The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES U S HOME CONSTRUCTION ETF ETF 464288752 947,237 10,167 SH SOLE 10,166 0 0
CISCO SYS INC COM Stock 17275R102 710,629 10,243 SH SOLE 10,242 0 0
ISHARES S&P 500 VALUE ETF ETF 464287408 2,043,525 10,457 SH SOLE 10,457 0 0
INVESCO HIGH YIELD EQUITY DIVIDEND ACHIEVERS ETF ETF 46137V563 215,040 10,536 SH SOLE 10,536 0 0
ISHARES RUSSELL 1000 ETF ETF 464287622 3,644,659 10,733 SH SOLE 10,733 0 0
EXXON MOBIL CORP COM Stock 30231G102 1,158,376 10,746 SH SOLE 10,745 0 0
Agriculture Producers Index ETF 464286350 433,567 10,772 SH SOLE 10,771 0 0
LAM RESEARCH CORP COM NEW Stock 512807306 1,052,013 10,808 SH SOLE 10,807 0 0
SABA CAPITAL INCOME & OPPORTUN COM NEW CEF 880198205 105,247 11,452 SH SOLE 11,452 0 0
ISHARES MSCI UNITED KINGDOM ETF ETF 46435G334 460,264 11,588 SH SOLE 11,587 0 0
ISHARES JPX-NIKKEI 400 ETF ETF 464287382 943,066 11,771 SH SOLE 11,771 0 0
VANGUARD FTSE EUROPE ETF ETF 922042874 938,424 12,109 SH SOLE 12,108 0 0
ISHARES BIOTECHNOLOGY ETF ETF 464287556 1,620,492 12,809 SH SOLE 12,809 0 0
ISHARES MSCI AUSTRALIA ETF ETF 464286103 343,290 13,043 SH SOLE 13,042 0 0
ISHARES CORE S&P U S GROWTH ETF ETF 464287671 1,984,267 13,193 SH SOLE 13,193 0 0
ISHARES U S OIL EQUIPMENT & SERVICES ETF ETF 464288844 227,768 13,422 SH SOLE 13,421 0 0
ISHARES U S TELECOMMUNICATIONS ETF ETF 464287713 430,048 14,441 SH SOLE 14,440 0 0
INVESCO SOLAR ETF ETF 46138G706 522,347 15,247 SH SOLE 15,246 0 0
ISHARES EXPANDED TECH SECTOR ETF ETF 464287549 1,742,257 15,509 SH SOLE 15,508 0 0
ISHARES U S ENERGY ETF ETF 464287796 743,723 16,447 SH SOLE 16,446 0 0
ISHARES S&P MID-CAP 400 GROWTH ETF ETF 464287606 1,512,439 16,624 SH SOLE 16,623 0 0
ISHARES 1-3 YEAR INTERNATIONAL TREASURY BOND ETF ETF 464288125 1,311,159 17,126 SH SOLE 17,125 0 0
SCHWAB INTERNATIONAL EQUITY ETF ETF 808524805 395,978 17,918 SH SOLE 17,917 0 0
ISHARES MICRO-CAP ETF ETF 464288869 2,339,313 18,325 SH SOLE 18,324 0 0
ISHARES 20 YEAR TREASURY BOND ETF ETF 464287432 1,473,589 18,338 SH SOLE 18,338 0 0
ISHARES S&P MID-CAP 400 VALUE ETF ETF 464287705 2,315,098 18,734 SH SOLE 18,733 0 0
ENCOMPASS HEALTH CORP COM Stock 29261A100 2,462,043 20,077 SH SOLE 20,077 0 0
BROADCOM INC COM Stock 11135F101 5,870,735 21,298 SH SOLE 21,297 0 0
ISHARES U S UTILITIES ETF ETF 464287697 2,338,566 22,364 SH SOLE 22,363 0 0
ISHARES GLOBAL HEALTHCARE ETF ETF 464287325 1,926,811 22,381 SH SOLE 22,381 0 0
ENERGY SELECT SECTOR SPDR FUND ETF 81369Y506 2,001,949 23,605 SH SOLE 23,605 0 0
ISHARES MSCI EAFE SMALL-CAP ETF ETF 464288273 1,732,799 23,841 SH SOLE 23,841 0 0
ISHARES CORE S&P 500 ETF ETF 464287200 15,168,073 24,429 SH SOLE 24,429 0 0
VANGUARD S&P 500 VALUE ETF ETF 921932703 4,636,849 24,571 SH SOLE 24,571 0 0
PIMCO ACTIVE BOND EXCHANGE-TRADED FUND ETF 72201R775 2,280,525 24,740 SH SOLE 24,739 0 0
ISHARES CORE MSCI EAFE ETF ETF 46432F842 2,229,130 26,703 SH SOLE 26,702 0 0
ISHARES CORE S&P MID-CAP ETF ETF 464287507 1,663,096 26,815 SH SOLE 26,815 0 0
VANGUARD ENERGY ETF ETF 92204A306 3,274,529 27,489 SH SOLE 27,489 0 0
ISHARES S&P SMALL-CAP 600 GROWTH ETF ETF 464287887 3,693,696 27,764 SH SOLE 27,763 0 0
ISHARES MSCI CANADA ETF ETF 464286509 1,299,252 28,122 SH SOLE 28,122 0 0
ISHARES MSCI BRAZIL ETF ETF 464286400 814,842 28,244 SH SOLE 28,244 0 0
ISHARES 7-10 YEAR TREASURY BOND ETF ETF 464287440 2,824,287 29,490 SH SOLE 29,490 0 0
AFLAC INC COM Stock 001055102 3,156,773 29,933 SH SOLE 29,933 0 0
ISHARES LATIN AMERICA 40 ETF ETF 464287390 797,655 30,433 SH SOLE 30,433 0 0
ISHARES 1-3 YEAR TREASURY BOND ETF ETF 464287457 2,482,037 31,169 SH SOLE 31,169 0 0
