v3.25.2
Loans and Leases and Allowance for Credit Losses - Risk Rating Based on Year of Origination for Current Year (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Dec. 31, 2024
Loans Amortized Cost Basis by Origination Year          
2025 $ 452,077   $ 452,077   $ 907,094
2024 888,687   888,687   569,778
2023 514,896   514,896   929,360
2022 872,142   872,142   532,368
2021 490,201   490,201   219,487
Prior 437,941   437,941   282,898
Revolving Loans 463,356   463,356   458,959
Revolving Loans Converted to Term 4,762   4,762   6,396
Total loans and leases 4,124,062   4,124,062   3,906,340
YTD gross charge-offs          
2025     (10)   (98)
2024     (208)   (1,321)
2023     (238)   (885)
2022     (89)   (38)
2021     (9)   (495)
Prior     (47)   (105)
Revolving Loans         (29)
Revolving Loans Converted to Term         (46)
Total (269) $ (457) (601) $ (1,377) (3,017)
Pass          
Loans Amortized Cost Basis by Origination Year          
2025 449,664   449,664   898,470
2024 883,470   883,470   564,767
2023 510,062   510,062   919,453
2022 862,587   862,587   519,569
2021 467,975   467,975   216,818
Prior 429,585   429,585   275,133
Revolving Loans 438,780   438,780   453,041
Revolving Loans Converted to Term 4,762   4,762   6,321
Total loans and leases 4,046,885   4,046,885   3,853,572
Watch          
Loans Amortized Cost Basis by Origination Year          
2025 2,084   2,084   4,035
2024 4,140   4,140   4,639
2023 4,790   4,790   9,391
2022 9,039   9,039   7,460
2021 16,879   16,879   1,934
Prior 5,552   5,552   5,059
Revolving Loans 24,094   24,094   4,850
Revolving Loans Converted to Term         14
Total loans and leases 66,578   66,578   37,382
Special Mention          
Loans Amortized Cost Basis by Origination Year          
2025         3,662
2024 452   452    
Prior 49   49   50
Total loans and leases 501   501   3,712
Substandard          
Loans Amortized Cost Basis by Origination Year          
2025 329   329   927
2024 625   625   372
2023 44   44   516
2022 516   516   5,339
2021 5,347   5,347   735
Prior 2,755   2,755   2,656
Revolving Loans 482   482   1,068
Revolving Loans Converted to Term         61
Total loans and leases 10,098   10,098   11,674
Commercial Real Estate | Non-owner occupied          
Loans Amortized Cost Basis by Origination Year          
2025 82,967   82,967   241,492
2024 221,450   221,450   119,692
2023 147,009   147,009   293,497
2022 282,007   282,007   228,832
2021 212,474   212,474   86,055
Prior 161,391   161,391   101,845
Revolving Loans 6,835   6,835   8,295
Revolving Loans Converted to Term         696
Total loans and leases 1,114,133   1,114,133   1,080,404
Commercial Real Estate | Owner occupied          
Loans Amortized Cost Basis by Origination Year          
2025 99,496   99,496   150,446
2024 153,214   153,214   121,379
2023 124,257   124,257   277,726
2022 287,209   287,209   159,673
2021 151,445   151,445   64,736
Prior 130,002   130,002   79,663
Revolving Loans 13,315   13,315   13,857
Revolving Loans Converted to Term 51   51   198
Total loans and leases 958,989   958,989   867,678
Commercial Real Estate | Pass | Non-owner occupied          
Loans Amortized Cost Basis by Origination Year          
2025 81,768   81,768   241,022
2024 220,918   220,918   118,055
2023 145,375   145,375   286,728
2022 274,267   274,267   228,554
2021 195,838   195,838   85,754
Prior 156,910   156,910   97,319
Revolving Loans 6,835   6,835   8,295
Revolving Loans Converted to Term         696
Total loans and leases 1,081,911   1,081,911   1,066,423
Commercial Real Estate | Pass | Owner occupied          
Loans Amortized Cost Basis by Origination Year          
2025 98,302   98,302   145,848
2024 150,101   150,101   118,233
2023 121,199   121,199   275,328
2022 286,059   286,059   155,119
2021 148,170   148,170   62,755
Prior 128,970   128,970   78,934
Revolving Loans 12,567   12,567   12,368
Revolving Loans Converted to Term 51   51   198
Total loans and leases 945,419   945,419   848,783
Commercial Real Estate | Watch | Non-owner occupied          
