The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 302,894 2,227 SH SOLE 0 0 2,227
ABBVIE INC COM 00287Y109 312,213 1,682 SH SOLE 0 0 1,682
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 823,442 2,755 SH SOLE 0 0 2,755
ALPHABET INC CAP STK CL A 02079K305 1,438,037 8,160 SH SOLE 0 0 8,160
ALPHABET INC CAP STK CL C 02079K107 686,145 3,868 SH SOLE 0 0 3,868
AMAZON COM INC COM 023135106 1,966,472 8,963 SH SOLE 0 0 8,963
ELEVANCE HEALTH INC COM 036752103 317,002 815 SH SOLE 0 0 815
APPLE INC COM 037833100 4,450,108 21,690 SH SOLE 0 0 21,690
AMERICAN CENTY ETF TR AVANTIS CORE FI 025072562 2,145,089 51,540 SH SOLE 0 0 51,540
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 33,226,948 484,782 SH SOLE 0 0 484,782
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 1,269,948 17,159 SH SOLE 0 0 17,159
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 5,687,133 71,735 SH SOLE 0 0 71,735
AMERICAN CENTY ETF TR US EQT ETF 025072885 808,072 8,015 SH SOLE 0 0 8,015
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 2,584,952 37,897 SH SOLE 0 0 37,897
AMERICAN CENTY ETF TR US SML CP VALU 025072877 245,343,472 2,693,123 SH SOLE 0 0 2,693,123
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,457,600 2 SH SOLE 0 0 2
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 3,012,746 6,202 SH SOLE 0 0 6,202
BROADCOM INC COM 11135F101 1,010,257 3,665 SH SOLE 0 0 3,665
CAPTIVISION INC USD ORD SHS G18932106 12,849 11,271 SH SOLE 0 0 11,271
CINCINNATI FINL CORP COM 172062101 608,636 4,087 SH SOLE 0 0 4,087
CISCO SYS INC COM 17275R102 233,602 3,367 SH SOLE 0 0 3,367
COSTCO WHSL CORP NEW COM 22160K105 484,081 489 SH SOLE 0 0 489
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872 486,533,124 11,512,852 SH SOLE 0 0 11,512,852
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 133,385,370 4,494,116 SH SOLE 0 0 4,494,116
DIMENSIONAL ETF TRUST EMERGING MARKETS 25434V682 1,206,532 31,701 SH SOLE 0 0 31,701
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 66,201,028 2,129,335 SH SOLE 0 0 2,129,335
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690 2,631,284 66,767 SH SOLE 0 0 66,767
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849 125,113,036 2,637,846 SH SOLE 0 0 2,637,846
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 1,595,880 23,812 SH SOLE 0 0 23,812
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 82,842,066 1,535,250 SH SOLE 0 0 1,535,250
DIMENSIONAL ETF TRUST US CORE EQUITY 1 25434V625 6,139,731 91,843 SH SOLE 0 0 91,843
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666 87,504,021 2,820,890 SH SOLE 0 0 2,820,890
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 84,991,822 2,010,213 SH SOLE 0 0 2,010,213
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 40,466,714 1,375,016 SH SOLE 0 0 1,375,016
DIMENSIONAL ETF TRUST US SUSTAINABILITY 25434V716 3,619,157 92,208 SH SOLE 0 0 92,208
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 10,996,656 374,418 SH SOLE 0 0 374,418
DUKE ENERGY CORP NEW COM NEW 26441C204 230,808 1,956 SH SOLE 0 0 1,956
ELI LILLY & CO COM 532457108 321,166 412 SH SOLE 0 0 412
EMERSON ELEC CO COM 291011104 3,788,068 28,411 SH SOLE 0 0 28,411
EXXON MOBIL CORP COM 30231G102 582,825 5,407 SH SOLE 0 0 5,407
GE VERNOVA INC COM 36828A101 387,338 732 SH SOLE 0 0 732
GENERAL ELECTRIC CO COM NEW 369604301 659,948 2,564 SH SOLE 0 0 2,564
GLOBAL X FDS NASDAQ 100 COVER 37954Y483 1,875,499 112,171 SH SOLE 0 0 112,171
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 559,926 4,613 SH SOLE 0 0 4,613
