The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 941,069 5,340 SH SOLE 0 0 5,340
ALPHABET INC CAP STK CL C 02079K107 389,726 2,197 SH SOLE 0 0 2,197
AMAZON COM INC COM 023135106 1,974,949 9,002 SH SOLE 0 0 9,002
AMERICAN EXPRESS CO COM 025816109 515,153 1,615 SH SOLE 0 0 1,615
APPLE INC COM 037833100 5,643,652 27,507 SH SOLE 0 0 27,507
BERKSHIRE HATHAWAY INC DEL CL A 084670108 728,800 1 SH SOLE 0 0 1
CISCO SYS INC COM 17275R102 247,063 3,561 SH SOLE 0 0 3,561
CLOUDFLARE INC CL A COM 18915M107 363,069 1,854 SH SOLE 0 0 1,854
COSTCO WHSL CORP NEW COM 22160K105 280,494 283 SH SOLE 0 0 283
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 117,910,842 3,289,923 SH SOLE 0 0 3,289,923
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 64,716,714 2,081,593 SH SOLE 0 0 2,081,593
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 27,018,157 910,315 SH SOLE 0 0 910,315
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716 2,660,522 67,784 SH SOLE 0 0 67,784
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 1,693,511 39,979 SH SOLE 0 0 39,979
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690 1,650,807 41,888 SH SOLE 0 0 41,888
DIMENSIONAL ETF TRUST EMERGING MARKETS 25434V682 513,125 13,482 SH SOLE 0 0 13,482
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831 386,182 10,860 SH SOLE 0 0 10,860
ELI LILLY & CO COM 532457108 239,372 307 SH SOLE 0 0 307
EXXON MOBIL CORP COM 30231G102 540,078 5,010 SH SOLE 0 0 5,010
GE AEROSPACE COM NEW 369604301 2,389,924 9,285 SH SOLE 0 0 9,285
GE VERNOVA INC COM 36828A101 1,223,924 2,313 SH SOLE 0 0 2,313
HONEYWELL INTL INC COM 438516106 470,418 2,020 SH SOLE 0 0 2,020
INTERNATIONAL BUSINESS MACHS COM 459200101 555,148 1,883 SH SOLE 0 0 1,883
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 1,148,445 5,057 SH SOLE 0 0 5,057
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 1,305,621 7,184 SH SOLE 0 0 7,184
INVESCO QQQ TR UNIT SER 1 46090E103 550,164 997 SH SOLE 0 0 997
ISHARES INC CORE MSCI EMKT 46434G103 22,269,443 370,972 SH SOLE 0 0 370,972
ISHARES TR CORE MSCI EAFE 46432F842 50,634,339 606,545 SH SOLE 0 0 606,545
ISHARES TR CRE U S REIT ETF 464288521 14,985,016 264,940 SH SOLE 0 0 264,940
ISHARES TR 0-5YR INVT GR CP 46434V100 3,135,973 61,988 SH SOLE 0 0 61,988
ISHARES TR CORE S&P500 ETF 464287200 2,073,193 3,339 SH SOLE 0 0 3,339
ISHARES TR CORE 1 5 YR USD 46432F859 1,931,162 39,695 SH SOLE 0 0 39,695
ISHARES TR MICRO-CAP ETF 464288869 1,841,019 14,421 SH SOLE 0 0 14,421
ISHARES TR SHRT NAT MUN ETF 464288158 1,409,431 13,254 SH SOLE 0 0 13,254
ISHARES TR RUS 1000 GRW ETF 464287614 1,364,601 3,214 SH SOLE 0 0 3,214
ISHARES TR CORE US AGGBD ET 464287226 1,219,466 12,293 SH SOLE 0 0 12,293
ISHARES TR SELECT DIVID ETF 464287168 1,191,173 8,969 SH SOLE 0 0 8,969
ISHARES TR ISHS 1-5YR INVS 464288646 1,017,688 19,289 SH SOLE 0 0 19,289
ISHARES TR RUSSELL 2000 ETF 464287655 876,755 4,063 SH SOLE 0 0 4,063
ISHARES TR NEW YORK MUN ETF 464288323 811,925 15,572 SH SOLE 0 0 15,572
ISHARES TR NATIONAL MUN ETF 464288414 718,196 6,874 SH SOLE 0 0 6,874
ISHARES TR RUS 1000 VAL ETF 464287598 714,007 3,676 SH SOLE 0 0 3,676
ISHARES TR S&P MC 400VL ETF 464287705 564,267 4,566 SH SOLE 0 0 4,566
ISHARES TR MSCI USA QLT FCT 46432F339 551,020 3,014 SH SOLE 0 0 3,014
ISHARES TR ESG AWR US AGRGT 46435U549 530,927 11,168 SH SOLE 0 0 11,168
ISHARES TR RUS MDCP VAL ETF 464287473 409,767 3,101 SH SOLE 0 0 3,101