Loans Amortized Cost Basis by Origination Year          
2025 1,199   1,199    
2024 90   90   1,637
2023 1,634   1,634   6,769
2022 7,740   7,740   278
2021 16,287   16,287    
Prior 4,225   4,225   4,275
Total loans and leases 31,175   31,175   12,959
Commercial Real Estate | Watch | Owner occupied          
Loans Amortized Cost Basis by Origination Year          
2025 885   885   1,451
2024 3,113   3,113   2,814
2023 3,058   3,058   2,398
2022 1,150   1,150   1,251
2021         1,676
Prior 656   656   364
Revolving Loans 748   748   744
Total loans and leases 9,610   9,610   10,698
Commercial Real Estate | Special Mention | Owner occupied          
Loans Amortized Cost Basis by Origination Year          
2025         3,147
Total loans and leases         3,147
Commercial Real Estate | Substandard | Non-owner occupied          
Loans Amortized Cost Basis by Origination Year          
2025         470
2024 442   442    
2021 349   349   301
Prior 256   256   251
Total loans and leases 1,047   1,047   1,022
Commercial Real Estate | Substandard | Owner occupied          
Loans Amortized Cost Basis by Origination Year          
2025 309   309    
2024         332
2022         3,303
2021 3,275   3,275   305
Prior 376   376   365
Revolving Loans         745
Total loans and leases 3,960   3,960   5,050
Consumer Real Estate          
Loans Amortized Cost Basis by Origination Year          
2025 74,790   74,790   151,970
2024 153,560   153,560   105,497
2023 101,008   101,008   155,017
2022 157,255   157,255   82,883
2021 76,739   76,739   47,380
Prior 95,581   95,581   64,168
Revolving Loans 143,681   143,681   132,822
Revolving Loans Converted to Term 656   656   2,099
Total loans and leases 803,270   803,270   741,836
Consumer Real Estate | Pass          
Loans Amortized Cost Basis by Origination Year          
2025 74,790   74,790   151,786
2024 153,387   153,387   105,416
2023 100,995   100,995   154,956
2022 157,195   157,195   82,463
2021 76,456   76,456   47,122
Prior 92,913   92,913   61,844
Revolving Loans 142,119   142,119   131,267
Revolving Loans Converted to Term 656   656   2,099
Total loans and leases 798,511   798,511   736,953
Consumer Real Estate | Watch          
Loans Amortized Cost Basis by Origination Year          
2024         81
2022         109
2021 107   107   258
Prior 671   671   420
Revolving Loans 1,205   1,205   1,241
Total loans and leases 1,983   1,983   2,109
Consumer Real Estate | Special Mention          
Loans Amortized Cost Basis by Origination Year          
Prior 49   49   50
Total loans and leases 49   49   50
Consumer Real Estate | Substandard          
Loans Amortized Cost Basis by Origination Year          
2025         184
2024 173   173    
2023 13   13   61
2022 60   60   311
2021 176   176    
Prior 1,948   1,948   1,854
Revolving Loans 357   357   314
Total loans and leases 2,727   2,727   2,724
Construction and Land Development          
Loans Amortized Cost Basis by Origination Year          
2025 101,899   101,899   202,414
2024 223,757   223,757   74,200
2023 23,506   23,506   51,543
2022 15,188   15,188   9,229
2021 6,911   6,911   2,168
Prior 9,624   9,624   9,700
Revolving Loans 6,592   6,592   12,392
Revolving Loans Converted to Term 3,678   3,678   89
Total loans and leases 391,155   391,155   361,735
YTD gross charge-offs          
2021         (441)
Total       (441) (441)
Construction and Land Development | Pass          
Loans Amortized Cost Basis by Origination Year          
2025 101,899   101,899   199,160
2024 223,305   223,305   74,200
2023 23,506   23,506   51,438
2022 15,138   15,138   6,146
2021 6,522   6,522   2,168
Prior 9,624   9,624   9,562
Revolving Loans 6,592   6,592   12,392
Revolving Loans Converted to Term 3,678   3,678   89
Total loans and leases 390,264   390,264   355,155
Construction and Land Development | Watch          
Loans Amortized Cost Basis by Origination Year          
2025         2,477
2023         105
2022 50   50   3,015
2021 362   362    
Total loans and leases 412   412   5,597
Construction and Land Development | Special Mention          
