Loans and Allowance for Credit Losses on Loans - Schedule of Activity in Allowance for Credit Losses on Loans by Portfolio Segment (Details) - USD ($) $ in Thousands |
3 Months Ended | 6 Months Ended | 12 Months Ended | ||
---|---|---|---|---|---|
Jun. 30, 2025 |
Jun. 30, 2024 |
Jun. 30, 2025 |
Jun. 30, 2024 |
Dec. 31, 2024 |
|
Analysis of allowance for loan losses | |||||
Beginning balance | $ 25,368 | $ 22,129 | $ 24,796 | $ 21,993 | $ 21,993 |
Provision for (reversal of) credit losses | 1,255 | 627 | 1,942 | 820 | |
Charge-offs | (542) | 0 | (672) | (68) | (137) |
Recoveries | 205 | 4 | 220 | 15 | |
Ending balance | 26,286 | 22,760 | 26,286 | 22,760 | 24,796 |
CRE | |||||
Analysis of allowance for loan losses | |||||
Beginning balance | 9,010 | 8,044 | 9,290 | 7,915 | 7,915 |
Provision for (reversal of) credit losses | 9 | (118) | (271) | 11 | |
Charge-offs | (129) | 0 | (129) | 0 | 0 |
Recoveries | 80 | 0 | 80 | 0 | |
Ending balance | 8,970 | 7,926 | 8,970 | 7,926 | 9,290 |
SBA—real estate | |||||
Analysis of allowance for loan losses | |||||
Beginning balance | 5,381 | 2,793 | 5,557 | 1,657 | 1,657 |
Provision for (reversal of) credit losses | 931 | 134 | 755 | 1,336 | |
Charge-offs | (413) | 0 | (413) | (66) | (66) |
Recoveries | 0 | 0 | 0 | 0 | |
Ending balance | 5,899 | 2,927 | 5,899 | 2,927 | 5,557 |
SBA—non-real estate | |||||
Analysis of allowance for loan losses | |||||
Beginning balance | 512 | 229 | 418 | 147 | 147 |
Provision for (reversal of) credit losses | (17) | 20 | 72 | 91 | |
Charge-offs | 0 | 0 | (10) | 0 | (27) |
Recoveries | 4 | 4 | 19 | 15 | |
Ending balance | 499 | 253 | 499 | 253 | 418 |
C&I | |||||
Analysis of allowance for loan losses | |||||
Beginning balance | 1,710 | 1,663 | 1,844 | 1,215 | 1,215 |
Provision for (reversal of) credit losses | (372) | 488 | (477) | 936 | |
Charge-offs | 0 | 0 | (29) | 0 | (44) |
Recoveries | 121 | 0 | 121 | 0 | |
Ending balance | 1,459 | 2,151 | 1,459 | 2,151 | 1,844 |
Home mortgage | |||||
Analysis of allowance for loan losses | |||||
Beginning balance | 8,755 | 9,391 | 7,684 | 11,045 | 11,045 |
Provision for (reversal of) credit losses | 704 | 108 | 1,866 | (1,544) | |
Charge-offs | 0 | 0 | (91) | (2) | 0 |
Recoveries | 0 | 0 | 0 | 0 | |
Ending balance | 9,459 | 9,499 | 9,459 | 9,499 | 7,684 |
Consumer and Other | |||||
Analysis of allowance for loan losses | |||||
Beginning balance | 0 | 9 | 3 | 14 | 14 |
Provision for (reversal of) credit losses | 0 | (5) | (3) | (10) | |
Charge-offs | 0 | 0 | 0 | 0 | 0 |
Recoveries | 0 | 0 | 0 | 0 | |
Ending balance | $ 0 | $ 4 | $ 0 | $ 4 | $ 3 |