ALLOWANCE FOR CREDIT LOSSES - Credit Exposure for the Loan Portfolio Disaggregated by Loan Segment (Details) - USD ($)
$ in Thousands |
6 Months Ended |
12 Months Ended |
Jun. 30, 2025 |
Dec. 31, 2024 |
| Risk Rating |
|
|
| Total |
$ 1,035,112
|
$ 1,005,726
|
| Real estate - commercial |
|
|
| Risk Rating |
|
|
| Year one |
18,601
|
58,750
|
| Year two |
53,022
|
71,134
|
| Year three |
52,564
|
71,741
|
| Year four |
70,066
|
47,488
|
| Year five |
47,225
|
54,163
|
| Prior |
48,340
|
|
| Revolving Loans Amortized Cost Basis |
3,105
|
2,445
|
| Revolving Loans Converted to Term |
0
|
0
|
| Total |
292,923
|
305,721
|
| Gross write offs |
|
|
| Year one |
0
|
0
|
| Year two |
0
|
0
|
| Year three |
130
|
60
|
| Year four |
216
|
0
|
| Year five |
0
|
|
| Prior |
85
|
|
| Prior |
|
0
|
| Revolving Loans Amortized Cost Basis |
0
|
0
|
| Revolving Loans Converted to Term |
0
|
0
|
| Total |
431
|
60
|
| Real estate - commercial | Pass |
|
|
| Risk Rating |
|
|
| Year one |
18,601
|
58,597
|
| Year two |
50,206
|
67,244
|
| Year three |
49,224
|
67,994
|
| Year four |
66,707
|
46,851
|
| Year five |
43,325
|
52,733
|
| Prior |
46,662
|
|
| Revolving Loans Amortized Cost Basis |
3,090
|
2,430
|
| Revolving Loans Converted to Term |
0
|
0
|
| Total |
277,815
|
295,849
|
| Real estate - commercial | Special mention |
|
|
| Risk Rating |
|
|
| Year one |
0
|
153
|
| Year two |
81
|
919
|
| Year three |
499
|
2,890
|
| Year four |
1,886
|
538
|
| Year five |
534
|
489
|
| Prior |
186
|
|
| Revolving Loans Amortized Cost Basis |
15
|
15
|
| Revolving Loans Converted to Term |
0
|
0
|
| Total |
3,201
|
5,004
|
| Real estate - commercial | Substandard |
|
|
| Risk Rating |
|
|
| Year one |
0
|
0
|
| Year two |
2,735
|
2,971
|
| Year three |
2,841
|
857
|
| Year four |
1,473
|
99
|
| Year five |
3,366
|
941
|
| Prior |
1,492
|
|
| Revolving Loans Amortized Cost Basis |
0
|
0
|
| Revolving Loans Converted to Term |
0
|
0
|
| Total |
11,907
|
4,868
|
| Real estate - commercial | Doubtful |
|
|
| Risk Rating |
|
|
| Year one |
0
|
0
|
| Year two |
0
|
0
|
| Year three |
0
|
0
|
| Year four |
0
|
0
|
| Year five |
0
|
0
|
| Prior |
0
|
|
| Revolving Loans Amortized Cost Basis |
0
|
0
|
| Revolving Loans Converted to Term |
0
|
0
|
| Total |
0
|
0
|
| Real estate - construction and land |
|
|
| Risk Rating |
|
|
| Year one |
3,892
|
1,947
|
| Year two |
9,945
|
18,261
|
| Year three |
27,577
|
9,891
|
| Year four |
10,699
|
2,815
|
| Year five |
1,074
|
0
|
| Prior |
0
|
|
| Revolving Loans Amortized Cost Basis |
0
|
0
|
| Revolving Loans Converted to Term |
0
|
0
|
| Total |
53,187
|
32,914
|
| Gross write offs |
|
|
| Year one |
0
|
0
|
| Year two |
0
|
0
|
