v3.25.2
Loans and Allowance for Credit Losses - Balances in Allowance for loan losses and Loans (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Dec. 31, 2024
Allowance for credit losses:          
Balance, beginning of year $ 745 $ 706 $ 700 $ 675 $ 675
Provision charged to expense 68 (2) 113 29  
Losses charged off   (11)   (11) (194)
Balance, end of year 813 693 813 693 700
Loans:          
Ending balance 106,246   106,246   96,905
Ending balance: individually evaluated 707   707   844
Unfunded loan commitments          
Allowance for credit losses:          
Balance, beginning of year 28 17 17 22 22
Provision charged to expense (11) 9   4  
Balance, end of year 17 26 17 26 17
Mortgage loans on real estate          
Loans:          
Ending balance 95,945   95,945   88,770
Ending balance: individually evaluated 707   707   844
Mortgage loans on real estate | Residential 1-4 family          
Allowance for credit losses:          
Balance, beginning of year 266 256 271 247 247
Provision charged to expense 2 2 (3) 11  
Balance, end of year 268 258 268 258 271
Loans:          
Ending balance 66,000   66,000   65,721
Ending balance: individually evaluated 220   220   348
Mortgage loans on real estate | Residential 1-4 family | Unfunded loan commitments          
Allowance for credit losses:          
Balance, beginning of year 4 4 2 2 2
Provision charged to expense (1)   1 2  
Balance, end of year 3 4 3 4 2
Mortgage loans on real estate | Commercial          
Allowance for credit losses:          
Balance, beginning of year 383 348 339 332 332
Provision charged to expense 43 (1) 87 15  
Losses charged off         (179)
Balance, end of year 426 347 426 347 339
Loans:          
Ending balance 28,587   28,587   21,412
Ending balance: individually evaluated 487   487   496
Mortgage loans on real estate | Commercial | Unfunded loan commitments          
Allowance for credit losses:          
Balance, beginning of year 21 7 7 10 10
Provision charged to expense (16) 1 (2) (2)  
Balance, end of year 5 8 5 8 7
Mortgage loans on real estate | Construction and Land Development          
Allowance for credit losses:          
Balance, beginning of year 11 11 13 15 15
Provision charged to expense (1) (3) (3) (7)  
Balance, end of year 10 8 10 8 13
Loans:          
Ending balance 1,358   1,358   1,637
Mortgage loans on real estate | Construction and Land Development | Unfunded loan commitments          
Allowance for credit losses:          
Balance, beginning of year   2 6 8 8
Provision charged to expense 6 9   3  
Balance, end of year 6 11 6 11 6
Commercial loans          
Allowance for credit losses:          
Balance, beginning of year 66 75 60 65 65
Provision charged to expense 22 (2) 28 8  
Losses charged off   (11)   (11) (13)
Balance, end of year 88 62 88 62 60
Loans:          
Ending balance 6,145   6,145   4,656
Commercial loans | Unfunded loan commitments          
Allowance for credit losses:          
Balance, beginning of year 3 4 2 2 2
Provision charged to expense   (1) 1 1  
Balance, end of year 3 3 3 3 2
Consumer          
Allowance for credit losses:          
Balance, beginning of year 19 16 17 16 16
Provision charged to expense 2 2 4 2  
Losses charged off         (2)
Balance, end of year 21 $ 18 21 $ 18 17
Loans:          
Ending balance $ 4,156   $ 4,156   $ 3,479