Note 9 - BUSINESS SEGMENT INFORMATION (Tables)

6 Months Ended

Jun. 30, 2025

LOANS/LEASES RECEIVABLE

Schedule of business segment information


		Commercial Banking															Intercompany			Consolidated
		QCBT			CRBT			CSB			GB			All other			Eliminations			Total

		(dollars in thousands)
Three Months Ended June 30, 2025
Interest and dividend income		$	36,857		$	32,949		$	20,981		$	30,369		$	72		$	(981)		$	120,247
Interest expense			17,887			12,926			8,468			16,004			4,284			(1,404)			58,165
Net interest income			18,970			20,023			12,513			14,365			(4,212)			423			62,082
Provision for credit losses			2,082			1,190			152			619			—			—			4,043
Noninterest income
Capital markets revenue			16			8,553			—			1,300			—			—			9,869
Other segment revenue items			5,277			4,017			1,242			2,009			35,011			(35,310)			12,246
Total noninterest income			5,293			12,570			1,242			3,309			35,011			(35,310)			22,115
Noninterest expense
Salaries and benefits expense			7,449			8,952			4,777			7,474			(178)			—			28,474
Occupancy expense			1,603			1,770			1,217			1,795			452			—			6,837
Other segment expense items			4,064			3,606			2,383			3,158			1,710			(649)			14,272
Total noninterest expense			13,116			14,328			8,377			12,427			1,984			(649)			49,583
Income tax expense			825			1,643			65			(336)			(645)			—			1,552
Net income (loss) from continuing operations		$	8,240		$	15,432		$	5,161		$	4,964		$	29,460		$	(34,238)		$	29,019

Goodwill		$	2,791		$	14,980		$	9,888		$	110,936		$	—		$	—		$	138,595
Intangibles			—			508			600			8,630			—			—			9,738
Total assets			2,662,450			2,664,293			1,605,966			2,365,944			1,381,743			(1,438,065)			9,242,331

Three Months Ended June 30, 2024
Interest and dividend income		$	37,222		$	30,760		$	20,092		$	31,965		$	96		$	(389)		$	119,746
Interest expense			19,497			13,660			8,808			18,103			4,270			(755)			63,583
Net interest income			17,725			17,100			11,284			13,862			(4,174)			366			56,163
Provision for credit losses			3,228			2,028			47			193			—			—			5,496
Noninterest income
Capital markets revenue			—			16,014			—			1,744			—			—			17,758
Other segment revenue items			4,644			3,394			1,387			4,214			37,199			(37,707)			13,131
Total noninterest income			4,644			19,408			1,387			5,958			37,199			(37,707)			30,889
Noninterest expense
Salaries and benefits expense			7,986			8,873			4,617			6,842			2,761			—			31,079
Occupancy expense			1,451			1,558			1,178			1,747			443			—			6,377
Other segment expense items			3,725			3,524			2,216			2,586			984			(603)			12,432
Total noninterest expense			13,162			13,955			8,011			11,175			4,188			(603)			49,888
Income tax expense			423			2,788			(14)			187			(830)			—			2,554
Net income (loss) from continuing operations		$	5,556		$	17,737		$	4,627		$	8,265		$	29,667		$	(36,738)		$	29,114

Goodwill		$	3,223		$	14,980		$	9,888		$	110,936		$	—		$	—		$	139,027
Intangibles			—			755			1,148			10,538			—			—			12,441
Total assets			2,559,049			2,428,266			1,531,109			2,369,754			1,263,250			(1,279,437)			8,871,991


		Commercial Banking															Intercompany			Consolidated
		QCBT			CRBT			CSB			GB			All other			Eliminations			Total

