The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
JPMORGAN MUNICIPAL ETF ETF 46641Q647 20,311,248 409,171 SH SOLE 409,171 0 0
SCHWAB U.S. LARGE-CAP GROWTH ETF ETF 808524300 19,926,624 682,185 SH SOLE 682,185 0 0
WISDOMTREE U.S. HIGH DIVIDEND FUND ETF 97717W208 19,865,940 206,980 SH SOLE 206,980 0 0
SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF ETF 78463X889 14,037,357 346,687 SH SOLE 346,687 0 0
VANGUARD S&P 500 ETF ETF 922908363 12,978,917 22,849 SH SOLE 22,849 0 0
PACER TRENDPILOT US LARGE CAP ETF ETF 69374H105 11,627,441 229,067 SH SOLE 229,067 0 0
VANGUARD CORE BOND ETF ETF 922020748 11,309,225 145,775 SH SOLE 145,775 0 0
PACER TRENDPILOT US MID CAP ETF ETF 69374H204 9,735,496 279,114 SH SOLE 279,114 0 0
WISDOMTREE INTERNATIONAL QUALITY DIVIDEND GROWTH FUND ETF 97717X131 9,243,295 233,181 SH SOLE 233,181 0 0
WISDOMTREE MORTGAGE PLUS BOND FUND ETF 97717Y725 7,411,096 166,879 SH SOLE 166,879 0 0
WISDOMTREE EMERGING MARKETS EX-STATE-OWNED ENTERPRISES FUND ETF 97717X578 7,299,933 211,715 SH SOLE 211,715 0 0
SPDR S&P 500 ETF TRUST ETF 78462F103 7,184,978 11,629 SH SOLE 11,629 0 0
NYLI MACKAY MUNI INTERMEDIATE ETF ETF 45409F827 7,163,944 300,375 SH SOLE 300,375 0 0
WISDOMTREE FLOATING RATE TREASURY FUND ETF 97717Y527 7,079,070 140,709 SH SOLE 140,709 0 0
NVIDIA CORPORATION COM Stock 67066G104 6,476,326 40,992 SH SOLE 40,992 0 0
ISHARES TREASURY FLOATING RATE BOND ETF ETF 46434V860 6,020,056 118,856 SH SOLE 118,856 0 0
Real Estate Select Sector SPDR ETF 81369Y860 5,789,770 139,782 SH SOLE 139,782 0 0
MICROSOFT CORP COM Stock 594918104 5,081,043 10,215 SH SOLE 10,215 0 0
WISDOMTREE JAPAN HEDGED EQUITY FUND ETF 97717W851 3,847,699 33,672 SH SOLE 33,672 0 0
APPLE INC COM Stock 037833100 3,782,309 18,435 SH SOLE 18,435 0 0
SPDR BLOOMBERG 1-3 MONTH T-BILL ETF ETF 78468R663 3,471,430 37,844 SH SOLE 37,844 0 0
WISDOMTREE U.S. SHORT TERM CORPORATE BOND FUND ETF 97717X156 3,163,090 64,844 SH SOLE 64,844 0 0
FT VEST US EQUITY ENHANCE & MOD BUFFER ETF - MAR ETF 33740F474 2,767,426 72,269 SH SOLE 72,269 0 0
WISDOMTREE US QUALITY DIVIDEND GROWTH FUND ETF 97717X669 2,162,837 25,828 SH SOLE 25,828 0 0
META PLATFORMS INC CL A Stock 30303M102 2,143,413 2,904 SH SOLE 2,904 0 0
ALPHABET INC CAP STK CL A Stock 02079K305 2,017,481 11,448 SH SOLE 11,448 0 0
AMAZON COM INC COM Stock 023135106 1,844,851 8,409 SH SOLE 8,409 0 0
VANGUARD INTERMEDIATE-TERM BOND ETF ETF 921937819 1,632,957 21,114 SH SOLE 21,114 0 0
PACER DATA & INFRASTRUCTURE REAL ESTATE ETF ETF 69374H741 1,585,231 49,048 SH SOLE 49,048 0 0
PACER INDUSTRIAL REAL ESTATE ETF ETF 69374H766 1,467,927 39,681 SH SOLE 39,681 0 0
ISHARES SELECT DIVIDEND ETF ETF 464287168 1,435,410 10,808 SH SOLE 10,808 0 0
ISHARES PREFERRED & INCOME SECURITIES ETF ETF 464288687 1,175,724 38,322 SH SOLE 38,322 0 0
ISHARES FLOATING RATE BOND ETF ETF 46429B655 1,071,420 21,000 SH SOLE 21,000 0 0
JPMORGAN CHASE & CO. COM Stock 46625H100 1,068,898 3,687 SH SOLE 3,687 0 0
BROADCOM INC COM Stock 11135F101 1,063,733 3,859 SH SOLE 3,859 0 0
ELI LILLY & CO COM Stock 532457108 1,050,806 1,348 SH SOLE 1,348 0 0
EXXON MOBIL CORP COM Stock 30231G102 919,211 8,527 SH SOLE 8,527 0 0
MASTERCARD INCORPORATED CL A Stock 57636Q104 865,950 1,541 SH SOLE 1,541 0 0
ORACLE CORP COM Stock 68389X105 834,292 3,816 SH SOLE 3,816 0 0
VISA INC COM CL A Stock 92826C839 828,687 2,334 SH SOLE 2,334 0 0
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598 824,118 4,243 SH SOLE 4,243 0 0
HOME DEPOT INC COM Stock 437076102 771,777 2,105 SH SOLE 2,105 0 0
PROCTER AND GAMBLE CO COM Stock 742718109 751,194 4,715 SH SOLE 4,715 0 0
ISHARES CORE S&P MID-CAP ETF ETF 464287507 747,651 12,055 SH SOLE 12,055 0 0
