LOANS - Company's Loans by Year of Origination and Internally Assigned Credit Risk and Gross Charge-offs (Details) - USD ($) |
3 Months Ended | 6 Months Ended | |||
---|---|---|---|---|---|
Jun. 30, 2025 |
Jun. 30, 2024 |
Jun. 30, 2025 |
Jun. 30, 2024 |
Dec. 31, 2024 |
|
Company's loans by year of origination and internally assigned credit risk and gross charge-offs | |||||
2025 | $ 199,208,000 | $ 199,208,000 | $ 205,572,000 | ||
2024 | 308,984,000 | 308,984,000 | 343,147,000 | ||
2023 | 502,634,000 | 502,634,000 | 673,315,000 | ||
2022 | 482,306,000 | 482,306,000 | 322,240,000 | ||
2021 | 142,033,000 | 142,033,000 | 96,198,000 | ||
Prior | 307,273,000 | 307,273,000 | 318,107,000 | ||
Revolving Loans | 23,361,000 | 23,361,000 | |||
Revolving Loans To Term Loans | 26,422,000 | ||||
Loans | 1,966,452,000 | 1,966,452,000 | 1,985,524,000 | ||
Total Loans | 1,965,799,000 | 1,965,799,000 | 1,985,001,000 | ||
Current period gross charge-offs | |||||
2024 | 1,098,000 | ||||
2023 | 69,000 | ||||
2022 | 2,500,000 | ||||
2021 | 305,000 | ||||
Prior | 33,000 | ||||
Total | 3,534,000 | $ 86,000 | 4,005,000 | $ 176,000 | |
Residential real estate | |||||
Company's loans by year of origination and internally assigned credit risk and gross charge-offs | |||||
2025 | 79,969,000 | 79,969,000 | 82,006,000 | ||
2024 | 174,603,000 | 174,603,000 | 181,889,000 | ||
2023 | 196,635,000 | 196,635,000 | 194,468,000 | ||
2022 | 94,257,000 | 94,257,000 | 60,482,000 | ||
2021 | 35,200,000 | 35,200,000 | 35,649,000 | ||
Prior | 134,101,000 | 134,101,000 | 147,815,000 | ||
Revolving Loans | 23,361,000 | 23,361,000 | |||
Revolving Loans To Term Loans | 26,422,000 | ||||
Loans | 738,779,000 | 738,779,000 | 729,254,000 | ||
Total Loans | 738,126,000 | 738,126,000 | 728,731,000 | ||
Current period gross charge-offs | |||||
Amortized cost basis of the closed portfolios | 653,000 | 653,000 | 523,000 | ||
Residential real estate | Pass | |||||
Company's loans by year of origination and internally assigned credit risk and gross charge-offs | |||||
2025 | 79,969,000 | 79,969,000 | 81,599,000 | ||
2024 | 174,202,000 | 174,202,000 | 180,498,000 | ||
2023 | 194,813,000 | 194,813,000 | 193,204,000 | ||
2022 | 92,843,000 | 92,843,000 | 58,694,000 | ||
2021 | 32,798,000 | 32,798,000 | 33,539,000 | ||
Prior | 129,737,000 | 129,737,000 | 143,580,000 | ||
Revolving Loans | 23,361,000 | 23,361,000 | |||
Revolving Loans To Term Loans | 25,004,000 | ||||
Loans | 727,723,000 | 727,723,000 | 716,118,000 | ||
Residential real estate | Special Mention | |||||
Company's loans by year of origination and internally assigned credit risk and gross charge-offs | |||||
2025 | 407,000 | ||||
2024 | 877,000 | ||||
2023 | 524,000 | 524,000 | 585,000 | ||
2022 | 1,414,000 | 1,414,000 | 1,199,000 | ||
2021 | 2,402,000 | 2,402,000 | 2,110,000 | ||
Prior | 1,656,000 | 1,656,000 | 768,000 | ||
Loans | 5,996,000 | 5,996,000 | 5,946,000 | ||
Residential real estate | Substandard | |||||
Company's loans by year of origination and internally assigned credit risk and gross charge-offs | |||||
2024 | 401,000 | 401,000 | 514,000 | ||
2023 | 1,298,000 | 1,298,000 | 679,000 | ||
2022 | 589,000 | ||||
Prior | 2,708,000 | 2,708,000 | 3,467,000 | ||
Revolving Loans To Term Loans | 1,418,000 | ||||
Loans | 4,407,000 | 4,407,000 | 6,667,000 | ||
Multi-family | |||||
Company's loans by year of origination and internally assigned credit risk and gross charge-offs | |||||
2025 | 13,947,000 | 13,947,000 | 2,814,000 | ||
2024 | 1,493,000 | 1,493,000 | 3,393,000 | ||
2023 | 159,803,000 | 159,803,000 | 292,430,000 | ||
2022 | 238,814,000 | 238,814,000 | 159,957,000 | ||
2021 | 68,136,000 | 68,136,000 | 35,368,000 | ||
Prior | 57,380,000 | 57,380,000 | 56,608,000 | ||
Loans | 539,573,000 | 539,573,000 | 550,570,000 | ||
Current period gross charge-offs | |||||
Prior | 33,000 | ||||
Total | 33,000 | ||||
Multi-family | Pass | |||||
Company's loans by year of origination and internally assigned credit risk and gross charge-offs | |||||
2025 | 13,947,000 | 13,947,000 | 2,814,000 | ||
2024 | 1,493,000 | 1,493,000 | 3,393,000 | ||
2023 | 159,803,000 | 159,803,000 | 292,430,000 | ||
