The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 321,584 1,567 SH SOLE 1,567 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 15,068,610 27,316 SH SOLE 27,316 0 0
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101 212,888 3,478 SH SOLE 3,478 0 0
ISHARES INC CORE MSCI EMKT 46434G103 8,040,620 133,943 SH SOLE 133,943 0 0
ISHARES TR 0-3 MNTH TREASRY 46436E718 2,208,937 21,938 SH SOLE 21,938 0 0
ISHARES TR CORE MSCI EAFE 46432F842 12,192,727 146,056 SH SOLE 146,056 0 0
ISHARES TR CORE S&P MCP ETF 464287507 554,424 8,939 SH SOLE 8,939 0 0
ISHARES TR CORE S&P500 ETF 464287200 26,868,110 43,273 SH SOLE 43,273 0 0
ISHARES TR CORE US AGGBD ET 464287226 51,846,341 522,645 SH SOLE 522,645 0 0
ISHARES TR IBOXX INV CP ETF 464287242 679,562 6,200 SH SOLE 6,200 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 20,124,283 214,385 SH SOLE 214,385 0 0
ISHARES TR MSCI USA MMENTM 46432F396 905,157 3,766 SH SOLE 3,766 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 19,151,820 173,949 SH SOLE 173,949 0 0
ISHARES TR SHORT TREAS BD 464288679 7,219,701 65,384 SH SOLE 65,384 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 260,179 421 SH SOLE 421 0 0
TESLA INC COM 88160R101 214,545 675 SH SOLE 675 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 10,833,842 137,660 SH SOLE 137,660 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 9,717,982 109,117 SH SOLE 109,117 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 30,435,981 382,843 SH SOLE 382,843 0 0
VANGUARD WORLD FD CONSUM DIS ETF 92204A108 12,689,605 35,023 SH SOLE 35,023 0 0
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 9,927,829 39,977 SH SOLE 39,977 0 0