v3.25.2
Loans and Allowance for Credit Losses - Schedule of Information Regarding Credit Exposure (Details) - USD ($)
$ in Thousands
 6 Months Ended 12 Months Ended
Jun. 30, 2025
Dec. 31, 2024
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Current year $ 132 $ 121
Total loans held for investment (Note 3) 2,920,792 1,545,640
Agricultural [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Current year 3,026 7,669
Financing Receivable, Prior year 4,264 2,867
Financing Receivable, Two year prior 2,018 1,729
Financing Receivable, Three year prior 3,769 2,998
Financing Receivable, Four year prior 5,068 1,545
Prior 19,578 18,747
Term Loans Total 37,723 35,555
Revolving Loans 9,550 12,666
Total loans held for investment (Note 3) 47,273 48,221
Current year-to-date gross write-offs, Current year 0 [1] 0
Current year-to-date gross write-offs, Prior year 0 [1] 0
Current year-to-date gross write-offs, Two year prior 0 [1] 0
Current year-to-date gross write-offs, Three year prior 0 [1] 0
Current year-to-date gross write-offs, Four year prior 0 [1] 0
Financing Receivable Originated Writeoffs Five or More Years Before Latest Fiscal Year, Total 0 [1] 0
Current year-to-date gross write-offs, Term Loans Total 0 [1] 0
Current year-to-date gross write-offs, Revolving Loans 0 [1] 0
Current year-to-date gross write-offs, Grand Total 0 [1] 0
Agricultural [Member] | Pass [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Current year 3,026 7,669
Financing Receivable, Prior year 4,264 2,867
Financing Receivable, Two year prior 2,018 1,729
Financing Receivable, Three year prior 3,769 2,998
Financing Receivable, Four year prior 5,068 1,545
Prior 19,238 18,573
Term Loans Total 37,383 35,381
Revolving Loans 9,550 12,666
Total loans held for investment (Note 3) 46,933 48,047
Agricultural [Member] | Special Mention [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Current year 0 0
Financing Receivable, Prior year 0 0
Financing Receivable, Two year prior 0 0
Financing Receivable, Three year prior 0 0
Financing Receivable, Four year prior 0 0
Prior 161 174
Term Loans Total 161 174
Revolving Loans 0 0
Total loans held for investment (Note 3) 161 174
Agricultural [Member] | Substandard [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Current year 0 0
Financing Receivable, Prior year 0 0
Financing Receivable, Two year prior 0 0
Financing Receivable, Three year prior 0 0
Financing Receivable, Four year prior 0 0
Prior 179 0
Term Loans Total 179 0
Revolving Loans 0 0
Total loans held for investment (Note 3) 179 0
Agricultural [Member] | Doubtful [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Current year 0 0
Financing Receivable, Prior year 0 0
Financing Receivable, Two year prior 0 0
Financing Receivable, Three year prior 0 0
Financing Receivable, Four year prior 0 0
Prior 0 0
Term Loans Total 0 0
Revolving Loans 0 0
Total loans held for investment (Note 3) 0 0
Agricultural [Member] | Loss [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Current year 0 0
Financing Receivable, Prior year 0 0
Financing Receivable, Two year prior 0 0
Financing Receivable, Three year prior 0 0
Financing Receivable, Four year prior 0 0
Prior 0 0
Term Loans Total 0 0
Revolving Loans 0 0
Total loans held for investment (Note 3) 0 0
Commercial and Industrial [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Current year 25,225 40,184
Financing Receivable, Prior year 48,110 14,673
Financing Receivable, Two year prior 27,332 17,481
Financing Receivable, Three year prior 41,118 30,853
Financing Receivable, Four year prior 16,416 6,124
Prior 29,473 10,285
Term Loans Total 187,674 119,600
Revolving Loans 163,693 108,656
Total loans held for investment (Note 3) 351,367 228,256
Current year-to-date gross write-offs, Current year 0 [1] 0
Current year-to-date gross write-offs, Prior year 0 [1] 0
Current year-to-date gross write-offs, Two year prior 10 [1] 0
Current year-to-date gross write-offs, Three year prior 0 [1] 0
Current year-to-date gross write-offs, Four year prior 0 [1] 0
