v3.25.2
Loans - Loans Summarized to Major Risk Category (Details) - USD ($)
$ in Thousands
Jun. 30, 2025
Mar. 31, 2025
Dec. 31, 2024
Jun. 30, 2024
Mar. 31, 2024
Dec. 31, 2023
Loans and Leases Receivable Disclosure [Line Items]            
Allowance for credit losses $ (16,247) $ (14,235) $ (13,176) $ (13,127) $ (12,632) $ (12,888)
Loans held-for-investment, net 506,503   447,812      
Loans Receivable            
Loans and Leases Receivable Disclosure [Line Items]            
Total loans held-for-investment, gross 530,044   465,233      
Deferred loan fees, net (7,294)   (4,245)      
Allowance for credit losses (16,247)   (13,176)      
Loans held-for-investment, net 506,503   447,812      
SBA | Loans Receivable            
Loans and Leases Receivable Disclosure [Line Items]            
Total loans held-for-investment, gross 246,903   255,056      
SBA | Loans Receivable | SBA            
Loans and Leases Receivable Disclosure [Line Items]            
Total loans held-for-investment, gross 144,300   158,700      
Commercial leases            
Loans and Leases Receivable Disclosure [Line Items]            
Allowance for credit losses (1,685) (1,587) (1,387) (650) (556) (355)
Commercial leases | Loans Receivable            
Loans and Leases Receivable Disclosure [Line Items]            
Total loans held-for-investment, gross 88,957   70,153      
Commercial, non-real estate | Loans Receivable            
Loans and Leases Receivable Disclosure [Line Items]            
Total loans held-for-investment, gross 5,510   3,691      
Residential real estate            
Loans and Leases Receivable Disclosure [Line Items]            
Allowance for credit losses (635) (598) (788) (1,029) (999) (956)
Residential real estate | Loans Receivable            
Loans and Leases Receivable Disclosure [Line Items]            
Total loans held-for-investment, gross 54,132   51,574      
Strategic Program loans - with credit enhancement            
Loans and Leases Receivable Disclosure [Line Items]            
Allowance for credit losses (2,469) (194) (109)      
Loans held-for-investment, net 11,700   900      
Strategic Program loans - with credit enhancement | Loans Receivable            
Loans and Leases Receivable Disclosure [Line Items]            
Total loans held-for-investment, gross 11,730   891      
Strategic Program loans - without credit enhancement            
Loans and Leases Receivable Disclosure [Line Items]            
Allowance for credit losses (6,219) (5,965) (6,195)      
Strategic Program loans - without credit enhancement | Loans Receivable            
Loans and Leases Receivable Disclosure [Line Items]            
Total loans held-for-investment, gross 18,969   19,231      
Commercial real estate - owner occupied            
Loans and Leases Receivable Disclosure [Line Items]            
Allowance for credit losses (2,947) (3,632) (2,834) (4,094) (3,910) (3,336)
Commercial real estate - owner occupied | Loans Receivable            
Loans and Leases Receivable Disclosure [Line Items]            
Total loans held-for-investment, gross 77,871   41,046      
Commercial real estate - non-owner occupied            
Loans and Leases Receivable Disclosure [Line Items]            
Allowance for credit losses (104) (126) (113) (380) (318) (282)
Commercial real estate - non-owner occupied | Loans Receivable            
Loans and Leases Receivable Disclosure [Line Items]            
Total loans held-for-investment, gross 1,417   1,379      
Consumer            
Loans and Leases Receivable Disclosure [Line Items]            
Allowance for credit losses (718) $ (676) (638) $ (261) $ (265) $ (211)
Consumer | Loans Receivable            
Loans and Leases Receivable Disclosure [Line Items]            
Total loans held-for-investment, gross $ 24,555   $ 22,212