v3.25.2
Note 3 - LOANS/LEASES RECEIVABLE - Loans by Internally Assigned Risk Rating (Details) - USD ($)
$ in Thousands
Jun. 30, 2025
Dec. 31, 2024
Gross loans/leases receivable $ 6,924,924 $ 6,784,404
Internally Assigned Risk Rating    
2025/2024 673,722 1,336,849
2024/2023 1,214,649 1,459,899
2023/2022 1,433,556 1,211,972
2022/2021 1,100,909 734,583
2021/2020 676,193 563,926
Prior 1,004,067 580,858
Revolving Loans Amortized Cost Basis 571,811 576,076
Gross loans/leases receivable 6,674,907 6,464,163
C&I    
Gross loans/leases receivable 1,755,718 1,902,923
C&I | C&I - revolving    
Gross loans/leases receivable 380,029 387,991
C&I | C&I - other    
Gross loans/leases receivable 1,375,689 1,514,932
C&I | Internally Assigned Risk Rating | C&I - revolving    
Revolving Loans Amortized Cost Basis 380,029 387,991
Gross loans/leases receivable 380,029 387,991
C&I | Internally Assigned Risk Rating | C&I - other    
2025/2024 171,406 348,169
2024/2023 217,388 354,915
2023/2022 310,657 207,637
2022/2021 178,052 88,672
2021/2020 73,966 51,678
Prior 187,083 160,696
Gross loans/leases receivable 1,138,552 1,211,767
C&I | Pass | C&I - revolving    
Revolving Loans Amortized Cost Basis 368,416 368,318
Gross loans/leases receivable 368,416 368,318
C&I | Pass | C&I - other    
2025/2024 164,962 324,649
2024/2023 199,240 348,843
2023/2022 309,314 204,275
2022/2021 175,454 82,601
2021/2020 68,494 49,130
Prior 181,683 155,191
Gross loans/leases receivable 1,099,147 1,164,689
C&I | Special Mention | C&I - revolving    
Revolving Loans Amortized Cost Basis 4,374 16,369
Gross loans/leases receivable 4,374 16,369
C&I | Special Mention | C&I - other    
2025/2024 2,225 6,517
2024/2023 4,836 5,534
2023/2022 745 2,855
2022/2021 1,717 4,799
2021/2020 2,782 2,548
Prior 625 725
Gross loans/leases receivable 12,930 22,978
C&I | Substandard | C&I - revolving    
Revolving Loans Amortized Cost Basis 7,239 3,304
Gross loans/leases receivable 7,239 3,304
C&I | Substandard | C&I - other    
2025/2024 4,219 17,003
2024/2023 13,312 538
2023/2022 598 507
2022/2021 881 1,272
2021/2020 2,690  
Prior 4,775 4,780
Gross loans/leases receivable 26,475 24,100
CRE | CRE - owner occupied    
Gross loans/leases receivable 593,675 605,993
CRE | CRE - non-owner occupied    
Gross loans/leases receivable 1,036,049 1,077,852
CRE | Internally Assigned Risk Rating | CRE - owner occupied    
2025/2024 51,283 74,312
2024/2023 57,692 104,676
2023/2022 107,421 118,934
2022/2021 101,762 109,779
2021/2020 101,686 112,753
Prior 163,324 72,212
Revolving Loans Amortized Cost Basis 10,507 13,327
Gross loans/leases receivable 593,675 605,993
CRE | Internally Assigned Risk Rating | CRE - non-owner occupied    
2025/2024 130,057 198,996
2024/2023 176,736 208,251
2023/2022 164,680 272,901
2022/2021 235,187 164,948
2021/2020 150,747 98,132
Prior 153,034 113,926
Revolving Loans Amortized Cost Basis 25,608 20,698
Gross loans/leases receivable 1,036,049 1,077,852
CRE | Pass | CRE - owner occupied    
2025/2024 49,226 65,054
2024/2023 54,430 104,442
2023/2022 90,828 117,215
2022/2021 93,212 102,506
2021/2020 92,847 95,349
Prior 143,912 69,382
Revolving Loans Amortized Cost Basis 10,507 13,327
Gross loans/leases receivable 534,962 567,275
CRE | Pass | CRE - non-owner occupied    
2025/2024 116,524 194,510
2024/2023 175,639 204,599
2023/2022 162,016 272,296
2022/2021 232,033 164,948
2021/2020 147,754 96,216
Prior 151,314 95,117
Revolving Loans Amortized Cost Basis 25,608 20,548
Gross loans/leases receivable 1,010,888 1,048,234
CRE | Special Mention | CRE - owner occupied    
2025/2024 438 5,589
2024/2023   234
2023/2022 16,477 739
2022/2021 8,062 6,964
2021/2020 7,850 822
Prior 2,017 1,829
Gross loans/leases receivable 34,844 16,177
CRE | Special Mention | CRE - non-owner occupied    
2025/2024 4,199 4,406
2024/2023 1,018  
2023/2022   55
2022/2021 3,154  
2021/2020 2,437  
Prior 1,273 6,844
Revolving Loans Amortized Cost Basis   150
Gross loans/leases receivable 12,081 11,455
CRE | Substandard | CRE - owner occupied    
2025/2024 1,619 3,669
