Loans and Allowance for Credit Losses - Allowance for Credit Losses and Balances in Loan Portfolio (Details) - USD ($) |
3 Months Ended | 6 Months Ended | |||||
---|---|---|---|---|---|---|---|
Jun. 30, 2025 |
Mar. 01, 2025 |
Jun. 30, 2025 |
Jun. 30, 2024 |
Jun. 30, 2025 |
Jun. 30, 2024 |
Dec. 31, 2024 |
|
Accounts, Notes, Loans and Financing Receivable [Line Items] | |||||||
Beginning balance | $ 34,567,000 | $ 16,037,000 | $ 16,552,000 | $ 15,685,000 | |||
Acquisition related allowance for credit loss (PCD) | $ 4,530,000 | $ 4,924,000 | 4,924,000 | ||||
Charge-offs | (507,000) | (328,000) | (662,000) | (452,000) | |||
Recoveries | 89,000 | 171,000 | 171,000 | 244,000 | |||
Provision | 650,000 | 272,000 | 13,813,000 | 675,000 | |||
Ending balance | 34,798,000 | 34,798,000 | 16,152,000 | 34,798,000 | 16,152,000 | ||
Individually evaluated for credit loss | 3,616,000 | 3,616,000 | 87,000 | 3,616,000 | 87,000 | ||
Collectively evaluated for credit loss | 31,182,000 | 31,182,000 | 16,065,000 | 31,182,000 | 16,065,000 | ||
Individually evaluated for impairment | 15,304,000 | 15,304,000 | 15,304,000 | ||||
Collectively evaluated for impairment | 2,905,488,000 | 2,905,488,000 | 2,905,488,000 | ||||
Loans | 2,920,792,000 | 2,920,792,000 | 2,920,792,000 | $ 1,545,640,000 | |||
Agricultural [Member] | |||||||
Accounts, Notes, Loans and Financing Receivable [Line Items] | |||||||
Beginning balance | 220,000 | 97,000 | 90,000 | 94,000 | |||
Acquisition related allowance for credit loss (PCD) | 2,000 | 2,000 | 2,000 | ||||
Charge-offs | 0 | 0 | 0 | 0 | |||
Recoveries | 0 | 0 | 0 | 0 | |||
Provision | (1,000) | 15,000 | 127,000 | 18,000 | |||
Ending balance | 219,000 | 219,000 | 112,000 | 219,000 | 112,000 | ||
Individually evaluated for credit loss | 0 | 0 | 1,000 | 0 | 1,000 | ||
Collectively evaluated for credit loss | 219,000 | 219,000 | 111,000 | 219,000 | 111,000 | ||
Individually evaluated for impairment | 6,000 | 6,000 | 6,000 | ||||
Collectively evaluated for impairment | 47,267,000 | 47,267,000 | 47,267,000 | ||||
Loans | 47,273,000 | 47,273,000 | 47,273,000 | 48,221,000 | |||
Commercial and Industrial [Member] | |||||||
Accounts, Notes, Loans and Financing Receivable [Line Items] | |||||||
Beginning balance | 5,503,000 | 2,243,000 | 2,260,000 | 2,216,000 | |||
Acquisition related allowance for credit loss (PCD) | 2,953,000 | 2,960,000 | 2,963,000 | ||||
Charge-offs | (10,000) | 0 | (10,000) | (1,000) | |||
Recoveries | 4,000 | 2,000 | 6,000 | 11,000 | |||
Provision | (257,000) | (84,000) | 21,000 | (65,000) | |||
Ending balance | 5,240,000 | 5,240,000 | 2,161,000 | 5,240,000 | 2,161,000 | ||
Individually evaluated for credit loss | 2,920,000 | 2,920,000 | 7,000 | 2,920,000 | 7,000 | ||
Collectively evaluated for credit loss | 2,320,000 | 2,320,000 | 2,154,000 | 2,320,000 | 2,154,000 | ||
Individually evaluated for impairment | 8,287,000 | 8,287,000 | 8,287,000 | ||||
Collectively evaluated for impairment | 343,080,000 | 343,080,000 | 343,080,000 | ||||
Loans | 351,367,000 | 351,367,000 | 351,367,000 | 228,256,000 | |||
Consumer Portfolio Segment [Member] | |||||||
Accounts, Notes, Loans and Financing Receivable [Line Items] | |||||||
Beginning balance | 703,000 | 918,000 | 733,000 | 823,000 | |||
Acquisition related allowance for credit loss (PCD) | 0 | $ 0 | 0 | ||||
Charge-offs | (259,000) | (328,000) | (392,000) | (451,000) | |||
Recoveries | 82,000 | 166,000 | 142,000 | 226,000 | |||
Provision | 247,000 | 39,000 | 289,000 | 197,000 | |||
Ending balance | 773,000 | 773,000 | 795,000 | 773,000 | 795,000 | ||
Individually evaluated for credit loss | 0 | 0 | 0 | 0 | 0 | ||
Collectively evaluated for credit loss | 773,000 | 773,000 | 795,000 | 773,000 | 795,000 | ||
Individually evaluated for impairment | 0 | 0 | 0 | ||||
Collectively evaluated for impairment | 29,741,000 | 29,741,000 | 29,741,000 | ||||