| Year three |
0
|
0
|
| Year four |
0
|
0
|
| Year five |
0
|
|
| Prior |
0
|
|
| Prior |
|
0
|
| Revolving Loans Amortized Cost Basis |
0
|
0
|
| Revolving Loans Converted to Term |
0
|
0
|
| Total |
0
|
0
|
| Real estate - construction and land | Pass |
|
|
| Risk Rating |
|
|
| Year one |
3,892
|
1,947
|
| Year two |
9,945
|
18,261
|
| Year three |
18,125
|
9,891
|
| Year four |
10,699
|
2,815
|
| Year five |
1,074
|
0
|
| Prior |
0
|
|
| Revolving Loans Amortized Cost Basis |
0
|
0
|
| Revolving Loans Converted to Term |
0
|
0
|
| Total |
43,735
|
32,914
|
| Real estate - construction and land | Special mention |
|
|
| Risk Rating |
|
|
| Year one |
0
|
0
|
| Year two |
0
|
0
|
| Year three |
0
|
0
|
| Year four |
0
|
0
|
| Year five |
0
|
0
|
| Prior |
0
|
|
| Revolving Loans Amortized Cost Basis |
0
|
0
|
| Revolving Loans Converted to Term |
0
|
0
|
| Total |
0
|
0
|
| Real estate - construction and land | Substandard |
|
|
| Risk Rating |
|
|
| Year one |
0
|
0
|
| Year two |
0
|
0
|
| Year three |
9,452
|
0
|
| Year four |
0
|
0
|
| Year five |
0
|
0
|
| Prior |
0
|
|
| Revolving Loans Amortized Cost Basis |
0
|
0
|
| Revolving Loans Converted to Term |
0
|
0
|
| Total |
9,452
|
0
|
| Real estate - construction and land | Doubtful |
|
|
| Risk Rating |
|
|
| Year one |
0
|
0
|
| Year two |
0
|
0
|
| Year three |
0
|
0
|
| Year four |
0
|
0
|
| Year five |
0
|
0
|
| Prior |
0
|
|
| Revolving Loans Amortized Cost Basis |
0
|
0
|
| Revolving Loans Converted to Term |
0
|
0
|
| Total |
0
|
0
|
| Commercial and industrial |
|
|
| Risk Rating |
|
|
| Year one |
42,803
|
84,622
|
| Year two |
57,477
|
43,849
|
| Year three |
42,035
|
36,710
|
| Year four |
33,197
|
11,404
|
| Year five |
8,364
|
41,043
|
| Prior |
31,470
|
|
| Revolving Loans Amortized Cost Basis |
7,893
|
8,894
|
| Revolving Loans Converted to Term |
0
|
0
|
| Total |
223,239
|
226,522
|
| Gross write offs |
|
|
| Year one |
17
|
0
|
| Year two |
1,575
|
3,286
|
| Year three |
2,915
|
3,210
|
| Year four |
1,719
|
361
|
| Year five |
273
|
|
| Prior |
1,495
|
|
| Prior |
|
4,099
|
| Revolving Loans Amortized Cost Basis |
33
|
0
|
| Revolving Loans Converted to Term |
0
|
0
|
| Total |
8,027
|
10,956
|
| Commercial and industrial | Pass |
|
|
| Risk Rating |
|
|
| Year one |
42,803
|
84,402
|
| Year two |
56,639
|
40,301
|
| Year three |
38,211
|
32,982
|
| Year four |
29,943
|
10,715
|
| Year five |
7,844
|
36,641
|
| Prior |
27,484
|
|
| Revolving Loans Amortized Cost Basis |
7,777
|
8,778
|
| Revolving Loans Converted to Term |
0
|
0
|
| Total |
210,701
|
213,819
|
| Commercial and industrial | Special mention |
|
|
| Risk Rating |
|
|
| Year one |
0
|
189
|
| Year two |
554
|
1,991