ISHARES US FINANCIAL SERVICES ETF ETF 464287770 2,684,996 31,367 SH SOLE 31,366 0 0
ISHARES CORE S&P SMALL CAP ETF ETF 464287804 3,590,340 32,851 SH SOLE 32,851 0 0
ISHARES U S REGIONAL BANKS ETF ETF 464288778 1,661,730 33,536 SH SOLE 33,536 0 0
SPDR S&P METALS & MINING ETF ETF 78464A755 2,333,471 34,714 SH SOLE 34,713 0 0
APPLE INC COM Stock 037833100 7,378,878 35,965 SH SOLE 35,964 0 0
ISHARES MSCI GLOBAL METALS & MINING PRODUCERS ETF ETF 46434G848 1,393,588 37,064 SH SOLE 37,063 0 0
VANGUARD FTSE ALL-WORLD EX-US SMALL-CAP ETF ETF 922042718 5,249,901 39,065 SH SOLE 39,064 0 0
VANGUARD RUSSELL 3000 ETF ETF 92206C599 11,377,158 41,713 SH SOLE 41,712 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 1,341,045 41,862 SH SOLE 41,861 0 0
ISHARES MSCI GLOBAL GOLD MINERS ETF ETF 46434G855 1,955,001 44,655 SH SOLE 44,655 0 0
ISHARES S&P 500 GROWTH ETF ETF 464287309 5,348,223 48,576 SH SOLE 48,576 0 0
NVIDIA CORPORATION COM Stock 67066G104 8,011,568 50,709 SH SOLE 50,709 0 0
ISHARES EUROPE ETF ETF 464287861 3,429,587 54,223 SH SOLE 54,222 0 0
INVESCO WILDERHILL CLEAN ENERGY ETF ETF 46137V134 1,186,411 59,559 SH SOLE 59,558 0 0
ISHARES CORE U S AGGREGATE BOND ETF ETF 464287226 6,014,131 60,626 SH SOLE 60,626 0 0
ISHARES MSCI EMERGING MARKETS ETF ETF 464287234 2,966,830 61,501 SH SOLE 61,501 0 0
VANGUARD REAL ESTATE ETF ETF 922908553 6,014,958 67,538 SH SOLE 67,538 0 0
ISHARES MSCI EAFE ETF ETF 464287465 6,509,008 72,816 SH SOLE 72,815 0 0
ISHARES S&P SMALL-CAP 600 VALUE ETF ETF 464287879 7,556,624 75,954 SH SOLE 75,953 0 0
ISHARES SELECT U S REIT ETF ETF 464287564 4,860,028 79,464 SH SOLE 79,464 0 0
ISHARES TIPS BOND ETF ETF 464287176 9,687,258 88,034 SH SOLE 88,033 0 0
ISHARES U S TREASURY BOND ETF ETF 46429B267 2,125,179 92,479 SH SOLE 92,479 0 0
SCHWAB U S SMALL-CAP ETF ETF 808524607 2,779,813 109,874 SH SOLE 109,874 0 0
ISHARES INTERNATIONAL DEVELOPED REAL ESTATE ETF ETF 464288489 2,604,182 114,621 SH SOLE 114,620 0 0
ISHARES GLOBAL ENERGY ETF ETF 464287341 4,635,070 117,971 SH SOLE 117,970 0 0
SPDR DOUBLELINE TOTAL RETURN TACTICAL ETF ETF 78467V848 4,910,502 122,426 SH SOLE 122,425 0 0
NUVEEN CR STRATEGIES INCOME FD COM SHS CEF 67073D102 668,635 124,051 SH SOLE 124,051 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858 6,196,757 125,288 SH SOLE 125,288 0 0
FLAHERTY & CRUMRINE PFD SECS I COM CEF 338478100 2,130,436 130,782 SH SOLE 130,781 0 0
ABRDN ASIA PACIFIC INCOME FUND COM NEW CEF 003009867 2,085,197 130,980 SH SOLE 130,979 0 0
SPDR FTSE INTERNATIONAL GOVERNMENT INFLATION-PROTECTED BOND ETF ETF 78464A490 5,841,320 146,472 SH SOLE 146,472 0 0
ISHARES 0-5 YEAR TIPS BOND ETF ETF 46429B747 15,318,200 148,850 SH SOLE 148,850 0 0
ISHARES INTERNATIONAL TREASURY BOND ETF ETF 464288117 7,426,534 172,309 SH SOLE 172,309 0 0
ISHARES RUSSELL 3000 ETF ETF 464287689 64,732,325 184,423 SH SOLE 184,422 0 0
TEMPLETON EMERGING MKTS FD COM CEF 880191101 3,177,290 217,772 SH SOLE 217,771 0 0
BLACKROCK CORE BD TR SHS BEN INT CEF 09249E101 2,345,008 241,256 SH SOLE 241,255 0 0
ROYCE MICRO-CAP TR INC COM CEF 780915104 2,240,426 284,626 SH SOLE 284,626 0 0
ISHARES NORTH AMERICAN NATURAL RESOURCES ETF ETF 464287374 14,010,531 316,622 SH SOLE 316,622 0 0
VANECK IG FLOATING RATE ETF ETF 92189F486 8,115,867 318,269 SH SOLE 318,269 0 0
VANGUARD TOTAL BOND MARKET ETF ETF 921937835 23,658,235 321,312 SH SOLE 321,312 0 0
SCHWAB U S BROAD MARKET ETF ETF 808524102 10,529,545 441,861 SH SOLE 441,860 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 38,600,045 677,075 SH SOLE 677,074 0 0