Note 10 - REGULATORY CAPITAL REQUIREMENTS (Details) $ in Thousands |
Jun. 30, 2025
USD ($)
|
Dec. 31, 2024
USD ($)
|
Banking Regulation, Total Capital, Actual |
$ 1,314,474
|
$ 1,273,903
|
Total risk-based capital, actual, ratio |
0.1426
|
0.141
|
Banking Regulation, Total Risk-Based Capital, Capital Adequacy, Minimum |
$ 737,507
|
$ 723,016
|
Banking Regulation, Total Risk-Based Capital Ratio, Capital Adequacy, Minimum |
0.08
|
0.08
|
Total risk-based capital for capital adequacy purposes with capital conservation buffer, amount |
$ 967,978
|
$ 948,958
|
Total risk-based capital for capital adequacy purposes with capital conservation buffer, ratio |
0.105
|
0.105
|
Banking Regulation, Total Risk-Based Capital, To be well capitalized under prompt corrective action provisions , Minimum |
$ 921,884
|
$ 903,770
|
Banking Regulation, Total Risk-Based Capital Ratio, To be well capitalized under prompt corrective action provisions, Minimum |
0.10
|
0.10
|
Banking Regulation, Tier 1 Risk-Based Capital, Actual |
$ 1,010,640
|
$ 955,039
|
Banking Regulation, Tier 1 Risk-Based Capital Ratio, Actual |
0.1096
|
0.1057
|
Banking Regulation, Tier 1 Risk-Based Capital, Capital Adequacy, Minimum |
$ 553,130
|
$ 542,262
|
Banking Regulation, Tier 1 Risk-Based Capital Ratio, Capital Adequacy, Minimum |
0.06
|
0.06
|
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, amount |
$ 783,601
|
$ 768,204
|
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, ratio |
0.085
|
0.085
|
Banking Regulation, Tier 1 Risk-Based Capital, To be well capitalized under prompt corrective action provisions, Minimum |
$ 737,507
|
$ 723,016
|
Banking Regulation, Tier 1 Risk-Based Capital Ratio, To be well capitalized under prompt corrective action provisions, Minimum |
0.08
|
0.08
|
Banking Regulation, Tier 1 Leverage Capital, Actual |
$ 1,010,640
|
$ 955,039
|
Banking Regulation, Tier 1 Leverage Capital Ratio, Actual |
0.1122
|
0.1073
|
Banking Regulation, Tier 1 Leverage Capital, Capital Adequacy, Minimum |
$ 360,229
|
$ 356,091
|
Banking Regulation, Tier 1 Leverage Capital Ratio, Capital Adequacy, Minimum |
0.04
|
0.04
|
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, amount |
$ 360,229
|
$ 356,091
|
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, ratio |
0.04
|
0.04
|
Banking Regulation, Tier 1 Leverage Capital, To be well capitalized under prompt corrective action provisions, Minimum |
$ 450,286
|
$ 445,114
|
Banking Regulation, Tier 1 Leverage Capital Ratio, To be well capitalized under prompt corrective action provisions, Minimum |
0.05
|
0.05
|
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, Actual |
$ 961,715
|
$ 906,179
|
Banking Regulation, Common Equity Tier 1 Risk-Based Capital Ratio, Actual |
0.1043
|
0.1003
|
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, Capital Adequacy, Minimum |
$ 414,848
|
$ 406,696
|
Common equity Tier 1 for capital adequacy purposes, ratio |
4.50%
|
4.50%
|
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, amount |
$ 645,319
|
$ 632,639
|
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, ratio |
7.00%
|
7.00%
|
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, To be well capitalized under prompt corrective action provisions, Minimum |
$ 599,225
|
$ 587,450
|
Common equity Tier 1, To be well capitalized under prompt corrective action provisions, ratio |
6.50%
|
6.50%
|
QCBT |
|
|
Banking Regulation, Total Capital, Actual |
$ 339,461
|
$ 323,221
|
Total risk-based capital, actual, ratio |
0.1433
|
0.1365
|
Banking Regulation, Total Risk-Based Capital, Capital Adequacy, Minimum |
$ 189,536
|
$ 189,365
|
Banking Regulation, Total Risk-Based Capital Ratio, Capital Adequacy, Minimum |
0.08
|
0.08
|
Total risk-based capital for capital adequacy purposes with capital conservation buffer, amount |
$ 248,766
|
$ 248,541
|
Total risk-based capital for capital adequacy purposes with capital conservation buffer, ratio |
0.105
|
0.105
|
Banking Regulation, Total Risk-Based Capital, To be well capitalized under prompt corrective action provisions , Minimum |
$ 236,920
|
$ 236,706
|
