The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COMMON STOCK 00206R102 340,277 11,758 SH SOLE 7000 11,758 0 0
AT&T INC COMMON STOCK 00206R102 103,837 3,588 SH OTR 7000 2,176 1,412 0
ABBOTT LABORATORIES COMMON STOCK 002824100 2,351,890 17,292 SH SOLE 7000 16,225 0 1,067
ABBOTT LABORATORIES COMMON STOCK 002824100 324,521 2,386 SH OTR 7000 2,386 0 0
ABBVIE INC SR NT COMMON STOCK 00287Y109 3,015,025 16,243 SH SOLE 7000 15,326 0 917
ABBVIE INC SR NT COMMON STOCK 00287Y109 484,098 2,608 SH OTR 7000 2,236 372 0
ALLSTATE CORP COMMON STOCK 020002101 297,939 1,480 SH SOLE 7000 1,480 0 0
ALLSTATE CORP COMMON STOCK 020002101 40,262 200 SH OTR 7000 200 0 0
ALPHABET INC COMMON STOCK 02079K107 295,532 1,666 SH SOLE 7000 1,666 0 0
ALPHABET INC COMMON STOCK 02079K107 328,172 1,850 SH OTR 7000 1,850 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 134,733 2,298 SH SOLE 7000 2,298 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 130,452 2,225 SH OTR 7000 2,225 0 0
AMAZON COM INC COMMON STOCK 023135106 102,455 467 SH SOLE 7000 467 0 0
AMAZON COM INC COMMON STOCK 023135106 138,216 630 SH OTR 7000 630 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 2,466,994 7,734 SH SOLE 7000 7,734 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 422,649 1,325 SH OTR 7000 825 500 0
APPLE INC COMMON STOCK 037833100 4,779,848 23,298 SH SOLE 7000 23,298 0 0
APPLE INC COMMON STOCK 037833100 294,419 1,435 SH OTR 7000 1,165 270 0
APPLIED MATERIALS INC COMMON STOCK 038222105 4,670,117 25,510 SH SOLE 7000 24,910 0 600
APPLIED MATERIALS INC COMMON STOCK 038222105 521,751 2,850 SH OTR 7000 2,350 500 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 817,568 2,651 SH SOLE 7000 2,011 0 640
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 123,360 400 SH OTR 7000 400 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 44,691 92 SH SOLE 7000 92 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 602,354 1,240 SH OTR 7000 1,240 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 204,648 4,421 SH SOLE 7000 4,421 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 64,807 1,400 SH OTR 7000 1,400 0 0
CME GROUP INC COMMON STOCK 12572Q105 289,401 1,050 SH SOLE 7000 1,050 0 0
CVS HEALTH CORPORATION COMMON STOCK 126650100 293,165 4,250 SH SOLE 7000 4,250 0 0
CVS HEALTH CORPORATION COMMON STOCK 126650100 16,211 235 SH OTR 7000 235 0 0
CATERPILLAR INC COMMON STOCK 149123101 340,850 878 SH SOLE 7000 878 0 0
CATERPILLAR INC COMMON STOCK 149123101 170,812 440 SH OTR 7000 440 0 0
CHEVRON CORP NEW COMMON STOCK 166764100 1,774,844 12,395 SH SOLE 7000 12,395 0 0
CHEVRON CORP NEW COMMON STOCK 166764100 292,683 2,044 SH OTR 7000 1,654 390 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 1,151,292 16,594 SH SOLE 7000 16,594 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 147,849 2,131 SH OTR 7000 692 1,439 0
CITIGROUP INC COMMON STOCK 172967424 210,672 2,475 SH SOLE 7000 2,475 0 0
CITIGROUP INC COMMON STOCK 172967424 16,343 192 SH OTR 7000 192 0 0
COCA COLA CO COMMON STOCK 191216100 2,522,031 35,647 SH SOLE 7000 35,047 0 600
COCA COLA CO COMMON STOCK 191216100 426,907 6,034 SH OTR 7000 3,209 2,825 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 730,653 8,038 SH SOLE 7000 8,038 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 220,160 2,422 SH OTR 7000 2,022 400 0
DISNEY WALT CO COMMON STOCK 254687106 1,644,006 13,257 SH SOLE 7000 12,057 0 1,200
DISNEY WALT CO COMMON STOCK 254687106 86,808 700 SH OTR 7000 350 350 0
