j.p. morgan acceptance corporation ii ABS-15G
Exhibit 99.2
Customer Loan ID | Field Label | Bid Tape Field Value | Field Value | Compare Status | Comment |
304313260 | Investor: Qualifying Total Debt Ratio | 0.49117 | 49.11655 | Verified | Tape Data Decimal Point is in the incorrect position. |
304363514 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
304363514 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304359426 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304359426 | Investor: Qualifying Total Debt Ratio | 41.028 | 33.65251 | Verified | Per AUS DTI is 33.65% and calculated DTI is 33.65%. |
304351796 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304458640 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304458640 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304458640 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304458640 | Investor: Qualifying Total Debt Ratio | 47.6528 | 44.04527 | Verified | Per 1008 DTI is 44.05% and calculated DTI is 44.05% |
304471729 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304471729 | Investor: Qualifying Total Debt Ratio | 43.4 | 35.919 | Verified | Field Value DTI matches 1008 DTI. |
304492917 | Investor: Qualifying Total Debt Ratio | 43.52 | 38.99652 | Verified | eliminated schedule c losses |
304492915 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
304492915 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
304492915 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
304637631 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304637631 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304667816 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
304641874 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
304641874 | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
304637849 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
304638425 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
304639980 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
304641201 | Investor: Qualifying Total Debt Ratio | 48.692 | 43.89089 | Verified | Matches AUS. |
304633011 | Investor: Qualifying Total Debt Ratio | 49.068 | 42.63846 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304632143 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
304632143 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304632143 | Coborrower First Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
304632143 | Investor: Qualifying Total Debt Ratio | 45.84 | 49.02624 | Verified | Tape data is incorrect. Loan approved at 49% |
304665736 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304665736 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304641196 | Investor: Qualifying Total Debt Ratio | 24.016 | 34.65985 | Verified | Matches approval. |
304632915 | Investor: Qualifying Total Debt Ratio | 33.84 | 37.89394 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304664567 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
304641230 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304671758 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
304671758 | Investor: Qualifying Total Debt Ratio | 31.82 | 35.40859 | Verified | 1008 approval reflects 34.63% DTI |
304655561 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304665238 | Representative FICO | 779 | 786 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304669855 | Investor: Qualifying Total Debt Ratio | 41 | 45.6627 | Verified | Field Value DTI is higher than Tape value due to Lender used lower PITIA than verified by audit |
304664541 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
304664541 | Original CLTV | 76.71 | 80 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
304664541 | Original LTV | 76.71 | 80 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
304678311 | Investor: Qualifying Total Debt Ratio | 19.95 | 23.7701 | Verified | AUS approved at 21% which is within 3%. |
304687326 | Refi Purpose | Cash-out | Rate/Term | Verified | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
304687316 | Representative FICO | 796 | 775 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304687316 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304671723 | Original Interest Rate | 7.88 | 7.875 | Verified | Field Value reflects the Note value |
304671723 | Property Type | Single Family Detached | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
304672394 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
304671694 | Investor: Qualifying Total Debt Ratio | 11.159 | 16.72035 | Verified | AUS reflects 16.72% DTI |
304687746 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304687746 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304688005 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
304688005 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
304687803 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
304687803 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
304687826 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
304687826 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
304688039 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
304688039 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
304687799 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
304687804 | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
304687772 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
304687772 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
304687748 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
304687748 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304687748 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
304643085 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304643085 | Investor: Qualifying Total Debt Ratio | 36.5731 | 43.87311 | Verified | Per AUS DTI is 43.87% and calculated DTI is 45.18% due to the Borrowers negative income from xxxx of $xxxx and xxxx of $xxxx. |
304663287 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304644224 | Coborrower First Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Security Instrument |
304644224 | Coborrower Last Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Security Instrument |
304644224 | Original Interest Rate | 7.13 | 7.125 | Verified | Field Value reflects the Note value |
304679199 | Refi Purpose | Cash-out | Rate/Term | Verified | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
304681066 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304685896 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304678318 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
304671567 | Investor: Qualifying Total Debt Ratio | 47.82 | 44.6041 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304682120 | Original Interest Rate | 6.88 | 6.875 | Verified | Field Value reflects the Note value |
304676929 | Original Interest Rate | 7.88 | 7.875 | Verified | Field Value reflects the Note value |
304679512 | Original Interest Rate | 7.38 | 7.375 | Verified | Field Value reflects the Note value |
304683419 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
304683419 | Original Interest Rate | 7.38 | 7.375 | Verified | Field Value reflects the Note value |