Financing Receivable Originated Writeoffs Five or More Years Before Latest Fiscal Year, Total 0 [1] 7
Current year-to-date gross write-offs, Term Loans Total 10 [1] 7
Current year-to-date gross write-offs, Revolving Loans 0 [1] 0
Current year-to-date gross write-offs, Grand Total 10 [1] 7
Commercial and Industrial [Member] | Pass [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Current year 25,225 40,184
Financing Receivable, Prior year 47,641 14,659
Financing Receivable, Two year prior 22,494 17,481
Financing Receivable, Three year prior 40,894 30,769
Financing Receivable, Four year prior 14,719 6,100
Prior 27,556 10,110
Term Loans Total 178,529 119,303
Revolving Loans 163,693 108,656
Total loans held for investment (Note 3) 342,222 227,959
Commercial and Industrial [Member] | Special Mention [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Current year 0  
Financing Receivable, Prior year 0 14
Financing Receivable, Two year prior 0  
Financing Receivable, Three year prior 175 84
Financing Receivable, Four year prior 172 24
Prior 115 174
Term Loans Total 462 296
Revolving Loans 0 0
Total loans held for investment (Note 3) 462 296
Commercial and Industrial [Member] | Substandard [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Current year 0 0
Financing Receivable, Prior year 469 0
Financing Receivable, Two year prior 4,838 0
Financing Receivable, Three year prior 49 0
Financing Receivable, Four year prior 1,525 0
Prior 1,802 1
Term Loans Total 8,683 1
Revolving Loans 0 0
Total loans held for investment (Note 3) 8,683 1
Commercial and Industrial [Member] | Doubtful [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Current year 0 0
Financing Receivable, Prior year 0 0
Financing Receivable, Two year prior 0 0
Financing Receivable, Three year prior 0 0
Financing Receivable, Four year prior 0 0
Prior 0 0
Term Loans Total 0 0
Revolving Loans 0 0
Total loans held for investment (Note 3) 0 0
Commercial and Industrial [Member] | Loss [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Current year 0 0
Financing Receivable, Prior year 0 0
Financing Receivable, Two year prior 0 0
Financing Receivable, Three year prior 0 0
Financing Receivable, Four year prior 0 0
Prior 0 0
Term Loans Total 0 0
Revolving Loans 0 0
Total loans held for investment (Note 3) 0 0
Construction Real Estate [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Current year 252 1,436
Financing Receivable, Prior year 1,249 522
Financing Receivable, Two year prior 0 0
Financing Receivable, Three year prior 0 451
Financing Receivable, Four year prior 511 0
Prior 0 0
Term Loans Total 2,012 2,409
Revolving Loans 19,496 14,633
Total loans held for investment (Note 3) 21,508 17,042
Current year-to-date gross write-offs, Current year 0 [1] 0
Current year-to-date gross write-offs, Prior year 0 [1] 0
Current year-to-date gross write-offs, Two year prior 0 [1] 0
Current year-to-date gross write-offs, Three year prior 0 [1] 0
Current year-to-date gross write-offs, Four year prior 0 [1] 0
Financing Receivable Originated Writeoffs Five or More Years Before Latest Fiscal Year, Total 0 [1] 0
Current year-to-date gross write-offs, Term Loans Total 0 [1] 0
Current year-to-date gross write-offs, Revolving Loans 0 [1] 0
Current year-to-date gross write-offs, Grand Total 0 [1] 0
Construction Real Estate [Member] | Performing Financial Instruments [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Current year 252 1,436
Financing Receivable, Prior year 1,249 522
Financing Receivable, Two year prior 0 0
Financing Receivable, Three year prior 0 451
Financing Receivable, Four year prior 511 0
Prior 0 0
Term Loans Total 2,012 2,409
Revolving Loans 19,267 14,404
Total loans held for investment (Note 3) 21,279 16,813
Construction Real Estate [Member] | Nonperforming Financial Instruments [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Current year 0 0
Financing Receivable, Prior year 0 0
Financing Receivable, Two year prior 0 0
