v3.25.2
Loans and Allowance for Credit Losses on Loans - Schedule of Activity in Allowance for Credit Losses on Loans by Portfolio Segment (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Dec. 31, 2024
Analysis of allowance for loan losses          
Beginning balance $ 25,368 $ 22,129 $ 24,796 $ 21,993 $ 21,993
Provision for (reversal of) credit losses 1,255 627 1,942 820  
Charge-offs (542) 0 (672) (68) (137)
Recoveries 205 4 220 15  
Ending balance 26,286 22,760 26,286 22,760 24,796
CRE          
Analysis of allowance for loan losses          
Beginning balance 9,010 8,044 9,290 7,915 7,915
Provision for (reversal of) credit losses 9 (118) (271) 11  
Charge-offs (129) 0 (129) 0 0
Recoveries 80 0 80 0  
Ending balance 8,970 7,926 8,970 7,926 9,290
SBA—real estate          
Analysis of allowance for loan losses          
Beginning balance 5,381 2,793 5,557 1,657 1,657
Provision for (reversal of) credit losses 931 134 755 1,336  
Charge-offs (413) 0 (413) (66) (66)
Recoveries 0 0 0 0  
Ending balance 5,899 2,927 5,899 2,927 5,557
SBA—non-real estate          
Analysis of allowance for loan losses          
Beginning balance 512 229 418 147 147
Provision for (reversal of) credit losses (17) 20 72 91  
Charge-offs 0 0 (10) 0 (27)
Recoveries 4 4 19 15  
Ending balance 499 253 499 253 418
C&I          
Analysis of allowance for loan losses          
Beginning balance 1,710 1,663 1,844 1,215 1,215
Provision for (reversal of) credit losses (372) 488 (477) 936  
Charge-offs 0 0 (29) 0 (44)
Recoveries 121 0 121 0  
Ending balance 1,459 2,151 1,459 2,151 1,844
Home mortgage          
Analysis of allowance for loan losses          
Beginning balance 8,755 9,391 7,684 11,045 11,045
Provision for (reversal of) credit losses 704 108 1,866 (1,544)  
Charge-offs 0 0 (91) (2) 0
Recoveries 0 0 0 0  
Ending balance 9,459 9,499 9,459 9,499 7,684
Consumer and Other          
Analysis of allowance for loan losses          
Beginning balance 0 9 3 14 14
Provision for (reversal of) credit losses 0 (5) (3) (10)  
Charge-offs 0 0 0 0 0
Recoveries 0 0 0 0  
Ending balance $ 0 $ 4 $ 0 $ 4 $ 3