v3.25.2
Commitments and Contingencies
6 Months Ended
Jun. 30, 2025
Commitments and Contingencies Disclosure [Abstract]  
Commitments and Contingencies Commitments and Contingencies
In the ordinary course of business, the Company may enter into various types of transactions that include commitments to extend credit that are not included in its unaudited Condensed Consolidated Financial Statements. The Company applies the same credit standards to these commitments as it uses in all its lending activities and has included these commitments in its lending risk evaluations. The majority of the commitments presented below are variable rate. Loan commitments can be either revolving or non-revolving. The Company’s exposure to credit and market risk under commitments to extend credit is represented by the amount of these commitments.
The following table presents outstanding commitments to extend credit, including letters of credit, at the dates indicated:
 June 30,
2025
December 31,
2024
 
(Dollars in thousands)
Commercial business:
Commercial and industrial$532,683 $591,863 
Owner-occupied CRE16,065 14,778 
Non-owner occupied CRE24,712 23,100 
Total commercial business573,460 629,741 
Real estate construction and land development:
Residential
39,661 28,353 
Commercial and multifamily
195,889 174,606 
Total real estate construction and land development235,550 202,959 
Consumer338,070 348,373 
Total outstanding commitments$1,147,080 $1,181,073