ECOLAB INC COMMON STOCK 278865100 460,742 1,710 SH SOLE 7000 1,710 0 0
ECOLAB INC COMMON STOCK 278865100 26,944 100 SH OTR 7000 100 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 965,044 7,238 SH SOLE 7000 7,238 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 83,331 625 SH OTR 7000 625 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 3,196,594 29,653 SH SOLE 7000 28,503 0 1,150
EXXON MOBIL CORP COMMON STOCK 30231G102 707,707 6,565 SH OTR 7000 2,275 4,290 0
META PLATFORMS INC COMMON STOCK 30303M102 97,428 132 SH SOLE 7000 132 0 0
META PLATFORMS INC COMMON STOCK 30303M102 387,497 525 SH OTR 7000 525 0 0
FIDELITY MSCI CONSUMER MUTUAL FUND/STO 316092204 263,396 2,800 SH SOLE 7000 2,800 0 0
GE HEALTHCARE TECHNOLOGIES INC COMMON STOCK 36266G107 507,829 6,856 SH SOLE 7000 6,697 0 159
GE HEALTHCARE TECHNOLOGIES INC COMMON STOCK 36266G107 29,998 405 SH OTR 7000 87 318 0
GE VERNOVA INC COMMON STOCK 36828A101 3,533,664 6,678 SH SOLE 7000 6,558 0 120
GE VERNOVA INC COMMON STOCK 36828A101 277,804 525 SH OTR 7000 123 402 0
GE AEROSPACE COMMON STOCK 369604301 6,866,397 26,677 SH SOLE 7000 26,196 0 481
GE AEROSPACE COMMON STOCK 369604301 519,673 2,019 SH OTR 7000 437 1,582 0
GENERAL MILLS INC COMMON STOCK 370334104 615,037 11,871 SH SOLE 7000 11,871 0 0
GENERAL MILLS INC COMMON STOCK 370334104 170,974 3,300 SH OTR 7000 1,900 1,400 0
HOME DEPOT INC COMMON STOCK 437076102 782,776 2,135 SH SOLE 7000 2,135 0 0
HOME DEPOT INC COMMON STOCK 437076102 189,186 516 SH OTR 7000 516 0 0
INTEL CORP COMMON STOCK 458140100 506,598 22,616 SH SOLE 7000 22,616 0 0
INTEL CORP COMMON STOCK 458140100 95,334 4,256 SH OTR 7000 3,656 600 0
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101 969,238 3,288 SH SOLE 7000 3,288 0 0
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101 496,115 1,683 SH OTR 7000 1,483 200 0
INVESCO QQQ TR MUTUAL FUND/STO 46090E103 823,600 1,493 SH SOLE 7000 1,493 0 0
INVESCO QQQ TR MUTUAL FUND/STO 46090E103 146,185 265 SH OTR 7000 265 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100 6,190,165 21,352 SH SOLE 7000 21,052 0 300
JP MORGAN CHASE & CO COMMON STOCK 46625H100 1,083,974 3,739 SH OTR 7000 2,649 1,090 0
JACOBS SOLUTIONS INC COMMON STOCK 46982L108 174,172 1,325 SH SOLE 7000 1,325 0 0
JACOBS SOLUTIONS INC COMMON STOCK 46982L108 61,782 470 SH OTR 7000 0 470 0
JOHNSON & JOHNSON COMMON STOCK 478160104 2,418,953 15,836 SH SOLE 7000 15,836 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 575,716 3,769 SH OTR 7000 1,269 2,500 0
ELI LILLY & CO COMMON STOCK 532457108 657,923 844 SH SOLE 7000 844 0 0
ELI LILLY & CO COMMON STOCK 532457108 670,396 860 SH OTR 7000 160 700 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 242,685 524 SH SOLE 7000 524 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 84,756 183 SH OTR 7000 183 0 0
LOWES COMPANIES INC COMMON STOCK 548661107 1,179,242 5,315 SH SOLE 7000 5,315 0 0
LOWES COMPANIES INC COMMON STOCK 548661107 117,147 528 SH OTR 7000 528 0 0
MASCO CORP COMMON STOCK 574599106 458,565 7,125 SH SOLE 7000 7,125 0 0
MASCO CORP COMMON STOCK 574599106 167,336 2,600 SH OTR 7000 0 2,600 0
MASTERCARD INC COMMON STOCK 57636Q104 50,575 90 SH SOLE 7000 90 0 0
MASTERCARD INC COMMON STOCK 57636Q104 224,776 400 SH OTR 7000 400 0 0
MCDONALDS CORP COMMON STOCK 580135101 1,616,285 5,532 SH SOLE 7000 5,532 0 0
MCDONALDS CORP COMMON STOCK 580135101 183,192 627 SH OTR 7000 427 200 0