Financing Receivable, Three year prior 0 0
Financing Receivable, Four year prior 0 0
Prior 0 0
Term Loans Total 0 0
Revolving Loans 0 0
Total loans held for investment (Note 3) 0 0
Construction Real Estate [Member] | Nonaccrual Financing Receivable [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Current year 0 0
Financing Receivable, Prior year 0 0
Financing Receivable, Two year prior 0 0
Financing Receivable, Three year prior 0 0
Financing Receivable, Four year prior 0 0
Prior 0 0
Term Loans Total 0 0
Revolving Loans 229 229
Total loans held for investment (Note 3) 229 229
Consumer Portfolio Segment [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Current year 4,012 6,489
Financing Receivable, Prior year 5,075 4,240
Financing Receivable, Two year prior 5,978 8,428
Financing Receivable, Three year prior 7,195 6,643
Financing Receivable, Four year prior 3,783 1,632
Prior 2,667 1,283
Term Loans Total 28,710 28,715
Revolving Loans 1,031 697
Total loans held for investment (Note 3) 29,741 29,412
Current year-to-date gross write-offs, Current year 4 [1] 0 [2]
Current year-to-date gross write-offs, Prior year 23 [1] 11 [2]
Current year-to-date gross write-offs, Two year prior 76 [1] 111 [2]
Current year-to-date gross write-offs, Three year prior 11 [1] 69 [2]
Current year-to-date gross write-offs, Four year prior 6 [1] 0 [2]
Financing Receivable Originated Writeoffs Five or More Years Before Latest Fiscal Year, Total 6 [1] 2 [2]
Current year-to-date gross write-offs, Term Loans Total 126 [1] 193 [2]
Current year-to-date gross write-offs, Revolving Loans 0 [1] 0 [2]
Current year-to-date gross write-offs, Grand Total 126 [1] 193 [2]
Consumer Portfolio Segment [Member] | Performing Financial Instruments [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Current year 4,012 6,489
Financing Receivable, Prior year 5,074 4,240
Financing Receivable, Two year prior 5,978 8,427
Financing Receivable, Three year prior 7,195 6,636
Financing Receivable, Four year prior 3,755 1,632
Prior 2,658 1,283
Term Loans Total 28,672 28,707
Revolving Loans 1,031 697
Total loans held for investment (Note 3) 29,703 29,404
Consumer Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Current year 0 0
Financing Receivable, Prior year 0 0
Financing Receivable, Two year prior 0 0
Financing Receivable, Three year prior 0 0
Financing Receivable, Four year prior 0 0
Prior 0 0
Term Loans Total 0 0
Revolving Loans 0 0
Total loans held for investment (Note 3) 0 0
Consumer Portfolio Segment [Member] | Nonaccrual Financing Receivable [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Current year 0 0
Financing Receivable, Prior year 1 0
Financing Receivable, Two year prior 0 1
Financing Receivable, Three year prior 0 7
Financing Receivable, Four year prior 28 0
Prior 9 0
Term Loans Total 38 8
Revolving Loans 0 0
Total loans held for investment (Note 3) 38 8
Commercial Real Estate Portfolio Segment [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Current year 109,106 150,126
Financing Receivable, Prior year 185,881 99,381
Financing Receivable, Two year prior 168,030 140,105
Financing Receivable, Three year prior 369,041 120,517
Financing Receivable, Four year prior 243,854 69,773
Prior 456,365 156,182
Term Loans Total 1,532,277 736,084
Revolving Loans 211,264 165,046
Total loans held for investment (Note 3) 1,743,541 901,130
Current year-to-date gross write-offs, Current year 0 [1] 0
Current year-to-date gross write-offs, Prior year 0 [1] 0
Current year-to-date gross write-offs, Two year prior 0 [1] 0
Current year-to-date gross write-offs, Three year prior 108 [1] 0
Current year-to-date gross write-offs, Four year prior 0 [1] 0
Financing Receivable Originated Writeoffs Five or More Years Before Latest Fiscal Year, Total 100 [1] 0
Current year-to-date gross write-offs, Term Loans Total 208 [1] 0
Current year-to-date gross write-offs, Revolving Loans 0 [1] 0
Current year-to-date gross write-offs, Grand Total 208 [1] 0
