Loans Receivable and the Allowance for Credit Losses - Schedule of activity in the allowance for credit loss by loan class (Details) - USD ($) $ in Thousands |
3 Months Ended | 6 Months Ended | 12 Months Ended | ||
---|---|---|---|---|---|
Jun. 30, 2025 |
Jun. 30, 2024 |
Jun. 30, 2025 |
Jun. 30, 2024 |
Dec. 31, 2024 |
|
Loans Receivable and the Allowance for Credit Losses | |||||
Beginning balance | $ 5,127 | $ 4,927 | $ 4,830 | $ 5,093 | $ 5,093 |
Charge-offs | (485) | (12) | (602) | (33) | (1,347) |
Recoveries | 82 | 434 | |||
Provision (reversal of) | 62 | (145) | |||
Ending balance | 4,724 | 4,915 | 4,724 | 4,915 | 4,830 |
Residential Real Estate | |||||
Loans Receivable and the Allowance for Credit Losses | |||||
Beginning balance | 2,224 | 2,229 | 1,900 | 2,433 | 2,433 |
Provision (reversal of) | (245) | (205) | 79 | (409) | |
Ending balance | 1,979 | 2,024 | 1,979 | 2,024 | 1,900 |
Non-residential Real Estate | |||||
Loans Receivable and the Allowance for Credit Losses | |||||
Beginning balance | 271 | 110 | 308 | 126 | 126 |
Recoveries | 350 | ||||
Provision (reversal of) | (42) | 269 | (429) | 253 | |
Ending balance | 229 | 379 | 229 | 379 | 308 |
Construction | |||||
Loans Receivable and the Allowance for Credit Losses | |||||
Beginning balance | 1,716 | 1,969 | 1,937 | 1,914 | 1,914 |
Provision (reversal of) | 76 | (101) | (145) | (46) | |
Ending balance | 1,792 | 1,868 | 1,792 | 1,868 | 1,937 |
Commercial and Industrial | |||||
Loans Receivable and the Allowance for Credit Losses | |||||
Beginning balance | 606 | 422 | 520 | 472 | 472 |
Charge-offs | (1,000) | ||||
Provision (reversal of) | 71 | 55 | 157 | 5 | |
Ending balance | 677 | 477 | 677 | 477 | 520 |
Consumer | |||||
Loans Receivable and the Allowance for Credit Losses | |||||
Beginning balance | 310 | 197 | 165 | 148 | 148 |
Charge-offs | (485) | (12) | (602) | (33) | (347) |
Recoveries | 82 | 84 | |||
Provision (reversal of) | 140 | (18) | 400 | 52 | |
Ending balance | $ 47 | $ 167 | $ 47 | $ 167 | $ 165 |