The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALTRIA GROUP INC COM 02209S103 243,551 4,154 SH SOLE 4,154 0 0
APPLE INC COM 037833100 288,761 1,407 SH SOLE 1,407 0 0
FIDELITY COMWLTH TR NASDAQ COMPSIT 315912808 209,027 2,610 SH SOLE 2,610 0 0
HUNTINGTON BANCSHARES INC COM 446150104 228,623 13,641 SH SOLE 13,641 0 0
ISHARES TR CORE US AGGBD ET 464287226 596,628 6,014 SH SOLE 6,014 0 0
ISHARES TR IBOXX INV CP ETF 464287242 3,196,263 29,160 SH SOLE 29,160 0 0
ISHARES TR 20 YR TR BD ETF 464287432 1,403,869 15,908 SH SOLE 15,908 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 1,256,004 9,505 SH SOLE 9,505 0 0
ISHARES TR RUS MD CP GR ETF 464287481 1,282,217 9,246 SH SOLE 9,246 0 0
ISHARES TR CORE S&P US VLU 464287663 10,826,857 114,413 SH SOLE 114,413 0 0
ISHARES TR CORE S&P US GWT 464287671 18,042,263 119,962 SH SOLE 119,962 0 0
ISHARES TR SP SMCP600VL ETF 464287879 859,955 8,644 SH SOLE 8,644 0 0
ISHARES TR S&P SML 600 GWT 464287887 854,999 6,427 SH SOLE 6,427 0 0
ISHARES TR SHORT TREAS BD 464288679 820,472 7,430 SH SOLE 7,430 0 0
ISHARES TR US TREAS BD ETF 46429B267 14,602,235 635,433 SH SOLE 635,433 0 0
ISHARES TR CORE MSCI PAC 46434V696 9,305,365 135,449 SH SOLE 135,449 0 0
ISHARES TR CORE MSCI EURO 46434V738 28,712,893 433,730 SH SOLE 433,730 0 0
ISHARES TR BROAD USD HIGH 46435U853 39,833,372 1,061,940 SH SOLE 1,061,940 0 0
ELI LILLY & CO COM 532457108 247,891 318 SH SOLE 318 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 210,207 340 SH SOLE 340 0 0
SPDR SERIES TRUST S&P 600 SMCP GRW 78464A201 10,720,741 120,797 SH SOLE 120,797 0 0
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300 10,698,009 134,128 SH SOLE 134,128 0 0
SPDR SERIES TRUST PORTFOLIO INTRMD 78464A375 27,174,769 809,255 SH SOLE 809,255 0 0
SPDR SERIES TRUST PRTFLO S&P500 GW 78464A409 35,715,240 374,688 SH SOLE 374,688 0 0
SPDR SERIES TRUST PRTFLO S&P500 VL 78464A508 24,581,999 469,660 SH SOLE 469,660 0 0
SPDR SERIES TRUST PORTFOLIO LN TSR 78464A664 12,649,824 475,915 SH SOLE 475,915 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 3,662,174 150,212 SH SOLE 150,212 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 14,959,778 90,963 SH SOLE 90,963 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 16,471,140 57,917 SH SOLE 57,917 0 0
WEC ENERGY GROUP INC COM 92939U106 318,748 3,059 SH SOLE 3,059 0 0