Commercial Real Estate Portfolio Segment [Member] | Pass [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Current year 109,106 150,126
Financing Receivable, Prior year 185,770 99,381
Financing Receivable, Two year prior 166,067 140,105
Financing Receivable, Three year prior 352,158 120,517
Financing Receivable, Four year prior 242,282 69,773
Prior 442,631 151,908
Term Loans Total 1,498,014 731,810
Revolving Loans 211,264 165,046
Total loans held for investment (Note 3) 1,709,278 896,856
Commercial Real Estate Portfolio Segment [Member] | Special Mention [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Current year 0 0
Financing Receivable, Prior year 0 0
Financing Receivable, Two year prior 214 0
Financing Receivable, Three year prior 15,579 0
Financing Receivable, Four year prior 1,572 0
Prior 9,501 4,274
Term Loans Total 26,866 4,274
Revolving Loans 0 0
Total loans held for investment (Note 3) 26,866 4,274
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Current year 0 0
Financing Receivable, Prior year 111 0
Financing Receivable, Two year prior 1,749 0
Financing Receivable, Three year prior 1,304 0
Financing Receivable, Four year prior 0 0
Prior 4,233 0
Term Loans Total 7,397 0
Revolving Loans 0 0
Total loans held for investment (Note 3) 7,397 0
Commercial Real Estate Portfolio Segment [Member] | Doubtful [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Current year 0 0
Financing Receivable, Prior year 0 0
Financing Receivable, Two year prior 0 0
Financing Receivable, Three year prior 0 0
Financing Receivable, Four year prior 0 0
Prior 0 0
Term Loans Total 0 0
Revolving Loans 0 0
Total loans held for investment (Note 3) 0 0
Commercial Real Estate Portfolio Segment [Member] | Loss [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Current year 0 0
Financing Receivable, Prior year 0 0
Financing Receivable, Two year prior 0 0
Financing Receivable, Three year prior 0 0
Financing Receivable, Four year prior 0 0
Prior 0 0
Term Loans Total 0 0
Revolving Loans 0 0
Total loans held for investment (Note 3) 0 0
Residential Portfolio Segment [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Current year 29,919 40,158
Financing Receivable, Prior year 57,630 26,086
Financing Receivable, Two year prior 67,605 56,243
Financing Receivable, Three year prior 170,787 43,823
Financing Receivable, Four year prior 115,295 13,995
Prior 170,597 45,234
Term Loans Total 611,833 225,539
Revolving Loans 112,496 56,162
Total loans held for investment (Note 3) 724,329 281,701
Current year-to-date gross write-offs, Current year 0 [1] 0
Current year-to-date gross write-offs, Prior year 0 [1] 0
Current year-to-date gross write-offs, Two year prior 17 [1] 0
Current year-to-date gross write-offs, Three year prior 4 [1] 0
Current year-to-date gross write-offs, Four year prior 30 [1] 0
Financing Receivable Originated Writeoffs Five or More Years Before Latest Fiscal Year, Total 1 [1] 0
Current year-to-date gross write-offs, Term Loans Total 52 [1] 0
Current year-to-date gross write-offs, Revolving Loans 0 [1] 0
Current year-to-date gross write-offs, Grand Total 52 [1] 0
Residential Portfolio Segment [Member] | Performing Financial Instruments [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Current year 29,919 40,095
Financing Receivable, Prior year 57,568 25,350
Financing Receivable, Two year prior 67,074 54,379
Financing Receivable, Three year prior 167,796 43,531
Financing Receivable, Four year prior 113,584 13,717
Prior 168,236 45,051
Term Loans Total 604,177 222,123
Revolving Loans 112,176 56,111
Total loans held for investment (Note 3) 716,353 278,234
Residential Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Current year 0 0
Financing Receivable, Prior year 0 0
Financing Receivable, Two year prior 0 0
Financing Receivable, Three year prior 0 0
Financing Receivable, Four year prior 0 0
Prior 0 0
Term Loans Total 0 0
Revolving Loans 0 0
Total loans held for investment (Note 3) 0 0