Banking Regulation, Total Risk-Based Capital Ratio, To be well capitalized under prompt corrective action provisions, Minimum |
0.10
|
0.10
|
Banking Regulation, Tier 1 Risk-Based Capital, Actual |
$ 310,380
|
$ 293,597
|
Banking Regulation, Tier 1 Risk-Based Capital Ratio, Actual |
0.131
|
0.124
|
Banking Regulation, Tier 1 Risk-Based Capital, Capital Adequacy, Minimum |
$ 142,152
|
$ 142,024
|
Banking Regulation, Tier 1 Risk-Based Capital Ratio, Capital Adequacy, Minimum |
0.06
|
0.06
|
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, amount |
$ 201,382
|
$ 201,200
|
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, ratio |
0.085
|
0.085
|
Banking Regulation, Tier 1 Risk-Based Capital, To be well capitalized under prompt corrective action provisions, Minimum |
$ 189,536
|
$ 189,365
|
Banking Regulation, Tier 1 Risk-Based Capital Ratio, To be well capitalized under prompt corrective action provisions, Minimum |
0.08
|
0.08
|
Banking Regulation, Tier 1 Leverage Capital, Actual |
$ 310,380
|
$ 293,597
|
Banking Regulation, Tier 1 Leverage Capital Ratio, Actual |
0.117
|
0.1141
|
Banking Regulation, Tier 1 Leverage Capital, Capital Adequacy, Minimum |
$ 106,093
|
$ 102,969
|
Banking Regulation, Tier 1 Leverage Capital Ratio, Capital Adequacy, Minimum |
0.04
|
0.04
|
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, amount |
$ 106,093
|
$ 102,969
|
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, ratio |
0.04
|
0.04
|
Banking Regulation, Tier 1 Leverage Capital, To be well capitalized under prompt corrective action provisions, Minimum |
$ 132,617
|
$ 128,712
|
Banking Regulation, Tier 1 Leverage Capital Ratio, To be well capitalized under prompt corrective action provisions, Minimum |
0.05
|
0.05
|
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, Actual |
$ 310,380
|
$ 293,597
|
Banking Regulation, Common Equity Tier 1 Risk-Based Capital Ratio, Actual |
0.131
|
0.124
|
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, Capital Adequacy, Minimum |
$ 106,614
|
$ 106,518
|
Common equity Tier 1 for capital adequacy purposes, ratio |
4.50%
|
4.50%
|
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, amount |
$ 165,844
|
$ 165,694
|
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, ratio |
7.00%
|
7.00%
|
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, To be well capitalized under prompt corrective action provisions, Minimum |
$ 153,998
|
$ 153,859
|
Common equity Tier 1, To be well capitalized under prompt corrective action provisions, ratio |
6.50%
|
6.50%
|
CRBT |
|
|
Banking Regulation, Total Capital, Actual |
$ 481,055
|
$ 452,942
|
Total risk-based capital, actual, ratio |
0.1509
|
0.1479
|
Banking Regulation, Total Risk-Based Capital, Capital Adequacy, Minimum |
$ 255,110
|
$ 245,055
|
Banking Regulation, Total Risk-Based Capital Ratio, Capital Adequacy, Minimum |
0.08
|
0.08
|
Total risk-based capital for capital adequacy purposes with capital conservation buffer, amount |
$ 334,832
|
$ 321,635
|
Total risk-based capital for capital adequacy purposes with capital conservation buffer, ratio |
0.105
|
0.105
|
Banking Regulation, Total Risk-Based Capital, To be well capitalized under prompt corrective action provisions , Minimum |
$ 318,888
|
$ 306,319
|
Banking Regulation, Total Risk-Based Capital Ratio, To be well capitalized under prompt corrective action provisions, Minimum |
0.10
|
0.10
|
Banking Regulation, Tier 1 Risk-Based Capital, Actual |
$ 453,450
|
$ 424,253
|
Banking Regulation, Tier 1 Risk-Based Capital Ratio, Actual |
0.1422
|
0.1385
|
Banking Regulation, Tier 1 Risk-Based Capital, Capital Adequacy, Minimum |
$ 191,333
|
$ 183,792
|
Banking Regulation, Tier 1 Risk-Based Capital Ratio, Capital Adequacy, Minimum |
0.06
|
0.06
|
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, amount |
$ 271,054
|
$ 260,371
|
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, ratio |
0.085
|
0.085
|
Banking Regulation, Tier 1 Risk-Based Capital, To be well capitalized under prompt corrective action provisions, Minimum |
$ 255,110
|
$ 245,055
|
