v3.25.2
Note 3 - LOANS/LEASES RECEIVABLE - Composition of Allowance For Credit Losses (Details) - USD ($)
$ in Thousands
Jun. 30, 2025
Mar. 31, 2025
Dec. 31, 2024
Jun. 30, 2024
Mar. 31, 2024
Dec. 31, 2023
Amortized Cost of Loans Receivable, Individually Evaluated for Credit Losses $ 96,155   $ 103,804      
Amortized Cost of Loans Receivable, Collectively Evaluated for Credit Losses 6,828,769   6,680,600      
Gross loans/leases receivable 6,924,924   6,784,404      
Allowance for Credit Losses, Individually Evaluated for Credit Losses 14,401   13,923      
Allowance for Credit Losses, Collectively Evaluated for Credit Losses 74,331   75,918      
Allowance for Credit Losses, Total 88,732 $ 90,354 89,841 $ 87,706 $ 84,470 $ 87,200
C&I            
Gross loans/leases receivable 1,755,718   1,902,923      
C&I | Commercial And Industrial Revolving Other Including Lease            
Amortized Cost of Loans Receivable, Individually Evaluated for Credit Losses 44,348   41,544      
Amortized Cost of Loans Receivable, Collectively Evaluated for Credit Losses 1,724,250   1,878,455      
Gross loans/leases receivable 1,768,598   1,919,999      
Allowance for Credit Losses, Individually Evaluated for Credit Losses 9,903   9,534      
Allowance for Credit Losses, Collectively Evaluated for Credit Losses 23,416   28,324      
Allowance for Credit Losses, Total 33,319   37,858      
C&I | C&I - revolving            
Amortized Cost of Loans Receivable, Individually Evaluated for Credit Losses 7,239   3,404      
Amortized Cost of Loans Receivable, Collectively Evaluated for Credit Losses 372,790   384,587      
Gross loans/leases receivable 380,029   387,991      
Allowance for Credit Losses, Individually Evaluated for Credit Losses 173   97      
Allowance for Credit Losses, Collectively Evaluated for Credit Losses 3,624   3,759      
Allowance for Credit Losses, Total 3,797 3,952 3,856 3,699 4,440 4,224
C&I | C&I - other including lease            
Amortized Cost of Loans Receivable, Individually Evaluated for Credit Losses 37,109   38,140      
Amortized Cost of Loans Receivable, Collectively Evaluated for Credit Losses 1,351,460   1,493,868      
Gross loans/leases receivable 1,388,569   1,532,008      
Allowance for Credit Losses, Individually Evaluated for Credit Losses 9,730   9,437      
Allowance for Credit Losses, Collectively Evaluated for Credit Losses 19,792   24,565      
Allowance for Credit Losses, Total 29,522 31,845 34,002 30,544 26,615 27,460
CRE | CRE - owner occupied            
Amortized Cost of Loans Receivable, Individually Evaluated for Credit Losses 28,070   26,822      
Amortized Cost of Loans Receivable, Collectively Evaluated for Credit Losses 565,605   579,171      
Gross loans/leases receivable 593,675   605,993      
Allowance for Credit Losses, Individually Evaluated for Credit Losses 1,775   2,136      
Allowance for Credit Losses, Collectively Evaluated for Credit Losses 4,966   5,011      
Allowance for Credit Losses, Total 6,741 7,141 7,147 8,053 8,416 8,223
CRE | CRE - non-owner occupied            
Amortized Cost of Loans Receivable, Individually Evaluated for Credit Losses 13,080   18,163      
Amortized Cost of Loans Receivable, Collectively Evaluated for Credit Losses 1,022,969   1,059,689      
Gross loans/leases receivable 1,036,049   1,077,852      
Allowance for Credit Losses, Individually Evaluated for Credit Losses 605   542      
Allowance for Credit Losses, Collectively Evaluated for Credit Losses 10,021   10,595      
Allowance for Credit Losses, Total 10,626 11,061 11,137 12,376 12,607 11,581
Construction and land development            
Amortized Cost of Loans Receivable, Individually Evaluated for Credit Losses 4,689   13,346      
Amortized Cost of Loans Receivable, Collectively Evaluated for Credit Losses 1,524,333   1,300,197      
Gross loans/leases receivable 1,529,022   1,313,543      
Allowance for Credit Losses, Individually Evaluated for Credit Losses 1,677   1,343      
Allowance for Credit Losses, Collectively Evaluated for Credit Losses 16,268   13,756      
Allowance for Credit Losses, Total 17,945 16,760 15,099 12,054 12,737 16,856
Multi-family            
Amortized Cost of Loans Receivable, Individually Evaluated for Credit Losses 2,351   23      
Amortized Cost of Loans Receivable, Collectively Evaluated for Credit Losses 1,249,412   1,132,087      
Gross loans/leases receivable 1,251,763   1,132,110      
Allowance for Credit Losses, Individually Evaluated for Credit Losses 116   2      
Allowance for Credit Losses, Collectively Evaluated for Credit Losses 13,426   12,171      
Allowance for Credit Losses, Total 13,542 12,968 12,173 14,257 12,928 12,463
1-4 family real estate            
Amortized Cost of Loans Receivable, Individually Evaluated for Credit Losses 3,006   3,463      
Amortized Cost of Loans Receivable, Collectively Evaluated for Credit Losses 589,247   584,716      
Gross loans/leases receivable 592,253   588,179      
Allowance for Credit Losses, Individually Evaluated for Credit Losses 273   321      
Allowance for Credit Losses, Collectively Evaluated for Credit Losses 4,707   4,613      
Allowance for Credit Losses, Total 4,980 5,095 4,934 5,203 5,289 4,917
Consumer            
Amortized Cost of Loans Receivable, Individually Evaluated for Credit Losses 611   443      
Amortized Cost of Loans Receivable, Collectively Evaluated for Credit Losses 152,953   146,285      
Gross loans/leases receivable 153,564   146,728      
Allowance for Credit Losses, Individually Evaluated for Credit Losses 52   45      
Allowance for Credit Losses, Collectively Evaluated for Credit Losses 1,527   1,448      
Allowance for Credit Losses, Total 1,579 1,532 1,493 1,520 1,438 1,476
Direct financing leases            
Gross loans/leases receivable 12,880   17,076      
Allowance for Credit Losses, Total 423   580      
Direct financing leases | C&I - other including lease            
Amortized Cost of Loans Receivable, Individually Evaluated for Credit Losses 142   259      
Amortized Cost of Loans Receivable, Collectively Evaluated for Credit Losses 12,700   16,800      
Allowance for Credit Losses, Individually Evaluated for Credit Losses 46   93      
Allowance for Credit Losses, Collectively Evaluated for Credit Losses 377   487      
Allowance for Credit Losses, Total $ 423 $ 485 $ 580 $ 800 $ 884 $ 992