|
| Year three |
782
|
3,003
|
| Year four |
1,217
|
682
|
| Year five |
196
|
3,696
|
| Prior |
517
|
|
| Revolving Loans Amortized Cost Basis |
0
|
0
|
| Revolving Loans Converted to Term |
0
|
0
|
| Total |
3,266
|
9,561
|
| Commercial and industrial | Substandard |
|
|
| Risk Rating |
|
|
| Year one |
0
|
31
|
| Year two |
284
|
1,464
|
| Year three |
2,999
|
725
|
| Year four |
1,935
|
0
|
| Year five |
316
|
626
|
| Prior |
3,383
|
|
| Revolving Loans Amortized Cost Basis |
116
|
116
|
| Revolving Loans Converted to Term |
0
|
0
|
| Total |
9,033
|
2,962
|
| Commercial and industrial | Doubtful |
|
|
| Risk Rating |
|
|
| Year one |
0
|
0
|
| Year two |
0
|
93
|
| Year three |
43
|
0
|
| Year four |
102
|
7
|
| Year five |
8
|
80
|
| Prior |
86
|
|
| Revolving Loans Amortized Cost Basis |
0
|
0
|
| Revolving Loans Converted to Term |
0
|
0
|
| Total |
239
|
180
|
| Commercial and industrial - PPP |
|
|
| Risk Rating |
|
|
| Year one |
0
|
0
|
| Year two |
0
|
0
|
| Year three |
0
|
0
|
| Year four |
0
|
135
|
| Year five |
135
|
806
|
| Prior |
56
|
|
| Revolving Loans Amortized Cost Basis |
0
|
0
|
| Revolving Loans Converted to Term |
0
|
0
|
| Total |
191
|
941
|
| Gross write offs |
|
|
| Year one |
0
|
0
|
| Year two |
0
|
0
|
| Year three |
0
|
0
|
| Year four |
0
|
0
|
| Year five |
0
|
|
| Prior |
0
|
|
| Prior |
|
0
|
| Revolving Loans Amortized Cost Basis |
0
|
0
|
| Revolving Loans Converted to Term |
0
|
0
|
| Total |
0
|
0
|
| Commercial and industrial - PPP | Pass |
|
|
| Risk Rating |
|
|
| Year one |
0
|
0
|
| Year two |
0
|
0
|
| Year three |
0
|
0
|
| Year four |
0
|
135
|
| Year five |
135
|
302
|
| Prior |
56
|
|
| Revolving Loans Amortized Cost Basis |
0
|
0
|
| Revolving Loans Converted to Term |
0
|
0
|
| Total |
191
|
437
|
| Commercial and industrial - PPP | Special mention |
|
|
| Risk Rating |
|
|
| Year one |
0
|
0
|
| Year two |
0
|
0
|
| Year three |
0
|
0
|
| Year four |
0
|
0
|
| Year five |
0
|
504
|
| Prior |
0
|
|
| Revolving Loans Amortized Cost Basis |
0
|
0
|
| Revolving Loans Converted to Term |
0
|
0
|
| Total |
0
|
504
|
| Commercial and industrial - PPP | Substandard |
|
|
| Risk Rating |
|
|
| Year one |
0
|
0
|
| Year two |
0
|
0
|
| Year three |
0
|
0
|
| Year four |
0
|
0
|
| Year five |
0
|
0
|
| Prior |
0
|
|
| Revolving Loans Amortized Cost Basis |
0
|
0
|
| Revolving Loans Converted to Term |
0
|
0
|
| Total |
0
|
0
|
| Commercial and industrial - PPP | Doubtful |
|
|
| Risk Rating |
|
|
| Year one |
0
|
0
|
| Year two |
0
|
0
|
| Year three |
0
|
0
|
| Year four |
0
|
0
|
| Year five |
0
|
0
|
| Prior |
0
|
|
| Revolving Loans Amortized Cost Basis |
0
|
0
|
| Revolving Loans Converted to Term |
