Quoted Prices

In Active

Significant

Markets for

Other

Significant

Identical

Observable

Unobservable

(Dollars in thousands)

Carrying

Estimated

Assets

Inputs

Amount

Fair Value

(Level 1)

(Level 2)

(Level 3)

June 30, 2025

Assets

Cash and cash equivalents

$

156,280

$

156,280

$

156,280

$

-

$

-

Equity securities at fair value

9,582

9,582

5,613

-

3,969

Securities available for sale

479,426

479,426

87,749

391,677

-

Securities held to maturity

390,457

344,054

-

327,695

16,359

Federal Home Loan Bank and Federal

Reserve Bank stock

31,109

31,109

-

31,109

-

Loans held for sale

7,639

7,868

-

7,868

-

Loans, net

2,885,994

2,826,525

-

-

2,826,525

Accrued interest receivable

14,934

14,934

-

14,934

-

Interest rate lock commitments

127

127

-

127

-

Interest rate derivative contracts

7,932

7,932

-

7,932

-

Loan swaps

1,750

1,750

-

1,750

-

Liabilities

Noninterest-bearing deposits

943,873

943,873

943,873

-

-

Interest-bearing deposits

2,542,526

2,540,908

-

2,540,908

-

Brokered deposits

106,225

106,359

-

106,359

-

Borrowings

198,428

198,734

-

198,734

-

Subordinated debentures

48,277

42,912

-

42,912

-

Accrued interest payable

3,862

3,862

-

3,862

-

Interest rate derivative contracts

-

-

-

-

-

Interest rate swaps

1,765

1,765

-

1,765

-

December 31, 2024

Assets

Cash and cash equivalents

$

96,751

$

96,751

$

96,751

$

-

$

-

Equity securities at fair value

7,782

7,782

4,838

-

2,944

Securities available for sale

479,117

479,117

80,502

398,615

-

Securities held to maturity

394,534

339,048

-

324,591

14,457

Federal Home Loan Bank and Federal

Reserve Bank stock

14,690

14,690

-

14,690

-

Loans held for sale

7,288

7,507

-

7,507

-

Loans, net

1,529,088

1,496,704

-

-

1,496,704

Accrued interest receivable

10,376

10,376

-

10,376

-

Interest rate lock commitments

95

95

-

95

-

Interest rate derivative contracts

23,649

23,649

-

23,649

-

Interest rate swaps

686

686

-

686

-

Liabilities

Noninterest-bearing deposits

524,945

524,945

524,945

-

-

Interest-bearing deposits

1,652,647

1,652,169

-

1,652,169

-

Brokered deposits

36,511

36,508

-

36,508

-

Borrowings

175,000

175,139

-

175,139

-

Subordinated debentures

35,752

32,895

-

32,895

-

Accrued interest payable

1,694

1,694

-

1,694

-

Interest rate swaps

686

686

-

686

-