304683200 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304685212 | Original Interest Rate | 6.88 | 6.875 | Verified | Field Value reflects the Note value |
304678787 | Coborrower First Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
304678787 | Coborrower Last Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
304678247 | Investor: Qualifying Total Debt Ratio | 24.58 | 27.59741 | Verified | Lender 1008 xxxx income is higher by $xxxx verses what is listed in the system |
304688298 | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
304692053 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
304693926 | Original Interest Rate | 7.63 | 7.625 | Verified | Field Value reflects the Note value |
304687372 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
304511709 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304511709 | Refi Purpose | Rate/Term | Verified | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD | |
304511709 | Original CLTV | 72.15 | 80.44512 | Verified | Second mortgage. CLTV matches the AUS and 1008. |
304695567 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304685891 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
304695550 | Representative FICO | 784 | 790 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304695550 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304695550 | Investor: Qualifying Total Debt Ratio | 22.24 | 32.61449 | Verified | 1008 approval reflects 32.14% DTI |
304693837 | Investor: Qualifying Total Debt Ratio | 44.19 | 37.13406 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304694194 | Original CLTV | 83.68 | 89.95812 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
304694194 | Other Financing Junior Total Original Loan Amount | xxxx | xxxx | Verified | Field value reflects source document |
304698365 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304698365 | Investor: Qualifying Total Debt Ratio | 25.19 | 31.58444 | Verified | 1008 reflect total DTI of 31.58% |
304705781 | Property Type | PUD | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
304705781 | Investor: Qualifying Total Debt Ratio | 49.1 | 46.02551 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304716509 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304716509 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304716509 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
304715463 | Original Interest Rate | 7.38 | 7.375 | Verified | Field Value reflects the Note value |
304715463 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
304715463 | Original CLTV | 78.51 | 79.99997 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
304715463 | Original LTV | 78.51 | 79.99997 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
304708915 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304708915 | Original Interest Rate | 7.38 | 7.375 | Verified | Field Value reflects the Note value |
304708915 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304708915 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304708915 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304708915 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
304708915 | Investor: Qualifying Total Debt Ratio | 31 | 34.10139 | Verified | 1008 reflect total DTI of 34.10% |
304722225 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
304722223 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
304722240 | Original Interest Rate | 7.63 | 7.625 | Verified | Field Value reflects the Note value |
304722240 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
304722234 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
304722241 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304722241 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304711838 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304711838 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304711838 | Original CLTV | 60 | 44 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
304711838 | Original LTV | 60 | 44 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
304711838 | Investor: Qualifying Total Debt Ratio | 23 | 33.03123 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304495621 | Original Interest Rate | 7.13 | 7.125 | Verified | Field Value reflects the Note value |
304693591 | Original Interest Rate | 7.63 | 7.625 | Verified | Field Value reflects the Note value |
304712208 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304712208 | Investor: Qualifying Total Debt Ratio | 19.38 | 23.10839 | Verified | 1008 approval reflects 23.22% DTI |
304710405 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304715264 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304712956 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304712956 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304712956 | Coborrower First Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
304712956 | Coborrower Last Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
304712956 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304716754 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304707705 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
304712236 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
304712236 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304634428 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304634428 | Decision System | DU | LP / LPA | Verified | Field value reflects source document |
304669250 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304669250 | Refi Purpose | Rate/Term | Verified | The Bid Tape Field Value was not provided. | |
304669250 | Decision System | DU | Verified | The Bid Tape Field Value was not provided. | |
304644100 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304641229 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304641229 | Investor: Qualifying Total Debt Ratio | 28.384 | 23.02878 | Verified | Lender considered Mortgage tradeline (xxxx) in credit tradeline which results in DTI variance. Property was sold. |
304679564 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304679564 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304679564 | Investor: Qualifying Total Debt Ratio | 37.7403 | 46.99463 | Verified | Used recent statement for REO payment as it reflects the Higher amount then lender used, Additionally as per 1008/AUS lender used HELOC Payment of $xxxx twice in DTI calculation which leads DTI variance. Reviewed DTI 46.97%VS lender DTI. 48.90% Variance less than 2% |
304685858 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
304685858 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304685858 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304674444 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304698340 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304698340 | Decision System | DU | LP / LPA | Verified | Field value reflects source document |