0
|
0
|
| Total |
0
|
0
|
| Real Estate - Residential |
|
|
| Risk Rating |
|
|
| Year one |
7,627
|
29,086
|
| Year two |
35,026
|
26,473
|
| Year three |
25,142
|
69,163
|
| Year four |
68,501
|
32,528
|
| Year five |
22,740
|
26,395
|
| Prior |
18,391
|
|
| Revolving Loans Amortized Cost Basis |
179,132
|
147,225
|
| Revolving Loans Converted to Term |
0
|
0
|
| Total |
356,559
|
330,870
|
| Gross write offs |
|
|
| Year one |
0
|
0
|
| Year two |
0
|
0
|
| Year three |
0
|
0
|
| Year four |
0
|
0
|
| Year five |
0
|
|
| Prior |
0
|
|
| Prior |
|
20
|
| Revolving Loans Amortized Cost Basis |
842
|
0
|
| Revolving Loans Converted to Term |
0
|
0
|
| Total |
842
|
20
|
| Real Estate - Residential | Pass |
|
|
| Risk Rating |
|
|
| Year one |
7,627
|
29,086
|
| Year two |
35,026
|
26,473
|
| Year three |
24,370
|
65,598
|
| Year four |
66,892
|
32,235
|
| Year five |
21,286
|
26,395
|
| Prior |
15,989
|
|
| Revolving Loans Amortized Cost Basis |
178,304
|
145,265
|
| Revolving Loans Converted to Term |
0
|
0
|
| Total |
349,494
|
325,052
|
| Real Estate - Residential | Doubtful |
|
|
| Risk Rating |
|
|
| Year one |
0
|
0
|
| Year two |
0
|
0
|
| Year three |
772
|
3,565
|
| Year four |
1,609
|
293
|
| Year five |
1,454
|
0
|
| Prior |
2,402
|
|
| Revolving Loans Amortized Cost Basis |
828
|
1,960
|
| Revolving Loans Converted to Term |
0
|
0
|
| Total |
7,065
|
5,818
|
| Consumer and Other |
|
|
| Risk Rating |
|
|
| Year one |
9,814
|
59,675
|
| Year two |
54,786
|
21,860
|
| Year three |
20,072
|
10,026
|
| Year four |
6,434
|
603
|
| Year five |
277
|
53
|
| Prior |
51
|
|
| Revolving Loans Amortized Cost Basis |
1,899
|
1,609
|
| Revolving Loans Converted to Term |
0
|
0
|
| Total |
93,333
|
93,826
|
| Gross write offs |
|
|
| Year one |
20
|
0
|
| Year two |
611
|
236
|
| Year three |
174
|
2,351
|
| Year four |
611
|
35
|
| Year five |
6
|
|
| Prior |
5
|
|
| Prior |
|
316
|
| Revolving Loans Amortized Cost Basis |
24
|
0
|
| Revolving Loans Converted to Term |
0
|
0
|
| Total |
1,451
|
2,938
|
| Consumer and Other | Pass |
|
|
| Risk Rating |
|
|
| Year one |
9,814
|
59,591
|
| Year two |
54,786
|
21,860
|
| Year three |
20,059
|
9,840
|
| Year four |
6,343
|
603
|
| Year five |
277
|
53
|
| Prior |
51
|
|
| Revolving Loans Amortized Cost Basis |
1,899
|
1,584
|
| Revolving Loans Converted to Term |
0
|
0
|
| Total |
93,229
|
93,531
|
| Consumer and Other | Doubtful |
|
|
| Risk Rating |
|
|
| Year one |
0
|
84
|
| Year two |
0
|
0
|
| Year three |
13
|
186
|
| Year four |
91
|
0
|
| Year five |
0
|
0
|
| Prior |
0
|
|
| Revolving Loans Amortized Cost Basis |
0
|
25
|
| Revolving Loans Converted to Term |
0
|
0
|
| Total |
$ 104
|
$ 295
|