ISHARES TR S&P 500 GRWT ETF 464287309 303,876 2,760 SH SOLE 0 0 2,760
ISHARES TR RUS MD CP GR ETF 464287481 300,936 2,170 SH SOLE 0 0 2,170
ISHARES TR FUTURE AI & TECH 46435U556 285,852 6,972 SH SOLE 0 0 6,972
ISHARES TR CORE S&P SCP ETF 464287804 278,197 2,545 SH SOLE 0 0 2,545
ISHARES TR MSCI EAFE ETF 464287465 262,181 2,933 SH SOLE 0 0 2,933
ISHARES TR ESG AW MSCI EAFE 46435G516 257,668 2,888 SH SOLE 0 0 2,888
ISHARES TR S&P MC 400GR ETF 464287606 212,530 2,336 SH SOLE 0 0 2,336
JOHNSON & JOHNSON COM 478160104 814,463 5,332 SH SOLE 0 0 5,332
JPMORGAN CHASE & CO. COM 46625H100 721,007 2,487 SH SOLE 0 0 2,487
LOCKHEED MARTIN CORP COM 539830109 297,800 643 SH SOLE 0 0 643
LOWES COS INC COM 548661107 371,411 1,674 SH SOLE 0 0 1,674
MCDONALDS CORP COM 580135101 310,577 1,063 SH SOLE 0 0 1,063
MESOBLAST LTD SPONS ADR 590717401 535,244 49,150 SH SOLE 0 0 49,150
META PLATFORMS INC CL A 30303M102 1,289,579 1,747 SH SOLE 0 0 1,747
MICROSOFT CORP COM 594918104 4,118,185 8,279 SH SOLE 0 0 8,279
NETFLIX INC COM 64110L106 395,044 295 SH SOLE 0 0 295
NEXTERA ENERGY INC COM 65339F101 428,322 6,170 SH SOLE 0 0 6,170
NVIDIA CORPORATION COM 67066G104 843,193 5,337 SH SOLE 0 0 5,337
ORACLE CORP COM 68389X105 1,642,349 7,512 SH SOLE 0 0 7,512
PALANTIR TECHNOLOGIES INC CL A 69608A108 1,203,297 8,827 SH SOLE 0 0 8,827
PALO ALTO NETWORKS INC COM 697435105 247,615 1,210 SH SOLE 0 0 1,210
PEPSICO INC COM 713448108 223,808 1,695 SH SOLE 0 0 1,695
PROCTER AND GAMBLE CO COM 742718109 539,458 3,386 SH SOLE 0 0 3,386
PUTNAM ETF TRUST FOCUSED LAR CAP 746729300 211,329 5,253 SH SOLE 0 0 5,253
RTX CORPORATION COM 75513E101 1,115,447 7,639 SH SOLE 0 0 7,639
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 171,578,125 7,382,880 SH SOLE 0 0 7,382,880
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 14,375,182 337,525 SH SOLE 0 0 337,525
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 8,563,120 359,342 SH SOLE 0 0 359,342
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 6,416,411 290,335 SH SOLE 0 0 290,335
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 5,382,637 178,588 SH SOLE 0 0 178,588
SCHWAB STRATEGIC TR US REIT ETF 808524847 1,367,483 64,626 SH SOLE 0 0 64,626
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 625,107 25,577 SH SOLE 0 0 25,577
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 532,949 21,292 SH SOLE 0 0 21,292
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 415,853 15,029 SH SOLE 0 0 15,029
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 299,198 11,826 SH SOLE 0 0 11,826
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 277,079 11,365 SH SOLE 0 0 11,365
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 210,712 7,512 SH SOLE 0 0 7,512
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 277,404 5,297 SH SOLE 0 0 5,297
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 243,836 1,809 SH SOLE 0 0 1,809
SENECA FOODS CORP NEW CL A 817070501 358,048 3,530 SH SOLE 0 0 3,530
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 308,785 701 SH SOLE 0 0 701
SPDR GOLD TR GOLD SHS 78463V107 202,712 665 SH SOLE 0 0 665
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 2,203,993 54,433 SH SOLE 0 0 54,433
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 1,072,048 25,083 SH SOLE 0 0 25,083
SPDR S&P 500 ETF TR TR UNIT 78462F103 16,653,529 26,954 SH SOLE 0 0 26,954
SPDR SERIES TRUST PORTFOLI S&P1500 78464A805 74,042,329 988,681 SH SOLE 0 0 988,681
