Note 12 — Other Non-Interest Expenses The following is an analysis of other non-interest expenses: | | | | | | | | | | | | | | | | Three Months Ended June 30, | | Six Months Ended June 30, | | | | 2025 | | 2024 | | 2025 | | 2024 | | | | | (In Thousands) | | (In Thousands) | | Other | | $ | 259 | | $ | 226 | | $ | 559 | | $ | 374 | | Regulatory insurance premium and assessments | | | 768 | | | 714 | | | 1,618 | | | 1,458 | | Dues and subscriptions | | | 211 | | | 181 | | | 427 | | | 392 | | Service contracts | | | 445 | | | 421 | | | 868 | | | 845 | | Consulting expense | | | 127 | | | 169 | | | 318 | | | 400 | | Telephone | | | 150 | | | 163 | | | 293 | | | 333 | | Directors' compensation | | | 219 | | | 240 | | | 456 | | | 486 | | Audit and accounting | | | 147 | | | 140 | | | 290 | | | 276 | | Insurance | | | 94 | | | 110 | | | 200 | | | 212 | | Director, officer, and employee expense | | | 76 | | | 81 | | | 135 | | | 160 | | Legal fees | | | 165 | | | 120 | | | 263 | | | 185 | | Office supplies and stationary | | | 48 | | | 57 | | | 105 | | | 108 | | Recruiting expense | | | 25 | | | 1 | | | 57 | | | 28 | | | | $ | 2,734 | | $ | 2,623 | | $ | 5,589 | | $ | 5,257 | |
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