v3.25.2
Loans Receivable and the Allowance for Credit Losses - Summary of risk category of loans (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Dec. 31, 2024
Loans Receivable and the Allowance for Credit Losses          
2025/2024 $ 275,715   $ 275,715   $ 443,177
2024/2023 510,710   510,710   544,997
2023/2022 412,501   412,501   380,540
2022/2021 269,038   269,038   191,190
2021/2020 112,504   112,504   55,822
Prior 117,597   117,597   90,896
Revolving Loans Amortized Cost Basis 99,203   99,203   100,050
Revolving Loans Converted to Term 350   350   5,975
Total 1,797,618   1,797,618   1,812,647
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff          
2025/2024     602   347
Prior         1,000
Total 485 $ 12 602 $ 33 1,347
Residential real estate          
Loans Receivable and the Allowance for Credit Losses          
2025/2024 96,098   96,098   18,326
2024/2023 12,941   12,941   78,603
2023/2022 78,085   78,085   70,892
2022/2021 69,758   69,758   22,292
2021/2020 22,028   22,028   11,361
Prior 43,129   43,129   35,175
Total 322,039   322,039   236,649
Non-residential real estate          
Loans Receivable and the Allowance for Credit Losses          
2025/2024         13,881
2024/2023 13,759   13,759   1,569
2023/2022 1,550   1,550   243
2022/2021 239   239   1,669
2021/2020 1,637   1,637   974
Prior 11,786   11,786   11,110
Total 28,971   28,971   29,446
Construction          
Loans Receivable and the Allowance for Credit Losses          
2025/2024 174,077   174,077   408,072
2024/2023 477,202   477,202   460,460
2023/2022 328,866   328,866   303,417
2022/2021 193,573   193,573   166,997
2021/2020 88,712   88,712   43,405
Prior 61,047   61,047   43,816
Total 1,323,477   1,323,477   1,426,167
Commercial and industrial          
Loans Receivable and the Allowance for Credit Losses          
2025/2024 5,493   5,493   1,250
2024/2023 6,808   6,808   4,365
2023/2022 4,000   4,000   5,988
2022/2021 5,468   5,468   232
2021/2020 127   127   82
Prior 1,635   1,635   795
Revolving Loans Amortized Cost Basis 99,203   99,203   100,049
Revolving Loans Converted to Term 350   350   5,975
Total 123,084   123,084   118,736
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff          
Prior         1,000
Total         1,000
Consumer          
Loans Receivable and the Allowance for Credit Losses          
2025/2024 47   47   1,648
Revolving Loans Amortized Cost Basis         1
Total 47   47   1,649
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff          
2025/2024     602   347
Total 485 $ 12 602 $ 33 347
Pass          
Loans Receivable and the Allowance for Credit Losses          
2025/2024 275,715   275,715   443,177
2024/2023 510,476   510,476   544,997
2023/2022 412,501   412,501   380,540
2022/2021 269,038   269,038   191,190
2021/2020 112,504   112,504   55,822
Prior 117,597   117,597   90,896
Revolving Loans Amortized Cost Basis 99,203   99,203   100,050
Revolving Loans Converted to Term 350   350   5,734
Total 1,797,384   1,797,384   1,812,406
Pass | Residential real estate          
Loans Receivable and the Allowance for Credit Losses          
2025/2024 96,098   96,098   18,326
2024/2023 12,941   12,941   78,603
2023/2022 78,085   78,085   70,892
2022/2021 69,758   69,758   22,292
2021/2020 22,028   22,028   11,361
Prior 43,129   43,129   35,175
Total 322,039   322,039   236,649
Pass | Non-residential real estate          
Loans Receivable and the Allowance for Credit Losses          
2025/2024         13,881
2024/2023 13,759   13,759   1,569
2023/2022 1,550   1,550   243
2022/2021 239   239   1,669
2021/2020 1,637   1,637   974
Prior 11,786   11,786   11,110
Total 28,971   28,971   29,446
Pass | Construction          
Loans Receivable and the Allowance for Credit Losses          
2025/2024 174,077   174,077   408,072
2024/2023 477,202   477,202   460,460
2023/2022 328,866   328,866   303,417
2022/2021 193,573   193,573   166,997
2021/2020 88,712   88,712   43,405
Prior 61,047   61,047   43,816
Total 1,323,477   1,323,477   1,426,167
Pass | Commercial and industrial          
Loans Receivable and the Allowance for Credit Losses          
2025/2024 5,493   5,493   1,250
2024/2023 6,574   6,574   4,365
2023/2022 4,000   4,000   5,988
2022/2021 5,468   5,468   232
2021/2020 127   127   82
Prior 1,635   1,635   795
Revolving Loans Amortized Cost Basis 99,203   99,203   100,049
Revolving Loans Converted to Term 350   350   5,734
Total 122,850   122,850   118,495
Pass | Consumer          
Loans Receivable and the Allowance for Credit Losses          
2025/2024 47   47   1,648
Revolving Loans Amortized Cost Basis         1
Total 47   47   1,649
Substandard          
Loans Receivable and the Allowance for Credit Losses          
2024/2023 234   234    
Revolving Loans Converted to Term         241
Total 234   234   241
Substandard | Commercial and industrial          
Loans Receivable and the Allowance for Credit Losses          
2024/2023 234   234    
Revolving Loans Converted to Term         241
Total $ 234   $ 234   $ 241