v3.25.2
Capital Ratios (Details)
$ in Thousands
Jun. 30, 2025
USD ($)
Dec. 31, 2024
USD ($)
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]    
Common Equity Tier One Capital $ 186,605 $ 183,348
Banking Regulation, Common Equity Tier 1 Risk-Based Capital Ratio, Actual 0.1246 0.1221
CommonEquityTierOneRiskRatedCapitalRequiredForCapitalAdequacyMinimumPlusCapitalConservationBuffer $ 104,870 $ 105,136
CommonEquityTierOneRiskBasedCapitalToRiskWeightedAssetsMinimumCapitalRequiredPlusCapitalConservationBuffer 7.00% 7.00%
Tier 1, Actual Amount $ 186,605 $ 183,348
Tier 1, Actual Ratio 0.1246 0.1221
Capital Adequacy Minimum with Buffer $ 127,342 $ 127,665
TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssetsMinimumCapitalRequiredPlusCapitalConservationBuffer 0.0850 0.0850
Banking Regulation, Total Capital, Actual $ 229,759 $ 226,179
Capital to Risk Weighted Assets 0.1534 0.1506
CapitalRequiredForCapitalAdequacyMinimumCapitalRequiredPlusCapitalConservationBuffer $ 157,305 $ 157,703
CapitalRequiredForCapitalAdequacyToRiskWeightedAssetsMinimumCapitalRequiredPlusCapitalConservationBuffer 0.1050 0.1050
Tier One Leverage Capital $ 186,605 $ 183,348
Tier One Leverage Capital Ratio to Average Assets 0.0904 0.0886
TierOneLeverageCapitalRequiredForCapitalAdequacyMinimumCapitalRequiredPlusCapitalConservationBuffer $ 82,580 $ 82,803
TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssetsMinimumCapitalRequiredPlusCapitalConservationBuffer 0.0400 0.0400
Isabella Bank [Member]    
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]    
Common Equity Tier One Capital $ 181,950 $ 172,589
Banking Regulation, Common Equity Tier 1 Risk-Based Capital Ratio, Actual 0.1218 0.1153
CommonEquityTierOneRiskRatedCapitalRequiredForCapitalAdequacyMinimumPlusCapitalConservationBuffer $ 104,553 $ 104,783
CommonEquityTierOneRiskBasedCapitalToRiskWeightedAssetsMinimumCapitalRequiredPlusCapitalConservationBuffer 7.00% 7.00%
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, Well Capitalized, Minimum $ 97,085 $ 97,299
Tier 1 Capital to Risk Weighted Asssets 0.0650 0.0650
Tier 1, Actual Amount $ 181,950 $ 172,589
Tier 1, Actual Ratio 0.1218 0.1153
Capital Adequacy Minimum with Buffer $ 126,958 $ 127,237
TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssetsMinimumCapitalRequiredPlusCapitalConservationBuffer 0.0850 0.0850
Tier One Risk Based Capital Required to be Well Capitalized $ 119,490 $ 119,753
Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio 0.0800 0.0800
Banking Regulation, Total Capital, Actual $ 195,636 $ 185,997
Capital to Risk Weighted Assets 0.1310 0.1243
CapitalRequiredForCapitalAdequacyMinimumCapitalRequiredPlusCapitalConservationBuffer $ 156,830 $ 157,175
CapitalRequiredForCapitalAdequacyToRiskWeightedAssetsMinimumCapitalRequiredPlusCapitalConservationBuffer 0.1050 0.1050
Capital Required to be Well Capitalized $ 149,362 $ 149,691
Capital Required to be Well Capitalized to Risk Weighted Assets 0.1000 0.1000
Tier One Leverage Capital $ 181,950 $ 172,589
Tier One Leverage Capital Ratio to Average Assets 0.0883 0.0836
TierOneLeverageCapitalRequiredForCapitalAdequacyMinimumCapitalRequiredPlusCapitalConservationBuffer $ 82,377 $ 82,602
TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssetsMinimumCapitalRequiredPlusCapitalConservationBuffer 0.0400 0.0400
Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions Amount $ 102,972 $ 103,252
Tier One Leverage Capital Required to be Well Capitalized to Average Assets 0.0500 0.0500