v3.25.2
Regulatory Capital Matters (Details)
$ / shares in Units, $ in Thousands
1 Months Ended 3 Months Ended 6 Months Ended
Jun. 30, 2025
USD ($)
$ / shares
shares
Jun. 30, 2025
USD ($)
$ / shares
shares
Jun. 30, 2025
USD ($)
$ / shares
shares
Dec. 31, 2024
USD ($)
Regulatory Capital Matters        
Capital conservation buffer ratio 0.025 0.025 0.025  
Stock offering with gross proceeds $ 46,000      
Stock offering with net proceeds 43,000      
Amount of capital transferred to the bank $ 41,000 $ 41,000 $ 41,000  
Number of shares sold | shares 2,000,000 1,978,494 1,978,494  
Shares of common stock | $ / shares $ 23.25 $ 23.25 $ 23.25  
Total capital to risk weighted assets        
Total capital to risk weighted assets, Actual amount $ 344,844 $ 344,844 $ 344,844 $ 286,595
Total capital to risk weighted assets, Actual ratio 0.1761 0.1761 0.1761 0.1537
Total capital to risk weighted assets, For Capital Adequacy Purposes $ 156,675 $ 156,675 $ 156,675 $ 149,147
Total capital to risk weighted assets, For Capital Adequacy Purposes Ratio 0.08 0.08 0.08 0.08
Total capital to risk weighted assets, For Capital Adequacy Purposes with Capital Buffer $ 193,396 $ 193,396 $ 193,396 $ 184,103
Total capital to risk weighted assets, For Capital Adequacy Purposes with Capital Buffer Ratio 0.09875 0.09875 0.09875 0.09875
Total capital to risk weighted assets, To be Well Capitalized under Prompt Corrective Action Provisions $ 195,844 $ 195,844 $ 195,844 $ 186,434
Total capital to risk weighted assets, To be Well Capitalized under Prompt Corrective Action Provisions Ratio 0.10 0.10 0.10 0.10
Tier 1 (Core) capital to risk weighted assets        
Tier 1 (Core) capital to risk weighted assets, Actual amount $ 320,316 $ 320,316 $ 320,316 $ 263,260
Tier 1 (Core) capital to risk weighted assets, Actual ratio 0.1636 0.1636 0.1636 0.1412
Tier 1 (Core) capital to risk weighted assets, For Capital Adequacy Purposes $ 117,506 $ 117,506 $ 117,506 $ 111,860
Tier 1 (Core) capital to risk weighted assets, For Capital Adequacy Purposes Ratio 0.06 0.06 0.06 0.06
Tier 1 (Core) capital to risk weighted assets, For Capital Adequacy Purposes with Capital Buffer $ 154,227 $ 154,227 $ 154,227 $ 146,816
Tier 1 (Core) capital to risk weighted assets, For Capital Adequacy Purposes with Capital Buffer Ratio 0.07875 0.07875 0.07875 0.07875
Tier 1 (Core) capital to risk weighted assets, To be Well Capitalized under Prompt Corrective Action Provisions $ 156,675 $ 156,675 $ 156,675 $ 149,147
Tier 1 (Core) capital to risk weighted assets, To be Well Capitalized under Prompt Corrective Action Provisions Ratio 0.08 0.08 0.08 0.08
Common Tier 1 (CET1) to risk weighted assets        
Common Tier 1 (CET1) to risk weighted assets, Actual amount $ 320,316 $ 320,316 $ 320,316 $ 263,260
Common Tier 1 (CET1) to risk weighted assets, Actual ratio 0.1636 0.1636 0.1636 0.1412
Common Tier 1 (CET1) to risk weighted assets, For Capital Adequacy Purposes $ 88,130 $ 88,130 $ 88,130 $ 83,895
Common Tier 1 (CET1) to risk weighted assets, For Capital Adequacy Purposes Ratio 0.045 0.045 0.045 0.045
Common Tier 1 (CET1) to risk weighted assets, For Capital Adequacy Purposes with Capital Buffer $ 124,850 $ 124,850 $ 124,850 $ 118,851
Common Tier 1 (CET1) to risk weighted assets, For Capital Adequacy Purposes with Capital Buffer Ratio 0.06375 0.06375 0.06375 0.06375
Common Tier 1 (CET1) to risk weighted assets, To be Well Capitalized under Prompt Corrective Action Provisions $ 127,298 $ 127,298 $ 127,298 $ 121,182
Common Tier 1 (CET1) to risk weighted assets, To be Well Capitalized under Prompt Corrective Action Provisions Ratio 0.065 0.065 0.065 0.065
Tier 1 (Core) Capital to average assets        
Tier 1 (Core) Capital to average assets, Actual amount $ 320,316 $ 320,316 $ 320,316 $ 263,260
Tier 1 (Core) Capital to average assets, Actual ratio 0.124 0.124 0.124 0.1023
Tier 1 (Core) Capital to average assets, For Capital Adequacy Purposes $ 103,303 $ 103,303 $ 103,303 $ 102,986
Tier 1 (Core) Capital to average assets, For Capital Adequacy Purposes Ratio 0.04 0.04 0.04 0.04
Tier 1 (Core) Capital to average assets, To be Well Capitalized under Prompt Corrective Action Provisions $ 129,129 $ 129,129 $ 129,129 $ 128,733
Tier 1 (Core) Capital to average assets, To be Well Capitalized under Prompt Corrective Action Provisions Ratio 0.05 0.05 0.05 0.05