v3.25.2
ALLOWANCE FOR CREDIT LOSSES - Allowance for Credit Losses by Loan Segment (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Dec. 31, 2024
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning balance $ 16,513 $ 13,906 $ 15,512 $ 13,497  
Charge-offs (7,155) (3,430) (10,751) (7,332)  
Recoveries 356 169 651 419  
Provision 7,327 3,198 11,629 7,259  
Ending balance 17,041 13,843 17,041 13,843  
Loans HFI, at amortized cost 1,035,112   1,035,112   $ 1,005,726
Real Estate          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Ending balance 0   0    
Loans HFI, at amortized cost 3,869   3,869    
Real Estate - Residential          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning balance 1,148 2,186 1,181 1,987  
Charge-offs (835) 0 (842) 0  
Recoveries 7 0 27 0  
Provision 859 (952) 813 (753)  
Ending balance 1,179 1,234 1,179 1,234  
Loans HFI, at amortized cost 356,559   356,559   330,870
Real Estate - Commercial          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning balance 2,161 1,758 2,096 1,818  
Charge-offs (301) (60) (431) (60)  
Recoveries 2 2 2 4  
Provision 273 164 468 102  
Ending balance 2,135 1,864 2,135 1,864  
Loans HFI, at amortized cost 292,923   292,923   305,721
Real Estate - Commercial | Real Estate          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning balance     0    
Ending balance 0   0    
Loans HFI, at amortized cost 2,709   2,709   2,709
Real Estate - Construction and Land          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning balance 809 663 507 519  
Charge-offs 0 0 0 0  
Recoveries 0 0 0 0  
Provision 38 (108) 340 36  
Ending balance 847 555 847 555  
Loans HFI, at amortized cost 53,187   53,187   32,914
Commercial and Industrial          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning balance 10,378 6,840 9,607 6,579  
Charge-offs (5,061) (2,599) (8,027) (5,523)  
Recoveries 270 111 463 241  
Provision 5,519 3,362 9,063 6,417  
Ending balance 11,106 7,714 11,106 7,714  
Loans HFI, at amortized cost 223,239   223,239   226,522
Consumer and Other          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning balance 2,017 2,459 2,121 2,594  
Charge-offs (958) (771) (1,451) (1,749)  
Recoveries 77 56 159 174  
Provision 638 732 945 1,457  
Ending balance 1,774 $ 2,476 1,774 $ 2,476  
Loans HFI, at amortized cost 93,333   93,333   $ 93,826
Commercial and industrial | Real Estate          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Ending balance 0   0    
Loans HFI, at amortized cost $ 1,160   $ 1,160