Note 3 - LOANS/LEASES RECEIVABLE - Allowance for Estimated Losses on Loans Leases (Details) - USD ($) $ in Thousands |
3 Months Ended | 6 Months Ended | ||
|---|---|---|---|---|
Jun. 30, 2025 |
Jun. 30, 2024 |
Jun. 30, 2025 |
Jun. 30, 2024 |
|
| Balance, beginning | $ 90,354 | $ 84,470 | $ 89,841 | $ 87,200 |
| Change in ACL for writedown of LHFS to fair value | 498 | (2,879) | ||
| Provisions | 4,667 | 4,343 | 9,410 | 8,079 |
| Charge-offs | (6,490) | (1,751) | (11,434) | (5,311) |
| Recoveries | 201 | 146 | 915 | 617 |
| Balance, ending | 88,732 | 87,706 | 88,732 | 87,706 |
| C&I | C&I - Revolving | ||||
| Balance, beginning | 3,952 | 4,440 | 3,856 | 4,224 |
| Provisions | (155) | (741) | (59) | (525) |
| Balance, ending | 3,797 | 3,699 | 3,797 | 3,699 |
| C&I | C&I - Other including lease | ||||
| Balance, beginning | 31,845 | 26,615 | 34,002 | 27,460 |
| Provisions | 3,972 | 5,469 | 6,071 | 7,696 |
| Charge-offs | (6,470) | (1,681) | (11,348) | (5,219) |
| Recoveries | 175 | 141 | 797 | 607 |
| Balance, ending | 29,522 | 30,544 | 29,522 | 30,544 |
| CRE | CRE Owner Occupied | ||||
| Balance, beginning | 7,141 | 8,416 | 7,147 | 8,223 |
| Provisions | (400) | (363) | (406) | (170) |
| Balance, ending | 6,741 | 8,053 | 6,741 | 8,053 |
| CRE | CRE Non-Owner Occupied | ||||
| Balance, beginning | 11,061 | 12,607 | 11,137 | 11,581 |
| Provisions | (445) | (231) | (521) | 795 |
| Charge-offs | 10 | 10 | ||
| Balance, ending | 10,626 | 12,376 | 10,626 | 12,376 |
| Construction and Land Development | ||||
| Balance, beginning | 16,760 | 12,737 | 15,099 | 16,856 |
| Change in ACL for writedown of LHFS to fair value | 513 | |||
| Provisions | 1,161 | (1,196) | 2,763 | (4,802) |
| Recoveries | 24 | 83 | ||
| Balance, ending | 17,945 | 12,054 | 17,945 | 12,054 |
| Multi-Family | ||||
| Balance, beginning | 12,968 | 12,928 | 12,173 | 12,463 |
| Change in ACL for writedown of LHFS to fair value | (15) | (2,879) | ||
| Provisions | 574 | 1,344 | 1,369 | 4,673 |
| Balance, ending | 13,542 | 14,257 | 13,542 | 14,257 |
| 1-4 Family Real Estate | ||||
| Balance, beginning | 5,095 | 5,289 | 4,934 | 4,917 |
| Provisions | (115) | (66) | 72 | 309 |
| Charge-offs | (21) | (26) | (24) | |
| Recoveries | 1 | 1 | ||
| Balance, ending | 4,980 | 5,203 | 4,980 | 5,203 |
| Consumer | ||||
| Balance, beginning | 1,532 | 1,438 | 1,493 | 1,476 |
| Provisions | 75 | 127 | 121 | 103 |
| Charge-offs | (30) | (49) | (70) | (68) |
| Recoveries | 2 | 4 | 35 | 9 |
| Balance, ending | 1,579 | 1,520 | 1,579 | 1,520 |
| Direct financing leases | ||||
| Balance, beginning | 580 | |||
| Charge-offs | (30) | (221) | (89) | |
| Balance, ending | 423 | 423 | ||
| Direct financing leases | C&I - Other including lease | ||||
| Balance, beginning | 485 | 884 | 580 | 992 |
| Provisions | 33 | 106 | 54 | 174 |
| Charge-offs | 30 | 0 | 221 | 89 |
| Recoveries | 1 | 22 | 10 | 71 |
| Balance, ending | $ 423 | $ 800 | $ 423 | $ 800 |