SPDR SERIES TRUST PORTFOLIO S&P500 78464A854 30,540,168 420,143 SH SOLE 0 0 420,143
SPDR SERIES TRUST PORTFOLIO AGRGTE 78464A649 11,117,261 434,268 SH SOLE 0 0 434,268
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300 8,419,526 105,561 SH SOLE 0 0 105,561
SPDR SERIES TRUST S&P 400 MDCP VAL 78464A839 7,005,854 88,202 SH SOLE 0 0 88,202
SPDR SERIES TRUST PORTFOLIO SHORT 78464A474 1,364,166 45,186 SH SOLE 0 0 45,186
SPDR SERIES TRUST S&P DIVID ETF 78464A763 311,207 2,293 SH SOLE 0 0 2,293
STRYKER CORPORATION COM 863667101 422,929 1,069 SH SOLE 0 0 1,069
TESLA INC COM 88160R101 1,463,778 4,608 SH SOLE 0 0 4,608
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778 365,641 4,273 SH SOLE 0 0 4,273
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 58,291,392 791,680 SH SOLE 0 0 791,680
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 4,193,373 53,283 SH SOLE 0 0 53,283
VANGUARD INDEX FDS TOTAL STK MKT 922908769 21,798,468 71,722 SH SOLE 0 0 71,722
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 6,291,052 11,075 SH SOLE 0 0 11,075
VANGUARD INDEX FDS SM CP VAL ETF 922908611 4,691,412 24,057 SH SOLE 0 0 24,057
VANGUARD INDEX FDS VALUE ETF 922908744 2,546,008 14,405 SH SOLE 0 0 14,405
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,799,153 7,592 SH SOLE 0 0 7,592
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,697,888 19,065 SH SOLE 0 0 19,065
VANGUARD INDEX FDS GROWTH ETF 922908736 1,325,284 3,023 SH SOLE 0 0 3,023
VANGUARD INDEX FDS SML CP GRW ETF 922908595 518,709 1,873 SH SOLE 0 0 1,873
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 476,112 2,895 SH SOLE 0 0 2,895
VANGUARD INDEX FDS LARGE CAP ETF 922908637 475,310 1,666 SH SOLE 0 0 1,666
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 467,253 1,643 SH SOLE 0 0 1,643
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 6,634,200 134,133 SH SOLE 0 0 134,133
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 733,502 5,458 SH SOLE 0 0 5,458
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 3,179,008 64,838 SH SOLE 0 0 64,838
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 60,155,009 756,667 SH SOLE 0 0 756,667
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 6,375,608 73,098 SH SOLE 0 0 73,098
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 3,593,035 77,536 SH SOLE 0 0 77,536
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 2,226,697 26,854 SH SOLE 0 0 26,854
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 724,754 12,330 SH SOLE 0 0 12,330
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 354,110 5,921 SH SOLE 0 0 5,921
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 720,030 3,518 SH SOLE 0 0 3,518
VANGUARD STAR FDS VG TL INTL STK F 921909768 2,112,427 30,575 SH SOLE 0 0 30,575
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 10,394,292 182,324 SH SOLE 0 0 182,324
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 894,301 6,708 SH SOLE 0 0 6,708
VANGUARD WORLD FD ESG US STK ETF 921910733 832,607 7,594 SH SOLE 0 0 7,594
VANGUARD WORLD FD ENERGY ETF 92204A306 306,973 2,577 SH SOLE 0 0 2,577
VERIZON COMMUNICATIONS INC COM 92343V104 249,209 5,759 SH SOLE 0 0 5,759
WISDOMTREE TR INTL EQUITY FD 97717W703 331,344 5,213 SH SOLE 0 0 5,213
WISDOMTREE TR INTL SMCAP DIV 97717W760 255,259 3,398 SH SOLE 0 0 3,398
WISDOMTREE TR EMER MKT HIGH FD 97717W315 235,831 5,207 SH SOLE 0 0 5,207