2024/2023 3,262  
2023/2022 116 980
2022/2021 488 309
2021/2020 989 16,582
Prior 17,395 1,001
Gross loans/leases receivable 23,869 22,541
CRE | Substandard | CRE - non-owner occupied    
2025/2024 9,334 80
2024/2023 79 3,652
2023/2022 2,664 550
2021/2020 556 1,916
Prior 447 11,965
Gross loans/leases receivable 13,080 18,163
Construction and land development    
Gross loans/leases receivable 1,529,022 1,313,543
Construction and land development | Internally Assigned Risk Rating    
2025/2024 118,013 443,630
2024/2023 521,451 524,499
2023/2022 601,327 237,069
2022/2021 187,653 73,856
2021/2020 64,658 3,313
Prior 296  
Revolving Loans Amortized Cost Basis 35,624 31,176
Gross loans/leases receivable 1,529,022 1,313,543
Construction and land development | Pass    
2025/2024 117,815 435,373
2024/2023 515,470 524,375
2023/2022 601,234 235,987
2022/2021 187,653 66,409
2021/2020 64,585 3,313
Prior 296  
Revolving Loans Amortized Cost Basis 35,624 31,176
Gross loans/leases receivable 1,522,677 1,296,633
Construction and land development | Special Mention    
2025/2024   3,863
2024/2023 1,863  
2022/2021   75
2021/2020 73  
Gross loans/leases receivable 1,936 3,938
Construction and land development | Substandard    
2025/2024 198 4,394
2024/2023 4,118 124
2023/2022 93 1,082
2022/2021   7,372
Gross loans/leases receivable 4,409 12,972
Multi-family    
Gross loans/leases receivable 1,251,763 1,132,110
Multi-family | Internally Assigned Risk Rating    
2025/2024 121,000 137,806
2024/2023 131,398 138,011
2023/2022 135,527 279,256
2022/2021 311,071 185,895
2021/2020 181,800 217,697
Prior 370,265 165,867
Revolving Loans Amortized Cost Basis 702 7,578
Gross loans/leases receivable 1,251,763 1,132,110
Multi-family | Pass    
2025/2024 118,667 137,806
2024/2023 131,398 138,011
2023/2022 135,527 279,256
2022/2021 311,071 185,872
2021/2020 181,782 217,697
Prior 370,265 165,867
Revolving Loans Amortized Cost Basis 702 7,578
Gross loans/leases receivable 1,249,412 1,132,087
Multi-family | Substandard    
2025/2024 2,333  
2022/2021   23
2021/2020 18  
Gross loans/leases receivable 2,351 23
1-4 family real estate    
Gross loans/leases receivable 592,253 588,179
1-4 family real estate | Internally Assigned Risk Rating    
2025/2024 62,629 122,389
2024/2023 104,593 115,964
2023/2022 108,324 90,054
2022/2021 82,332 110,179
2021/2020 102,454 77,918
Prior 127,586 66,541
Revolving Loans Amortized Cost Basis 4,335 5,134
Gross loans/leases receivable 592,253 588,179
1-4 family real estate | Pass    
2025/2024 60,950 121,918
2024/2023 104,407 115,491
2023/2022 107,859 89,073
2022/2021 81,690 108,998
2021/2020 101,324 77,540
Prior 126,315 64,015
Revolving Loans Amortized Cost Basis 4,310 5,106
Gross loans/leases receivable 586,855 582,141
1-4 family real estate | Special Mention    
2025/2024 1,532 380
2024/2023 172 146
2023/2022 147  
2022/2021   547
2021/2020 535  
Prior 7 1,582
Gross loans/leases receivable 2,393 2,655
1-4 family real estate | Substandard    
2025/2024 147 91
2024/2023 14 327
2023/2022 318 981
2022/2021 642 634
2021/2020 595 378
Prior 1,264 944
Revolving Loans Amortized Cost Basis 25 28
Gross loans/leases receivable 3,005 3,383
Consumer    
Gross loans/leases receivable 153,564 146,728
Consumer | Internally Assigned Risk Rating    
2025/2024 19,334 11,547
2024/2023 5,391 13,583
2023/2022 5,620 6,121
2022/2021 4,852 1,254
2021/2020 882 2,435
Prior 2,479 1,616
Revolving Loans Amortized Cost Basis 115,006 110,172
Gross loans/leases receivable 153,564 146,728
Consumer | Pass    
2025/2024 19,334 11,513
2024/2023 5,391 13,375
2023/2022 5,363 6,082
2022/2021 4,816 1,254
2021/2020 882 2,435
Prior 2,456 1,519
Revolving Loans Amortized Cost Basis 114,647 110,042
Gross loans/leases receivable 152,889 146,220
Consumer | Special Mention    
Revolving Loans Amortized Cost Basis 63 64
Gross loans/leases receivable 63 64
Consumer | Substandard    
2025/2024   34
2024/2023   208
2023/2022 257 39
2022/2021 36  
Prior 23 97
Revolving Loans Amortized Cost Basis 296 66
Gross loans/leases receivable $ 612 $ 444