		(dollars in thousands)
Six Months Ended June 30, 2025
Interest and dividend income		$	72,794		$	64,881		$	40,989		$	59,712		$	159		$	(1,615)		$	236,920
Interest expense			35,200			25,392			16,570			31,566			8,570			(2,446)			114,852
Net interest income			37,594			39,489			24,419			28,146			(8,411)			831			122,068
Provision for credit losses			3,494			1,276			1,514			1,993			—			—			8,277
Noninterest income
Capital markets revenue			16			14,156			62			2,151			—			—			16,385
Other segment revenue items			10,488			6,412			2,744			3,683			66,727			(67,432)			22,622
Total noninterest income			10,504			20,568			2,806			5,834			66,727			(67,432)			39,007
Noninterest expense
Salaries and benefits expense			14,858			16,813			9,650			13,978			539			—			55,838
Occupancy expense			3,142			3,366			2,455			3,392			937			—			13,292
Other segment expense items			8,098			7,158			4,488			6,234			2,308			(1,294)			26,992
Total noninterest expense			26,098			27,337			16,593			23,604			3,784			(1,294)			96,122
Income tax expense			1,722			2,407			(181)			(752)			(1,336)			—			1,860
Net income (loss) from continuing operations		$	16,784		$	29,037		$	9,299		$	9,135		$	55,868		$	(65,307)		$	54,816

Goodwill		$	2,791		$	14,980		$	9,888		$	110,936		$	—		$	—		$	138,595
Intangibles			—			508			600			8,630			—			—			9,738
Total assets			2,662,450			2,664,293			1,605,966			2,365,944			1,381,743			(1,438,065)			9,242,331

Six Months Ended June 30, 2024
Interest and dividend income		$	72,952		$	60,529		$	39,338		$	62,508		$	160		$	(692)		$	234,795
Interest expense			38,264			26,521			16,979			35,132			8,443			(1,406)			123,933
Net interest income			34,688			34,008			22,359			27,376			(8,283)			714			110,862
Provision for credit losses			6,453			1,794			233			(15)			—			—			8,465
Noninterest income
Capital markets revenue			—			31,219			—			2,996			—			—			34,215
Other segment revenue items			9,296			6,395			2,651			6,044			70,804			(71,658)			23,532
Total noninterest income			9,296			37,614			2,651			9,040			70,804			(71,658)			57,747
Noninterest expense
Salaries and benefits expense			16,119			18,320			9,136			14,003			5,361			—			62,939
Occupancy expense			2,948			3,143			2,424			3,459			917			—			12,891
Other segment expense items			7,491			7,042			4,180			5,614			1,628			(1,207)			24,748
Total noninterest expense			26,558			28,505			15,740			23,076			7,906			(1,207)			100,578
Income tax expense			513			5,543			(39)			84			(2,375)			—			3,726
Net income (loss) from continuing operations		$	10,460		$	35,780		$	9,076		$	13,271		$	56,990		$	(69,737)		$	55,840

Goodwill		$	3,223		$	14,980		$	9,888		$	110,936		$	—		$	—		$	139,027
Intangibles			—			755			1,148			10,538			—			—			12,441
Total assets			2,559,049			2,428,266			1,531,109			2,369,754			1,263,250			(1,279,437)			8,871,991


		Commercial Banking
		QCBT			CRBT			CSB			GB			Total

		(dollars in thousands)
Three Months Ended June 30, 2025
Other segment revenue items:
Equity in net income of subsidiary bank		$	8,240		$	15,432		$	5,161		$	4,964		$	33,797
Total assets:
Investment in subsidiary bank			297,789			454,519			182,701			389,152			1,324,161

Three Months Ended June 30, 2024
Other segment revenue items:
Equity in net income of subsidiary bank		$	5,557		$	17,736		$	4,627		$	8,266		$	36,186
Total assets:
Investment in subsidiary bank			268,996			386,642			161,611			367,634			1,184,883


Six Months Ended June 30, 2025
Other segment revenue items:
Equity in net income of subsidiary bank		$	16,784		$	29,037		$	9,299		$	9,135		$	64,255
Total assets:
Investment in subsidiary bank			297,789			454,519			182,701			389,152			1,324,161

Six Months Ended June 30, 2024
Other segment revenue items:
Equity in net income of subsidiary bank		$	10,460		$	35,779		$	9,076		$	13,272		$	68,587
Total assets:
Investment in subsidiary bank			268,996			386,642			161,611			367,634			1,184,883