,821 76,351 SH SOLE 76,351 0 0
ISHARES TR CORE S&P500 ETF 464287200 5,862,538 9,442 SH SOLE 9,442 0 0
ISHARES TR IBOXX HI YD ETF 464288513 3,630,298 45,013 SH SOLE 45,013 0 0
ISHARES TR TIPS BD ETF 464287176 3,669,614 33,348 SH SOLE 33,348 0 0
ISHARES TR TRS FLT RT BD 46434V860 2,275,350 44,923 SH SOLE 44,923 0 0
ISHARES TR US AER DEF ETF 464288760 1,662,673 8,814 SH SOLE 8,814 0 0
ISHARES TR CORE US AGGBD ET 464287226 248,893 2,509 SH SOLE 2,509 0 0
ISHARES U S ETF TR SHORT MATURITY M 46431W838 678,494 13,497 SH SOLE 13,497 0 0
JANUS DETROIT STR TR HENDRSN SHRT ETF 47103U886 246,000 5,000 SH SOLE 5,000 0 0
JPMORGAN CHASE & CO. COM 46625H100 1,173,846 4,049 SH SOLE 4,049 0 0
LEGG MASON ETF INVT FRANKLIN US LOW 52468L406 349,572 8,770 SH SOLE 8,770 0 0
MCDONALDS CORP COM 580135101 273,763 937 SH SOLE 937 0 0
META PLATFORMS INC CL A 30303M102 3,156,073 4,276 SH SOLE 4,276 0 0
MICROSOFT CORP COM 594918104 460,606 926 SH SOLE 926 0 0
NUVEEN DYNAMIC MUN OPPORTUNI COM SHS 67079X102 113,288 11,250 SH SOLE 11,250 0 0
NUVEEN NEW JERSEY QULT MUN F COM 67069Y102 283,750 25,000 SH SOLE 25,000 0 0
NVIDIA CORPORATION COM 67066G104 4,604,619 29,145 SH SOLE 29,145 0 0
OCEANFIRST FINL CORP COM 675234108 449,425 25,521 SH SOLE 25,521 0 0
PERSPECTIVE THERAPEUTICS INC COM NEW 46489V302 130,486 37,932 SH SOLE 37,932 0 0
PFIZER INC COM 717081103 291,219 12,014 SH SOLE 12,014 0 0
PROPHASE LABS INC COM 74345W108 252,308 644,795 SH SOLE 644,795 0 0
PROSHARES TR II ULTRASHORT GOLD 74347Y714 1,595,552 71,678 SH SOLE 71,678 0 0
ROYAL CARIBBEAN GROUP COM V7780T103 332,868 1,063 SH SOLE 1,063 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 4,320,037 39,805 SH SOLE 39,805 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 4,635,649 21,330 SH SOLE 21,330 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 6,347,349 121,202 SH SOLE 121,202 0 0
SELECT SECTOR SPDR TR INDL 81369Y704 3,836,848 26,009 SH SOLE 26,009 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 14,167,206 55,946 SH SOLE 55,946 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 8,365,300 18,984 SH SOLE 18,984 0 0
SPDR INDEX SHS FDS EURO STOXX 50 78463X202 2,363,098 39,563 SH SOLE 39,563 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 241,579 391 SH SOLE 391 0 0
SPDR SERIES TRUST PORTFOLIO S&P500 78464A854 23,369,617 321,497 SH SOLE 321,497 0 0
SPDR SERIES TRUST BLOOMBERG 1-3 MO 78468R663 2,344,435 25,558 SH SOLE 25,558 0 0
SPDR SERIES TRUST BBG CONV SEC ETF 78464A359 3,764,088 45,537 SH SOLE 45,537 0 0
SPDR SERIES TRUST BLOOMBERG INTL 78464A151 5,540,430 170,004 SH SOLE 170,004 0 0
SPDR SERIES TRUST BLOOMBERG INTL T 78464A516 5,463,774 232,600 SH SOLE 232,600 0 0
SPDR SERIES TRUST BLOOMBERG SHT TE 78468R408 1,854,180 72,770 SH SOLE 72,770 0 0
SPDR SERIES TRUST FTSE INT GVT ETF 78464A490 5,514,287 138,272 SH SOLE 138,272 0 0
SPDR SERIES TRUST BLOOMBERG 3-12 M 78468R523 1,052,765 10,588 SH SOLE 10,588 0 0
SPDR SERIES TRUST BLOOMBERG INVT 78468R200 388,458 12,600 SH SOLE 12,600 0 0
STRATEGIC TRUST RUNNING GWTH ETF 48817R870 2,606,903 77,040 SH SOLE 77,040 0 0
TESLA INC COM 88160R101 235,704 742 SH SOLE 742 0 0
UBER TECHNOLOGIES INC COM 90353T100 2,129,572 22,825 SH SOLE 22,825 0 0
VALLEY NATL BANCORP COM 919794107 446,500 50,000 SH SOLE 50,000 0 0
VANECK ETF TRUST INTERNATIONAL HI 92189F445 5,461,851 247,703 SH SOLE 247,703 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 8,500,143 14,964 SH SOLE 14,964 0 0
VANGUARD INSTL INDEX FD 0-3 MO TREAS BIL 922040845 11,105,170 146,991 SH SOLE 146,991 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 1,873,387 40,427 SH SOLE 40,427 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 3,605,007 45,346 SH SOLE 45,346 0 0
VANGUARD SCOTTSDALE FDS VNG RUS3000IDX 92206C599 250,930 920 SH SOLE 920 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 18,521,025 268,071 SH SOLE 268,071 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702 348,222 525 SH SOLE 525 0 0
VIRTUS ARTIFICIAL INTELLIGEN COM 92838Y100 841,547 33,906 SH SOLE 33,906 0 0
WISDOMTREE TR FLOATNG RAT TREA 97717Y527 17,234,143 342,559 SH SOLE 342,559 0 0
WISDOMTREE TR INTRST RATE HDGE 97717W380 1,825,194 82,105 SH SOLE 82,105 0 0
WISDOMTREE TR US QTLY DIV GRT 97717X669 352,127 4,205 SH SOLE 4,205 0 0