Residential Portfolio Segment [Member] | Nonaccrual Financing Receivable [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Current year 0 63
Financing Receivable, Prior year 62 292
Financing Receivable, Two year prior 531 1,864
Financing Receivable, Three year prior 2,991 736
Financing Receivable, Four year prior 1,711 278
Prior 2,361 183
Term Loans Total 7,656 3,416
Revolving Loans 320 51
Total loans held for investment (Note 3) 7,976 3,467
Loans to other financial institutions [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Current year 3,033 39,878
Financing Receivable, Prior year 0 0
Financing Receivable, Two year prior 0 0
Financing Receivable, Three year prior 0 0
Financing Receivable, Four year prior 0 0
Prior 0 0
Term Loans Total 3,033 39,878
Revolving Loans 0 0
Total loans held for investment (Note 3) 3,033 39,878
Current year-to-date gross write-offs, Current year 0 [1] 0
Current year-to-date gross write-offs, Prior year 0 [1] 1
Current year-to-date gross write-offs, Two year prior 0 [1] 0
Current year-to-date gross write-offs, Three year prior 0 [1] 23
Current year-to-date gross write-offs, Four year prior 0 [1] 0
Financing Receivable Originated Writeoffs Five or More Years Before Latest Fiscal Year, Total 0 [1] 6
Current year-to-date gross write-offs, Term Loans Total 0 [1] 30
Current year-to-date gross write-offs, Revolving Loans 0 [1] 0
Current year-to-date gross write-offs, Grand Total 0 [1] 30
Loans to other financial institutions [Member] | Performing Financial Instruments [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Current year 3,033 39,878
Financing Receivable, Prior year 0 0
Financing Receivable, Two year prior 0 0
Financing Receivable, Three year prior 0 0
Financing Receivable, Four year prior 0 0
Prior 0 0
Term Loans Total 3,033 39,878
Revolving Loans 0 0
Total loans held for investment (Note 3) 3,033 39,878
Loans to other financial institutions [Member] | Nonperforming Financial Instruments [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Current year 0 0
Financing Receivable, Prior year 0 0
Financing Receivable, Two year prior 0 0
Financing Receivable, Three year prior 0 0
Financing Receivable, Four year prior 0 0
Prior 0 0
Term Loans Total 0 0
Revolving Loans 0 0
Total loans held for investment (Note 3) 0 0
Loans to other financial institutions [Member] | Nonaccrual Financing Receivable [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Current year 0 0
Financing Receivable, Prior year 0 0
Financing Receivable, Two year prior 0 0
Financing Receivable, Three year prior 0 0
Financing Receivable, Four year prior 0 0
Prior 0 0
Term Loans Total 0 0
Revolving Loans 0 0
Total loans held for investment (Note 3) 0 0
Commercial Loans [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Current year 137,357 197,979
Financing Receivable, Prior year 238,255 116,921
Financing Receivable, Two year prior 197,380 159,315
Financing Receivable, Three year prior 413,928 154,368
Financing Receivable, Four year prior 265,338 77,442
Prior 505,416 185,214
Term Loans Total 1,757,674 891,239
Revolving Loans 384,507 286,368
Total loans held for investment (Note 3) 2,142,181 1,177,607
Retail Loans [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Financing Receivable, Current year 37,216 87,961
Financing Receivable, Prior year 63,954 30,848
Financing Receivable, Two year prior 73,583 64,671
Financing Receivable, Three year prior 177,982 50,917
Financing Receivable, Four year prior 119,589 15,627
Prior 173,264 46,517
Term Loans Total 645,588 296,541
Revolving Loans 133,023 71,492
Total loans held for investment (Note 3) $ 778,611 $ 368,033
[1] It is noted that write-offs in the tables above do not include checking account write-offs. Checking account write-offs during the first six months of 2025 were $266,000 or an annualized $532,000 compared to $607,000 during the full year 2024.
[2] It is noted that write-offs in the tables above do not include checking account write-offs. Checking account write-offs were $607,000 during the full year 2024.