v3.25.2
Loans - Changes in Allowance for Loan Losses (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Dec. 31, 2024
Total allowance for credit losses on financing receivables          
Beginning Balance $ 14,235 $ 12,632 $ 13,176 $ 12,888 $ 12,888
Provision for (Reversal of) Credit Losses 4,796 2,393 8,103 5,538  
Charge-Offs (3,141) (2,233) (5,730) (5,974) (12,669)
Recoveries 357 335 698 675  
Ending Balance 16,247 13,127 16,247 13,127 13,176
Unfunded lending commitments          
Beginning Balance 493 148 464 139 139
Provision for (Reversal of) Credit Losses (70) (8) (41) 1  
Ending Balance 423 140 423 140 464
Total allowance for credit losses          
Beginning Balance 14,728 12,780 13,640 13,027 13,027
Provision for (Reversal of) Credit Losses 4,726 2,385 8,062 5,539  
Charge-Offs (3,141) (2,233) (5,730) (5,974)  
Recoveries 357 335 698 675  
Ending Balance 16,670 13,267 16,670 13,267 13,640
Construction and land development          
Total allowance for credit losses on financing receivables          
Beginning Balance 988 333 374 316 316
Provision for (Reversal of) Credit Losses (7) (3) 607 14  
Charge-Offs 0 0 0 0 0
Recoveries 0 0 0 0  
Ending Balance 981 330 981 330 374
Residential real estate          
Total allowance for credit losses on financing receivables          
Beginning Balance 598 999 788 956 956
Provision for (Reversal of) Credit Losses 244 27 58 81  
Charge-Offs (210) 0 (217) (64) (297)
Recoveries 3 3 6 56  
Ending Balance 635 1,029 635 1,029 788
Residential real estate multifamily          
Total allowance for credit losses on financing receivables          
Beginning Balance 38 8 38 6 6
Provision for (Reversal of) Credit Losses 2 3 2 5  
Charge-Offs 0 0 0 0 0
Recoveries 0 0 0 0  
Ending Balance 40 11 40 11 38
Commercial real estate - owner occupied          
Total allowance for credit losses on financing receivables          
Beginning Balance 3,632 3,910 2,834 3,336 3,336
Provision for (Reversal of) Credit Losses (395) 184 448 1,280  
Charge-Offs (309) 0 (370) (525) (1,039)
Recoveries 19 0 35 3  
Ending Balance 2,947 4,094 2,947 4,094 2,834
Commercial real estate - non-owner occupied          
Total allowance for credit losses on financing receivables          
Beginning Balance 126 318 113 282 282
Provision for (Reversal of) Credit Losses (22) 62 (9) 98  
Charge-Offs 0 0 0 0 (221)
Recoveries 0 0 0 0  
Ending Balance 104 380 104 380 113
Commercial and industrial          
Total allowance for credit losses on financing receivables          
Beginning Balance 431 482 700 361 361
Provision for (Reversal of) Credit Losses 18 110 (182) 285  
Charge-Offs 0 (184) (83) (238) (889)
Recoveries 0 15 14 15  
Ending Balance 449 423 449 423 700
Consumer          
Total allowance for credit losses on financing receivables          
Beginning Balance 676 265 638 211 211
Provision for (Reversal of) Credit Losses 245 13 298 108  
Charge-Offs (210) (18) (228) (59) (134)
Recoveries 7 1 10 1  
Ending Balance 718 261 718 261 638
Lease financing receivables          
Total allowance for credit losses on financing receivables          
Beginning Balance 1,587 556 1,387 355 355
Provision for (Reversal of) Credit Losses 224 156 493 468  
Charge-Offs (133) (69) (169) (180) (293)
Recoveries 7 7   7  
Recoveries     (26)    
Ending Balance 1,685 650 1,685 650 1,387
Strategic Program loans - with credit enhancement          
Total allowance for credit losses on financing receivables          
Beginning Balance 194   109    
Provision for (Reversal of) Credit Losses 2,275   2,360    
Charge-Offs 0   0    
Recoveries 0        
Recoveries     0    
Ending Balance 2,469   2,469   109
Strategic Program loans - without credit enhancement          
Total allowance for credit losses on financing receivables          
Beginning Balance 5,965   6,195    
Provision for (Reversal of) Credit Losses 2,212   4,028    
Charge-Offs (2,279)   (4,663)    
Recoveries 321        
Recoveries     659    
Ending Balance $ 6,219   6,219   6,195
Strategic Program Loans          
Total allowance for credit losses on financing receivables          
Beginning Balance   5,761   7,065 7,065
Provision for (Reversal of) Credit Losses   1,841   3,199  
Charge-Offs   (1,962) $ (4,663) (4,908) $ (9,796)
Recoveries   309   593  
Ending Balance   $ 5,949   $ 5,949