304679554 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304679554 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304679608 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304679608 | Representative FICO | 811 | 806 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304687410 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304687410 | Decision System | LP / LPA | DU | Verified | Unable to verify due to missing information |
304698240 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304695033 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304695033 | Investor: Qualifying Total Debt Ratio | 38.391 | 47.13844 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304702104 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304702104 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304705710 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304694919 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304694919 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304694919 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304694919 | Original CLTV | 57.26 | 63.3693 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
304694919 | Original LTV | 57.26 | 63.3693 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
304694919 | Investor: Qualifying Total Debt Ratio | 45.21 | 49.96439 | Verified | Field value is lower |
304722402 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304712222 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304729105 | Investor: Qualifying Total Debt Ratio | 0.30547 | 30.54733 | Verified | Tape Data decimal point is in the incorrect position. |
304729126 | Investor: Qualifying Total Debt Ratio | 0.31631 | 31.63128 | Verified | Tape data decimal point is in the incorrect position. |
304729111 | Investor: Qualifying Total Debt Ratio | 0.4415 | 44.20718 | Verified | Tape Data Decimal Point is in the incorrect position. |
304729109 | Investor: Qualifying Total Debt Ratio | 0.18309 | 18.32325 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304729107 | Investor: Qualifying Total Debt Ratio | 0.3859 | 38.59071 | Verified | Tape data decimal point is in the incorrect position |
304729113 | Investor: Qualifying Total Debt Ratio | 0.39073 | 39.0731 | Verified | Tape data reflects decimal points in incorrect position. |
304729114 | Investor: Qualifying Total Debt Ratio | 0.34248 | 34.17719 | Verified | Tape Data decimal point is in the incorrect position. |
304729099 | Investor: Qualifying Total Debt Ratio | 0.36911 | 36.91013 | Verified | Tape Value reflects decimal point in incorrect position. |
304729089 | Investor: Qualifying Total Debt Ratio | 0.37664 | 37.66356 | Verified | Tape Data decimal point is in the incorrect position. |
304729084 | Investor: Qualifying Total Debt Ratio | 0.38967 | 38.96721 | Verified | Tape data decimal point is in the incorrect position |
304729140 | Investor: Qualifying Total Debt Ratio | 0.44116 | 44.11594 | Verified | Tape Data decimal point is in the incorrect position |
304729102 | Investor: Qualifying Total Debt Ratio | 0.42442 | 42.44183 | Verified | Tape Data decimal point is in the incorrect position. |
304729098 | Investor: Qualifying Total Debt Ratio | 0.32546 | 32.54605 | Verified | Tape data decimal point is in the incorrect position |
304729075 | Investor: Qualifying Total Debt Ratio | 0.39728 | 39.72799 | Verified | Tape data decimal point is in the incorrect position |
304729074 | Investor: Qualifying Total Debt Ratio | 0.42119 | 42.11921 | Verified | Tape Data decimal point is in the incorrect position |
304730289 | Investor: Qualifying Total Debt Ratio | 18.55 | 14.44757 | Verified | It appears the lender added alimony to debt instead of reducing income. |
304685773 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304685773 | Borrower FTHB | 1 | 0 | Verified | Field Value verified by Application, Credit Report or other documentation in file |
304684730 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304684730 | Investor: Qualifying Total Debt Ratio | 29.9442 | 25.82785 | Verified | Field Value DTI matches 1008 DTI of 25.828. |
304685775 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304685775 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304685775 | Decision System | DU | LP / LPA | Verified | Field value reflects source document |
304698320 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304698320 | Investor: Qualifying Total Debt Ratio | 12.3614 | 4.97495 | Verified | Field Value DTI matches 1008 DTI. |
304693936 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304693936 | Investor: Qualifying Total Debt Ratio | 44.755 | 49.59431 | Verified | Per 1008 DTI is 49.593% and calculated DTI is 49.594% |
304694950 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304694950 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304694950 | Original Interest Rate | 7.125 | 7.375 | Verified | Field Value reflects the Note value |
304694950 | Occupancy | Primary | Second Home | Verified | Field Value reflects Occupancy per the Final Loan Application |
304694950 | Investor: Qualifying Total Debt Ratio | 41.7524 | 49.4054 | Verified | Per 1008 DTI is 49.41% and calculated DTI is 49.41% |
304694073 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
304694073 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304694073 | Investor: Qualifying Total Debt Ratio | 23.6752 | 16.87513 | Verified | Homeowner's insurance of subject property used in qualifying is $xxxx/month vs lender's $xxxx/month, that leads to DTI/HTI variance. Also, calculated income is less than income used to qualify. |
304700178 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304702089 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
304702089 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
304702089 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304702089 | Representative FICO | 802 | 803 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304702089 | Investor: Qualifying Total Debt Ratio | 43 | 49.34747 | Verified | Per AUS DTI is 49.35% and calculated DTI is 49.35% |
304693375 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304693375 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304702105 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304702105 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304702105 | Original CLTV | 44.05 | 46.95876 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
304702105 | Original LTV | 44.05 | 46.95876 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
304705146 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304705070 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304705070 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304705070 | Refi Purpose | Rate/Term | Verified | The Bid Tape Field Value was not provided. | |
304717966 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304700990 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
304700990 | Representative FICO | 728 | 731 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304705058 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304705058 | Investor: Qualifying Total Debt Ratio | 36 | 46.13368 | Verified | Field Value DTI matches 1008 DTI of 46.10%. AUS reflects higher income than used on 1008. |
304693835 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |