v3.25.2
REGULATORY MATTERS (Details)
$ in Thousands
6 Months Ended
Jun. 30, 2025
USD ($)
Dec. 31, 2024
USD ($)
Total capital to risk-weighted assets    
Actual Capital, Amount $ 222,619 $ 220,696
Actual Capital, Ratio 0.1441 0.1458
Minimum Capital Adequacy Requirement, Amount $ 123,618 $ 121,127
Minimum Capital Adequacy Requirement, Ratio 0.08 0.08
Minimum Capital Adequacy Requirement With Capital Conservation Buffer, Amount $ 162,249 $ 158,979
Minimum Capital Adequacy Requirement With Capital Conservation Buffer, Ratio 0.105 0.105
Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions, Amount $ 154,523 $ 151,408
Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio 0.10 0.10
Tier 1 capital to risk-weighted assets    
Actual Capital, Amount $ 203,282 $ 201,744
Actual Capital, Ratio 0.1316 0.1332
Minimum Capital Adequacy Requirement, Amount $ 92,714 $ 90,845
Minimum Capital Adequacy Requirement, Ratio 0.06 0.06
Minimum Capital Adequacy Requirement With Capital Conservation Buffer, Amount $ 131,344 $ 128,697
Minimum Capital Adequacy Requirement With Capital Conservation Buffer, Ratio 0.085 0.085
Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions, Amount $ 123,618 $ 121,127
Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio 0.08 0.08
Common equity tier 1 capital to risk-weighted assets    
Actual Capital, Amount $ 203,282 $ 201,744
Actual Capital, Ratio 0.1316 0.1332
Minimum Capital Adequacy Requirement, Amount $ 69,535 $ 68,134
Minimum Capital Adequacy Requirement, Ratio 0.045 0.045
Minimum Capital Adequacy Requirement With Capital Conservation Buffer, Amount $ 108,166 $ 105,986
Minimum Capital Adequacy Requirement With Capital Conservation Buffer, Ratio 0.07 0.07
Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions, Amount $ 100,440 $ 98,416
Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio 0.065 0.065
Tier 1 capital to average total assets    
Actual Capital, Amount $ 203,282 $ 201,744
Actual Capital, Ratio 0.0929 0.0913
Minimum Capital Adequacy Requirement, Amount $ 87,509 $ 88,382
Minimum Capital Adequacy Requirement, Ratio 0.04 0.04
Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions, Amount $ 109,386 $ 110,478
Minimum to Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio 0.05 0.05
Cash dividends to the Holding Company $ 2,900  
Retained earnings available to pay dividends $ 22,200