HOME DEPOT INC COM 437076102 652,619 1,780 SH SOLE 0 0 1,780
ILLINOIS TOOL WKS INC COM 452308109 256,398 1,037 SH SOLE 0 0 1,037
INTERNATIONAL BUSINESS MACHS COM 459200101 252,921 858 SH SOLE 0 0 858
INTUIT COM 461202103 550,553 699 SH SOLE 0 0 699
INVESCO QQQ TR UNIT SER 1 46090e103 773,684 1,403 SH SOLE 0 0 1,403
ISHARES TR CORE MSCI EAFE 46432F842 106,016,822 1,269,967 SH SOLE 0 0 1,269,967
ISHARES INC CORE MSCI EMKT 46434G103 612,505 10,203 SH SOLE 0 0 10,203
ISHARES TR CORE S&P500 ETF 464287200 402,570,971 648,367 SH SOLE 0 0 648,367
ISHARES TR CORE S&P MCP ETF 464287507 691,833 11,155 SH SOLE 0 0 11,155
ISHARES TR CORE S&P SCP ETF 464287804 670,827 6,138 SH SOLE 0 0 6,138
ISHARES TR CORE S&P TTL STK 464287150 44,487,683 329,441 SH SOLE 0 0 329,441
ISHARES TR MSCI USA MIN VOL 46429b697 290,809 3,098 SH SOLE 0 0 3,098
ISHARES TR MRGSTR MD CP GRW 464288307 763,378 9,515 SH SOLE 0 0 9,515
ISHARES TR MSCI EAFE ETF 464287465 1,179,501 13,195 SH SOLE 0 0 13,195
ISHARES TR EAFE SML CP ETF 464288273 974,070 13,402 SH SOLE 0 0 13,402
ISHARES TR MSCI EMG MKT ETF 464287234 1,510,541 31,313 SH SOLE 0 0 31,313
ISHARES TR NATIONAL MUN ETF 464288414 1,109,828 10,622 SH SOLE 0 0 10,622
ISHARES TR RUS 1000 GRW ETF 464287614 10,050,908 23,673 SH SOLE 0 0 23,673
ISHARES TR RUS 1000 ETF 464287622 1,994,634 5,874 SH SOLE 0 0 5,874
ISHARES TR RUS 1000 VAL ETF 464287598 430,314 2,215 SH SOLE 0 0 2,215
ISHARES TR RUSSELL 2000 ETF 464287655 356,485 1,652 SH SOLE 0 0 1,652
ISHARES TR RUS 2000 VAL ETF 464287630 337,218 2,138 SH SOLE 0 0 2,138
ISHARES TR RUSSELL 3000 ETF 464287689 21,010,994 59,860 SH SOLE 0 0 59,860
ISHARES TR RUS MD CP GR ETF 464287481 40,029,465 288,646 SH SOLE 0 0 288,646
ISHARES TR RUS MID CAP ETF 464287499 396,667 4,313 SH SOLE 0 0 4,313
ISHARES TR RUS MDCP VAL ETF 464287473 866,411 6,557 SH SOLE 0 0 6,557
ISHARES TR S&P 500 VAL ETF 464287408 2,078,656 10,637 SH SOLE 0 0 10,637
ISHARES TR S&P 500 GRWT ETF 464287309 2,084,313 18,931 SH SOLE 0 0 18,931
ISHARES TR S&P MC 400GR ETF 464287606 811,488 8,919 SH SOLE 0 0 8,919
ISHARES TR SHRT NAT MUN ETF 464288158 40,645,381 382,221 SH SOLE 0 0 382,221
JOHNSON & JOHNSON COM 478160104 580,297 3,799 SH SOLE 0 0 3,799
JPMORGAN CHASE & CO COM 46625H100 935,124 3,226 SH SOLE 0 0 3,226
KINDER MORGAN INC DEL COM 49456B101 754,286 25,656 SH SOLE 0 0 25,656
MASTERCARD INCORPORATED CL A 57636Q104 243,320 433 SH SOLE 0 0 433
META PLATFORMS INC CL A 30303M102 417,021 565 SH SOLE 0 0 565
MICROSOFT CORP COM 594918104 3,787,280 7,614 SH SOLE 0 0 7,614
MUELLER INDS INC COM 624756102 1,009,110 12,698 SH SOLE 0 0 12,698
NETFLIX INC COM 64110L106 312,017 233 SH SOLE 0 0 233
NVIDIA CORPORATION COM 67066G104 2,172,363 13,750 SH SOLE 0 0 13,750
OREILLY AUTOMOTIVE INC COM 67103H107 652,451 7,239 SH SOLE 0 0 7,239
PHILIP MORRIS INTL INC COM 718172109 212,181 1,165 SH SOLE 0 0 1,165
PIPER SANDLER COMPANIES COM 724078100 540,315 1,944 SH SOLE 0 0 1,944
PNC FINL SVCS GROUP INC COM 693475105 315,795 1,694 SH SOLE 0 0 1,694
PROCTER AND GAMBLE CO COM 742718109 18,305,972 114,901 SH SOLE 0 0 114,901
RPM INTL INC COM 749685103 486,262 4,427 SH SOLE 0 0 4,427
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 79,170,856 3,582,392 SH SOLE 0 0 3,582,392
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 27,066,388 1,135,811 SH SOLE 0 0 1,135,811
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 20,855,949 853,353 SH SOLE 0 0 853,353
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 7,565,897 259,017 SH SOLE 0 0 259,017