COSTCO WHSL CORP NEW COM Stock 22160K105 738,495 746 SH SOLE 746 0 0
ISHARES RUSSELL MIDCAP ETF ETF 464287499 692,442 7,529 SH SOLE 7,529 0 0
WALMART INC COM Stock 931142103 679,180 6,946 SH SOLE 6,946 0 0
SPDR PORTFOLIO CORPORATE BOND ETF ETF 78464A144 624,636 21,377 SH SOLE 21,377 0 0
UNITEDHEALTH GROUP INC COM Stock 91324P102 603,974 1,936 SH SOLE 1,936 0 0
CHEVRON CORP NEW COM Stock 166764100 581,065 4,058 SH SOLE 4,058 0 0
GE AEROSPACE COM NEW Stock 369604301 579,128 2,250 SH SOLE 2,250 0 0
ENERGY TRANSFER L P COM UT LTD PTN Stock 29273V100 575,011 31,716 SH SOLE 31,716 0 0
MERCK & CO INC COM Stock 58933Y105 569,556 7,195 SH SOLE 7,195 0 0
ISHARES MSCI INTL VALUE FACTOR ETF ETF 46435G409 552,585 16,801 SH SOLE 16,801 0 0
ABBOTT LABS COM Stock 002824100 552,473 4,062 SH SOLE 4,062 0 0
PHILIP MORRIS INTL INC COM Stock 718172109 545,297 2,994 SH SOLE 2,994 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS ADR 874039100 511,867 2,260 SH SOLE 2,260 0 0
ISHARES CORE S&P SMALL CAP ETF ETF 464287804 474,974 4,346 SH SOLE 4,346 0 0
JPMORGAN SHORT DURATION CORE PLUS ETF ETF 46641Q274 473,356 9,978 SH SOLE 9,978 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 461,967 951 SH SOLE 951 0 0
WISDOMTREE MANAGED FUTURES STRATEGY FUND ETF 97717W125 456,188 12,921 SH SOLE 12,921 0 0
HONEYWELL INTL INC COM Stock 438516106 430,129 1,847 SH SOLE 1,847 0 0
KLA CORP COM NEW Stock 482480100 415,623 464 SH SOLE 464 0 0
PEPSICO INC COM Stock 713448108 413,549 3,132 SH SOLE 3,132 0 0
INTUIT COM Stock 461202103 406,417 516 SH SOLE 516 0 0
WISDOMTREE U.S. SMALLCAP DIVIDEND FUND ETF 97717W604 389,918 12,277 SH SOLE 12,277 0 0
MCDONALDS CORP COM Stock 580135101 382,158 1,308 SH SOLE 1,308 0 0
ISHARES CORE S&P 500 ETF ETF 464287200 381,233 614 SH SOLE 614 0 0
ABBVIE INC COM Stock 00287Y109 376,437 2,028 SH SOLE 2,028 0 0
AUTOMATIC DATA PROCESSING INC COM Stock 053015103 373,781 1,212 SH SOLE 1,212 0 0
GILEAD SCIENCES INC COM Stock 375558103 369,530 3,333 SH SOLE 3,333 0 0
T-MOBILE US INC COM Stock 872590104 355,246 1,491 SH SOLE 1,491 0 0
CITIGROUP INC COM NEW Stock 172967424 346,779 4,074 SH SOLE 4,074 0 0
EATON CORP PLC SHS Stock G29183103 339,497 951 SH SOLE 951 0 0
BANK AMERICA CORP COM Stock 060505104 321,492 6,794 SH SOLE 6,794 0 0
MICRON TECHNOLOGY INC COM Stock 595112103 316,999 2,572 SH SOLE 2,572 0 0
QUALCOMM INC COM Stock 747525103 304,187 1,910 SH SOLE 1,910 0 0
COLGATE PALMOLIVE CO COM Stock 194162103 299,697 3,297 SH SOLE 3,297 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 285,050 5,000 SH SOLE 5,000 0 0
LOWES COS INC COM Stock 548661107 273,122 1,231 SH SOLE 1,231 0 0
ADVANCED MICRO DEVICES INC COM Stock 007903107 258,684 1,823 SH SOLE 1,823 0 0
S&P GLOBAL INC COM Stock 78409V104 245,717 466 SH SOLE 466 0 0
GOLDMAN SACHS GROUP INC COM Stock 38141G104 244,174 345 SH SOLE 345 0 0
BLACKROCK INC COM Stock 09290D101 241,328 230 SH SOLE 230 0 0
UNION PAC CORP COM Stock 907818108 240,894 1,047 SH SOLE 1,047 0 0
AMERICAN EXPRESS CO COM Stock 025816109 238,278 747 SH SOLE 747 0 0
TEXAS INSTRS INC COM Stock 882508104 236,064 1,137 SH SOLE 1,137 0 0
ALPHABET INC CAP STK CL C Stock 02079K107 234,155 1,320 SH SOLE 1,320 0 0
SCHWAB CHARLES CORP COM Stock 808513105 223,720 2,452 SH SOLE 2,452 0 0
LOCKHEED MARTIN CORP COM Stock 539830109 219,528 474 SH SOLE 474 0 0
STRYKER CORPORATION COM Stock 863667101 216,805 548 SH SOLE 548 0 0
AMERICAN INTL GROUP INC COM NEW Stock 026874784 210,894 2,464 SH SOLE 2,464 0 0
JOHNSON & JOHNSON COM Stock 478160104 209,726 1,373 SH SOLE 1,373 0 0
TJX COS INC NEW COM Stock 872540109 203,388 1,647 SH SOLE 1,647 0 0