Loans Amortized Cost Basis by Origination Year          
2025         515
2024 452   452    
Total loans and leases 452   452   515
Construction and Land Development | Substandard          
Loans Amortized Cost Basis by Origination Year          
2025         262
2022         68
2021 27   27    
Prior         138
Total loans and leases 27   27   468
Commercial and Industrial          
Loans Amortized Cost Basis by Origination Year          
2025 76,551   76,551   131,001
2024 113,515   113,515   128,793
2023 104,494   104,494   134,356
2022 117,112   117,112   47,763
2021 40,226   40,226   17,845
Prior 40,200   40,200   26,979
Revolving Loans 286,279   286,279   285,569
Revolving Loans Converted to Term 377   377   3,314
Total loans and leases 778,754   778,754   775,620
YTD gross charge-offs          
2024         (618)
2023     (42)   (235)
2022     (77)    
Revolving Loans         (29)
Revolving Loans Converted to Term         (46)
Total (60) (222) (119) (423) (928)
Commercial and Industrial | Pass          
Loans Amortized Cost Basis by Origination Year          
2025 76,531   76,531   130,898
2024 112,575   112,575   128,646
2023 104,365   104,365   133,782
2022 116,558   116,558   43,299
2021 38,583   38,583   17,716
Prior 40,025   40,025   26,933
Revolving Loans 264,013   264,013   282,695
Revolving Loans Converted to Term 377   377   3,239
Total loans and leases 753,027   753,027   767,208
Commercial and Industrial | Watch          
Loans Amortized Cost Basis by Origination Year          
2025         103
2024 932   932   107
2023 98   98   119
2022 99   99   2,807
2021 123   123    
Revolving Loans 22,141   22,141   2,865
Revolving Loans Converted to Term         14
Total loans and leases 23,393   23,393   6,015
Commercial and Industrial | Substandard          
Loans Amortized Cost Basis by Origination Year          
2025 20   20    
2024 8   8   40
2023 31   31   455
2022 455   455   1,657
2021 1,520   1,520   129
Prior 175   175   46
Revolving Loans 125   125   9
Revolving Loans Converted to Term         61
Total loans and leases 2,334   2,334   2,397
Leases          
Loans Amortized Cost Basis by Origination Year          
2025 12,940   12,940   25,371
2024 20,625   20,625   18,285
2023 13,502   13,502   16,299
2022 12,603   12,603   3,601
2021 2,114   2,114   1,019
Prior 711   711   303
Total loans and leases 62,495   62,495   64,878
YTD gross charge-offs          
2025         (74)
2024     (166)   (619)
2023     (171)   (589)
2022     (3)   (1)
2021         (1)
Prior     (9)   (28)
Total (159) (245) (349) (322) (1,312)
Leases | Pass          
Loans Amortized Cost Basis by Origination Year          
2025 12,940   12,940   25,371
2024 20,625   20,625   18,285
2023 13,502   13,502   16,299
2022 12,603   12,603   3,601
2021 2,114   2,114   1,019
Prior 711   711   303
Total loans and leases 62,495   62,495   64,878
Consumer and Other          
Loans Amortized Cost Basis by Origination Year          
2025 3,434   3,434   4,400
2024 2,566   2,566   1,932
2023 1,120   1,120   922
2022 768   768   387
2021 292   292   284
Prior 432   432   240
Revolving Loans 6,654   6,654   6,024
Total loans and leases 15,266   15,266   14,189
YTD gross charge-offs          
2025     (10)   (24)
2024     (42)   (84)
2023     (25)   (61)
2022     (9)   (37)
2021     (9)   (53)
Prior     (38)   (77)
Total (50) $ (97) (133) $ (191) (336)
Consumer and Other | Pass          
Loans Amortized Cost Basis by Origination Year          
2025 3,434   3,434   4,385
2024 2,559   2,559   1,932
2023 1,120   1,120   922
2022 767   767   387
2021 292   292   284
Prior 432   432   238
Revolving Loans 6,654   6,654   6,024
Total loans and leases 15,258   15,258   14,172
Consumer and Other | Watch          
Loans Amortized Cost Basis by Origination Year          
2025         4
2024 5   5    
Total loans and leases 5   5   4
Consumer and Other | Substandard          
Loans Amortized Cost Basis by Origination Year          
2025         11
2024 2   2    
2022 1   1    
Prior         2
Total loans and leases $ 3   $ 3   $ 13