Banking Regulation, Tier 1 Risk-Based Capital Ratio, To be well capitalized under prompt corrective action provisions, Minimum |
0.08
|
0.08
|
Banking Regulation, Tier 1 Leverage Capital, Actual |
$ 453,450
|
$ 424,253
|
Banking Regulation, Tier 1 Leverage Capital Ratio, Actual |
0.1728
|
0.164
|
Banking Regulation, Tier 1 Leverage Capital, Capital Adequacy, Minimum |
$ 104,943
|
$ 103,449
|
Banking Regulation, Tier 1 Leverage Capital Ratio, Capital Adequacy, Minimum |
0.04
|
0.04
|
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, amount |
$ 104,943
|
$ 103,449
|
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, ratio |
0.04
|
0.04
|
Banking Regulation, Tier 1 Leverage Capital, To be well capitalized under prompt corrective action provisions, Minimum |
$ 131,179
|
$ 129,312
|
Banking Regulation, Tier 1 Leverage Capital Ratio, To be well capitalized under prompt corrective action provisions, Minimum |
0.05
|
0.05
|
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, Actual |
$ 453,450
|
$ 424,253
|
Banking Regulation, Common Equity Tier 1 Risk-Based Capital Ratio, Actual |
0.1422
|
0.1385
|
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, Capital Adequacy, Minimum |
$ 143,499
|
$ 137,844
|
Common equity Tier 1 for capital adequacy purposes, ratio |
4.50%
|
4.50%
|
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, amount |
$ 223,221
|
$ 214,424
|
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, ratio |
7.00%
|
7.00%
|
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, To be well capitalized under prompt corrective action provisions, Minimum |
$ 207,277
|
$ 199,108
|
Common equity Tier 1, To be well capitalized under prompt corrective action provisions, ratio |
6.50%
|
6.50%
|
CSB |
|
|
Banking Regulation, Total Capital, Actual |
$ 200,559
|
$ 189,362
|
Total risk-based capital, actual, ratio |
0.1306
|
0.1294
|
Banking Regulation, Total Risk-Based Capital, Capital Adequacy, Minimum |
$ 122,888
|
$ 117,065
|
Banking Regulation, Total Risk-Based Capital Ratio, Capital Adequacy, Minimum |
0.08
|
0.08
|
Total risk-based capital for capital adequacy purposes with capital conservation buffer, amount |
$ 161,291
|
$ 153,648
|
Total risk-based capital for capital adequacy purposes with capital conservation buffer, ratio |
0.105
|
0.105
|
Banking Regulation, Total Risk-Based Capital, To be well capitalized under prompt corrective action provisions , Minimum |
$ 153,611
|
$ 146,332
|
Banking Regulation, Total Risk-Based Capital Ratio, To be well capitalized under prompt corrective action provisions, Minimum |
0.10
|
0.10
|
Banking Regulation, Tier 1 Risk-Based Capital, Actual |
$ 186,208
|
$ 176,646
|
Banking Regulation, Tier 1 Risk-Based Capital Ratio, Actual |
0.1212
|
0.1207
|
Banking Regulation, Tier 1 Risk-Based Capital, Capital Adequacy, Minimum |
$ 92,166
|
$ 87,799
|
Banking Regulation, Tier 1 Risk-Based Capital Ratio, Capital Adequacy, Minimum |
0.06
|
0.06
|
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, amount |
$ 130,569
|
$ 124,382
|
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, ratio |
0.085
|
0.085
|
Banking Regulation, Tier 1 Risk-Based Capital, To be well capitalized under prompt corrective action provisions, Minimum |
$ 122,888
|
$ 117,065
|
Banking Regulation, Tier 1 Risk-Based Capital Ratio, To be well capitalized under prompt corrective action provisions, Minimum |
0.08
|
0.08
|
Banking Regulation, Tier 1 Leverage Capital, Actual |
$ 186,208
|
$ 176,646
|
Banking Regulation, Tier 1 Leverage Capital Ratio, Actual |
0.1175
|
0.1172
|
Banking Regulation, Tier 1 Leverage Capital, Capital Adequacy, Minimum |
$ 63,386
|
$ 60,305
|
Banking Regulation, Tier 1 Leverage Capital Ratio, Capital Adequacy, Minimum |
0.04
|
0.04
|
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, amount |
$ 63,386
|
$ 60,305
|
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, ratio |
0.04
|
0.04
|
Banking Regulation, Tier 1 Leverage Capital, To be well capitalized under prompt corrective action provisions, Minimum |
$ 79,232
|
$ 75,382
|
Banking Regulation, Tier 1 Leverage Capital Ratio, To be well capitalized under prompt corrective action provisions, Minimum |