MERCK & CO INC COMMON STOCK 58933Y105 489,684 6,186 SH SOLE 7000 6,186 0 0
MERCK & CO INC COMMON STOCK 58933Y105 241,042 3,045 SH OTR 7000 566 2,479 0
MICROSOFT CORP COMMON STOCK 594918104 4,841,791 9,734 SH SOLE 7000 9,734 0 0
MICROSOFT CORP COMMON STOCK 594918104 1,429,061 2,873 SH OTR 7000 2,873 0 0
NIKE INC COMMON STOCK 654106103 725,177 10,208 SH SOLE 7000 10,208 0 0
NIKE INC COMMON STOCK 654106103 33,744 475 SH OTR 7000 475 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 267,745 1,046 SH SOLE 7000 1,046 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 273,888 1,070 SH OTR 7000 1,070 0 0
ORACLE CORP COMMON STOCK 68389X105 2,008,994 9,189 SH SOLE 7000 9,189 0 0
ORACLE CORP COMMON STOCK 68389X105 43,726 200 SH OTR 7000 100 100 0
PEPSICO INC COMMON STOCK 713448108 1,396,718 10,578 SH SOLE 7000 10,578 0 0
PEPSICO INC COMMON STOCK 713448108 335,250 2,539 SH OTR 7000 1,739 800 0
PFIZER INC COMMON STOCK 717081103 325,349 13,422 SH SOLE 7000 13,422 0 0
PFIZER INC COMMON STOCK 717081103 54,442 2,246 SH OTR 7000 2,246 0 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109 513,425 2,819 SH SOLE 7000 2,819 0 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109 163,917 900 SH OTR 7000 900 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 2,193,675 13,769 SH SOLE 7000 13,769 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 426,182 2,675 SH OTR 7000 2,675 0 0
RTX CORPORATION COMMON STOCK 75513E101 1,557,159 10,664 SH SOLE 7000 10,664 0 0
RTX CORPORATION COMMON STOCK 75513E101 231,443 1,585 SH OTR 7000 1,585 0 0
SOUTHERN CO COMMON STOCK 842587107 548,412 5,972 SH SOLE 7000 5,972 0 0
SOUTHERN CO COMMON STOCK 842587107 353,547 3,850 SH OTR 7000 2,350 1,500 0
STATE STREET CORP COMMON STOCK 857477103 472,149 4,440 SH SOLE 7000 4,440 0 0
STATE STREET CORP COMMON STOCK 857477103 31,902 300 SH OTR 7000 300 0 0
TARGET CORP COMMON STOCK 87612E106 413,147 4,188 SH SOLE 7000 4,188 0 0
TARGET CORP COMMON STOCK 87612E106 130,515 1,323 SH OTR 7000 973 350 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 1,322,125 6,368 SH SOLE 7000 6,368 0 0
3M CO COMMON STOCK 88579Y101 500,718 3,289 SH SOLE 7000 3,289 0 0
3M CO COMMON STOCK 88579Y101 49,630 326 SH OTR 7000 326 0 0
THE TRAVELERS COMPANIES INC COMMON STOCK 89417E109 264,062 987 SH SOLE 7000 987 0 0
TRUSTCO BANK CORP NY COMMON STOCK 898349204 3,872,744 115,881 SH SOLE 7000 115,881 0 0
TRUSTCO BANK CORP NY COMMON STOCK 898349204 23,595 706 SH OTR 7000 706 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106 160,899 1,594 SH SOLE 7000 1,594 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106 64,299 637 SH OTR 7000 237 400 0
VANGUARD MID-CAP ETF (MKT) MUTUAL FUND/STO 922908629 184,968 661 SH SOLE 7000 661 0 0
VANGUARD MID-CAP ETF (MKT) MUTUAL FUND/STO 922908629 59,324 212 SH OTR 7000 212 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 450,013 10,400 SH SOLE 7000 10,400 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 86,195 1,992 SH OTR 7000 1,792 200 0
WALMART INC COMMON STOCK 931142103 1,824,771 18,662 SH SOLE 7000 18,662 0 0
WALMART INC COMMON STOCK 931142103 354,453 3,625 SH OTR 7000 1,425 2,200 0
JOHNSON CTLS INTL PLC SHS FOREIGN STOCK G51502105 511,835 4,846 SH SOLE 7000 4,846 0 0
JOHNSON CTLS INTL PLC SHS FOREIGN STOCK G51502105 43,938 416 SH OTR 7000 416 0 0
MEDTRONIC PLC FOREIGN STOCK G5960L103 428,616 4,917 SH SOLE 7000 4,917 0 0
MEDTRONIC PLC FOREIGN STOCK G5960L103 91,529 1,050 SH OTR 7000 250 800 0