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 304,281 10,997 SH SOLE 0 0 10,997
SPDR SER TR PORTFOLIO S&P400 78464A847 291,195 5,355 SH SOLE 0 0 5,355
SPDR SER TR PRTFLO S&P500 VL 78464A508 380,559 7,271 SH SOLE 0 0 7,271
SPDR SER TR PORTFOLI S&P1500 78464A805 411,221 5,491 SH SOLE 0 0 5,491
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 8,758,564 216,314 SH SOLE 0 0 216,314
SPDR S&P 500 ETF TR TR UNIT 78462F103 7,133,057 11,545 SH SOLE 0 0 11,545
SPDR SER TR S&P DIVID ETF 78464A763 499,079 3,677 SH SOLE 0 0 3,677
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 496,236 876 SH SOLE 0 0 876
STRYKER CORPORATION COM 863667101 227,883 576 SH SOLE 0 0 576
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 255,707 1,129 SH SOLE 0 0 1,129
TJX COS INC NEW COM 872540109 203,265 1,646 SH SOLE 0 0 1,646
UNITED STS OIL FD LP UNITS 91232N207 232,563 3,181 SH SOLE 0 0 3,181
UNITEDHEALTH GROUP INC COM 91324P102 233,354 748 SH SOLE 0 0 748
US BANCORP DEL COM NEW 902973304 242,223 5,353 SH SOLE 0 0 5,353
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 335,863 1,641 SH SOLE 0 0 1,641
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,197,083 64,640 SH SOLE 0 0 64,640
VANGUARD WORLD FD ESG INTL STK ETF 921910725 817,768 12,485 SH SOLE 0 0 12,485
VANGUARD WORLD FD ESG US STK ETF 921910733 1,219,133 11,119 SH SOLE 0 0 11,119
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 369,618 1,918 SH SOLE 0 0 1,918
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 2,276,540 33,867 SH SOLE 0 0 33,867
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 211,393,414 3,708,006 SH SOLE 0 0 3,708,006
VANGUARD INDEX FDS GROWTH ETF 922908736 186,547,449 425,519 SH SOLE 0 0 425,519
VANGUARD WORLD FD INF TECH ETF 92204A702 2,912,462 4,391 SH SOLE 0 0 4,391
VANGUARD INDEX FDS LARGE CAP ETF 922908637 88,840,643 311,394 SH SOLE 0 0 311,394
VANGUARD INDEX FDS MID CAP ETF 922908629 1,533,224 5,479 SH SOLE 0 0 5,479
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 294,657,472 1,036,103 SH SOLE 0 0 1,036,103
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 654,711 3,981 SH SOLE 0 0 3,981
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 2,064,233 23,178 SH SOLE 0 0 23,178
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 769,816 7,050 SH SOLE 0 0 7,050
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 3,779,771 6,654 SH SOLE 0 0 6,654
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 1,910,636 18,200 SH SOLE 0 0 18,200
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 504,923,017 6,415,794 SH SOLE 0 0 6,415,794
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 3,860,767 65,682 SH SOLE 0 0 65,682
VANGUARD INDEX FDS SML CP GRW ETF 922908595 1,108,554 4,003 SH SOLE 0 0 4,003
VANGUARD INDEX FDS SM CP VAL ETF 922908611 4,183,304 21,452 SH SOLE 0 0 21,452
VANGUARD INDEX FDS SMALL CP ETF 922908751 610,752 2,577 SH SOLE 0 0 2,577
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 2,235,229 45,589 SH SOLE 0 0 45,589
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1,817,069 24,678 SH SOLE 0 0 24,678
VANGUARD STAR FDS VG TL INTL STK F 921909768 2,668,621 38,625 SH SOLE 0 0 38,625
VANGUARD INDEX FDS TOTAL STK MKT 922908769 369,965,398 1,217,272 SH SOLE 0 0 1,217,272
VANGUARD INDEX FDS VALUE ETF 922908744 1,786,516 10,108 SH SOLE 0 0 10,108
VISA INC COM CL A 92826C839 727,853 2,050 SH SOLE 0 0 2,050
WALMART INC COM 931142103 285,322 2,918 SH SOLE 0 0 2,918
DISNEY WALT CO COM 254687106 330,735 2,667 SH SOLE 0 0 2,667
ZOVIO INC COM 98979V102 10 48,484 SH SOLE 0 0 48,484