0.05
|
0.05
|
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, Actual |
$ 186,208
|
$ 176,646
|
Banking Regulation, Common Equity Tier 1 Risk-Based Capital Ratio, Actual |
0.1212
|
0.1207
|
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, Capital Adequacy, Minimum |
$ 69,125
|
$ 65,849
|
Common equity Tier 1 for capital adequacy purposes, ratio |
4.50%
|
4.50%
|
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, amount |
$ 107,527
|
$ 102,432
|
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, ratio |
7.00%
|
7.00%
|
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, To be well capitalized under prompt corrective action provisions, Minimum |
$ 99,847
|
$ 95,115
|
Common equity Tier 1, To be well capitalized under prompt corrective action provisions, ratio |
6.50%
|
6.50%
|
Guaranty Bank |
|
|
Banking Regulation, Total Capital, Actual |
$ 307,790
|
$ 297,047
|
Total risk-based capital, actual, ratio |
0.147
|
0.1426
|
Banking Regulation, Total Risk-Based Capital, Capital Adequacy, Minimum |
$ 167,529
|
$ 166,695
|
Banking Regulation, Total Risk-Based Capital Ratio, Capital Adequacy, Minimum |
0.08
|
0.08
|
Total risk-based capital for capital adequacy purposes with capital conservation buffer, amount |
$ 219,882
|
$ 218,787
|
Total risk-based capital for capital adequacy purposes with capital conservation buffer, ratio |
0.105
|
0.105
|
Banking Regulation, Total Risk-Based Capital, To be well capitalized under prompt corrective action provisions , Minimum |
$ 209,411
|
$ 208,369
|
Banking Regulation, Total Risk-Based Capital Ratio, To be well capitalized under prompt corrective action provisions, Minimum |
0.10
|
0.10
|
Banking Regulation, Tier 1 Risk-Based Capital, Actual |
$ 282,693
|
$ 272,621
|
Banking Regulation, Tier 1 Risk-Based Capital Ratio, Actual |
0.135
|
0.1308
|
Banking Regulation, Tier 1 Risk-Based Capital, Capital Adequacy, Minimum |
$ 125,647
|
$ 125,021
|
Banking Regulation, Tier 1 Risk-Based Capital Ratio, Capital Adequacy, Minimum |
0.06
|
0.06
|
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, amount |
$ 178,000
|
$ 177,113
|
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, ratio |
0.085
|
0.085
|
Banking Regulation, Tier 1 Risk-Based Capital, To be well capitalized under prompt corrective action provisions, Minimum |
$ 167,529
|
$ 166,695
|
Banking Regulation, Tier 1 Risk-Based Capital Ratio, To be well capitalized under prompt corrective action provisions, Minimum |
0.08
|
0.08
|
Banking Regulation, Tier 1 Leverage Capital, Actual |
$ 282,693
|
$ 272,621
|
Banking Regulation, Tier 1 Leverage Capital Ratio, Actual |
0.1265
|
0.1215
|
Banking Regulation, Tier 1 Leverage Capital, Capital Adequacy, Minimum |
$ 89,355
|
$ 89,770
|
Banking Regulation, Tier 1 Leverage Capital Ratio, Capital Adequacy, Minimum |
0.04
|
0.04
|
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, amount |
$ 89,355
|
$ 89,770
|
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, ratio |
0.04
|
0.04
|
Banking Regulation, Tier 1 Leverage Capital, To be well capitalized under prompt corrective action provisions, Minimum |
$ 111,693
|
$ 112,213
|
Banking Regulation, Tier 1 Leverage Capital Ratio, To be well capitalized under prompt corrective action provisions, Minimum |
0.05
|
0.05
|
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, Actual |
$ 282,693
|
$ 272,621
|
Banking Regulation, Common Equity Tier 1 Risk-Based Capital Ratio, Actual |
0.135
|
0.1308
|
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, Capital Adequacy, Minimum |
$ 94,235
|
$ 93,766
|
Common equity Tier 1 for capital adequacy purposes, ratio |
4.50%
|
4.50%
|
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, amount |
$ 146,588
|
$ 145,858
|
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, ratio |
7.00%
|
7.00%
|
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, To be well capitalized under prompt corrective action provisions, Minimum |
$ 136,117
|
$ 135,440
|
Common equity Tier 1, To be well capitalized under prompt corrective action provisions, ratio |
6.50%
|
6.50%
|