Loans | 29,741,000 | 29,741,000 | 29,741,000 | 29,412,000 | |||
Commercial Real Estate Portfolio Segment [Member] | |||||||
Accounts, Notes, Loans and Financing Receivable [Line Items] | |||||||
Beginning balance | 20,727,000 | 9,167,000 | 9,460,000 | 8,820,000 | |||
Acquisition related allowance for credit loss (PCD) | 1,791,000 | ||||||
Charge-offs | (208,000) | 0 | (208,000) | 0 | |||
Recoveries | 0 | 0 | 0 | 0 | |||
Provision | (2,208,000) | 194,000 | 7,268,000 | 541,000 | |||
Ending balance | 18,311,000 | 18,311,000 | 9,361,000 | 18,311,000 | 9,361,000 | ||
Individually evaluated for credit loss | 637,000 | 637,000 | 1,000 | 637,000 | 1,000 | ||
Collectively evaluated for credit loss | 17,673,000 | 17,673,000 | 9,360,000 | 17,673,000 | 9,360,000 | ||
Individually evaluated for impairment | 3,776,000 | 3,776,000 | 3,776,000 | ||||
Collectively evaluated for impairment | 1,739,765,000 | 1,739,765,000 | 1,739,765,000 | ||||
Loans | 1,743,541,000 | 1,743,541,000 | 1,743,541,000 | 901,130,000 | |||
Construction Real Estate [Member] | |||||||
Accounts, Notes, Loans and Financing Receivable [Line Items] | |||||||
Beginning balance | 90,000 | 49,000 | 59,000 | 58,000 | |||
Acquisition related allowance for credit loss (PCD) | 0 | ||||||
Charge-offs | 0 | 0 | 0 | 0 | |||
Recoveries | 0 | 0 | 0 | 0 | |||
Provision | 0 | 0 | 31,000 | (9,000) | |||
Ending balance | 90,000 | 90,000 | 49,000 | 90,000 | 49,000 | ||
Individually evaluated for credit loss | 2,000 | 2,000 | 0 | 2,000 | 0 | ||
Collectively evaluated for credit loss | 88,000 | 88,000 | 49,000 | 88,000 | 49,000 | ||
Individually evaluated for impairment | 229,000 | 229,000 | 229,000 | ||||
Collectively evaluated for impairment | 21,279,000 | 21,279,000 | 21,279,000 | ||||
Loans | 21,508,000 | 21,508,000 | 21,508,000 | 17,042,000 | |||
Residential Portfolio Segment [Member] | |||||||
Accounts, Notes, Loans and Financing Receivable [Line Items] | |||||||
Beginning balance | 7,320,000 | 3,513,000 | 3,890,000 | 3,644,000 | |||
Acquisition related allowance for credit loss (PCD) | 168,000 | ||||||
Charge-offs | (30,000) | 0 | (52,000) | 0 | |||
Recoveries | 3,000 | 3,000 | 23,000 | 7,000 | |||
Provision | 2,868,000 | 108,000 | 6,132,000 | (27,000) | |||
Ending balance | 10,161,000 | 10,161,000 | 3,624,000 | 10,161,000 | 3,624,000 | ||
Individually evaluated for credit loss | 57,000 | 57,000 | 78,000 | 57,000 | 78,000 | ||
Collectively evaluated for credit loss | 10,104,000 | 10,104,000 | 3,546,000 | 10,104,000 | 3,546,000 | ||
Individually evaluated for impairment | 3,006,000 | 3,006,000 | 3,006,000 | ||||
Collectively evaluated for impairment | 721,323,000 | 721,323,000 | 721,323,000 | ||||
Loans | 724,329,000 | 724,329,000 | 724,329,000 | 281,701,000 | |||
Loans to other financial institutions [Member] | |||||||
Accounts, Notes, Loans and Financing Receivable [Line Items] | |||||||
Beginning balance | 4,000 | 50,000 | 60,000 | 30,000 | |||
Acquisition related allowance for credit loss (PCD) | 0 | ||||||
Charge-offs | 0 | 0 | 0 | 0 | |||
Recoveries | 0 | 0 | 0 | 0 | |||
Provision | 1,000 | 0 | (55,000) | 20,000 | |||
Ending balance | 5,000 | 5,000 | 50,000 | 5,000 | 50,000 | ||
Individually evaluated for credit loss | 0 | 0 | 0 | 0 | 0 | ||
Collectively evaluated for credit loss | 5,000 | 5,000 | 50,000 | 5,000 | 50,000 | ||
Individually evaluated for impairment | 0 | 0 | 0 | ||||
Collectively evaluated for impairment | 3,033,000 | 3,033,000 | 3,033,000 | ||||
Loans | $ 3,033,000 | $ 3,033,000 | $ 3,033,000 | $ 39,878,000 | |||
Unallocated Financing Receivables [Member] | |||||||
Accounts, Notes, Loans and Financing Receivable [Line Items] | |||||||
Beginning balance | 0 | 0 | |||||
Charge-offs | 0 | 0 | |||||
Recoveries | 0 | 0 | |||||
Provision | 0 | 0 | |||||
Ending balance | 0 | 0 | |||||
Individually evaluated for credit loss | 0 | 0 | |||||
Collectively evaluated for credit loss | $ 0 | $ 0 |