2022 | 238,814,000 | 238,814,000 | 159,094,000 | ||
2021 | 68,136,000 | 68,136,000 | 35,368,000 | ||
Prior | 56,936,000 | 56,936,000 | 56,158,000 | ||
Loans | 539,129,000 | 539,129,000 | 549,257,000 | ||
Multi-family | Special Mention | |||||
Company's loans by year of origination and internally assigned credit risk and gross charge-offs | |||||
Prior | 444,000 | 444,000 | 450,000 | ||
Loans | 444,000 | 444,000 | 450,000 | ||
Multi-family | Substandard | |||||
Company's loans by year of origination and internally assigned credit risk and gross charge-offs | |||||
2022 | 863,000 | ||||
Loans | 863,000 | ||||
Commercial real estate | |||||
Company's loans by year of origination and internally assigned credit risk and gross charge-offs | |||||
2025 | 58,284,000 | 58,284,000 | 69,436,000 | ||
2024 | 77,775,000 | 77,775,000 | 84,070,000 | ||
2023 | 115,956,000 | 115,956,000 | 175,010,000 | ||
2022 | 135,257,000 | 135,257,000 | 84,700,000 | ||
2021 | 32,310,000 | 32,310,000 | 22,752,000 | ||
Prior | 110,985,000 | 110,985,000 | 110,289,000 | ||
Loans | 530,567,000 | 530,567,000 | 546,257,000 | ||
Current period gross charge-offs | |||||
2021 | 305,000 | ||||
Total | 305,000 | 30,000 | |||
Commercial real estate | Pass | |||||
Company's loans by year of origination and internally assigned credit risk and gross charge-offs | |||||
2025 | 58,284,000 | 58,284,000 | 69,436,000 | ||
2024 | 72,242,000 | 72,242,000 | 83,159,000 | ||
2023 | 114,315,000 | 114,315,000 | 173,301,000 | ||
2022 | 127,355,000 | 127,355,000 | 78,044,000 | ||
2021 | 32,286,000 | 32,286,000 | 21,870,000 | ||
Prior | 105,632,000 | 105,632,000 | 104,957,000 | ||
Loans | 510,114,000 | 510,114,000 | 530,767,000 | ||
Commercial real estate | Special Mention | |||||
Company's loans by year of origination and internally assigned credit risk and gross charge-offs | |||||
2024 | 911,000 | ||||
2023 | 1,641,000 | 1,641,000 | 1,709,000 | ||
2022 | 7,902,000 | 7,902,000 | 3,866,000 | ||
2021 | 399,000 | ||||
Prior | 1,291,000 | 1,291,000 | 1,298,000 | ||
Loans | 10,834,000 | 10,834,000 | 8,183,000 | ||
Commercial real estate | Substandard | |||||
Company's loans by year of origination and internally assigned credit risk and gross charge-offs | |||||
2024 | 5,533,000 | 5,533,000 | |||
2022 | 2,790,000 | ||||
2021 | 24,000 | 24,000 | 483,000 | ||
Prior | 4,062,000 | 4,062,000 | 4,034,000 | ||
Loans | 9,619,000 | 9,619,000 | 7,307,000 | ||
Commercial and industrial | |||||
Company's loans by year of origination and internally assigned credit risk and gross charge-offs | |||||
2025 | 46,963,000 | 46,963,000 | 50,257,000 | ||
2024 | 53,506,000 | 53,506,000 | 70,215,000 | ||
2023 | 30,042,000 | 30,042,000 | 11,334,000 | ||
2022 | 7,202,000 | 7,202,000 | 7,827,000 | ||
2021 | 6,387,000 | 6,387,000 | 2,429,000 | ||
Prior | 4,807,000 | 4,807,000 | 3,395,000 | ||
Loans | 148,907,000 | 148,907,000 | 145,457,000 | ||
Current period gross charge-offs | |||||
2024 | 1,098,000 | ||||
2023 | 69,000 | ||||
2022 | 2,500,000 | ||||
Total | 3,534,000 | $ 86,000 | 3,667,000 | $ 146,000 | |
Commercial and industrial | Pass | |||||
Company's loans by year of origination and internally assigned credit risk and gross charge-offs | |||||
2025 | 46,252,000 | 46,252,000 | 49,979,000 | ||
2024 | 50,688,000 | 50,688,000 | 69,149,000 | ||
2023 | 29,956,000 | 29,956,000 | 8,834,000 | ||
2022 | 5,971,000 | 5,971,000 | 6,022,000 | ||
2021 | 4,435,000 | 4,435,000 | 1,375,000 | ||
Prior | 3,313,000 | 3,313,000 | 2,496,000 | ||
Loans | 140,615,000 | 140,615,000 | 137,855,000 | ||
Commercial and industrial | Special Mention | |||||
Company's loans by year of origination and internally assigned credit risk and gross charge-offs | |||||
2025 | 88,000 | 88,000 | 236,000 | ||
2024 | 479,000 | 479,000 | 251,000 | ||
2022 | 994,000 | 994,000 | 544,000 | ||
2021 | 991,000 | 991,000 | 805,000 | ||
Prior | 370,000 | 370,000 | 416,000 | ||
Loans | 2,922,000 | 2,922,000 | 2,252,000 | ||
Commercial and industrial | Substandard | |||||
Company's loans by year of origination and internally assigned credit risk and gross charge-offs | |||||
2025 | 623,000 | 623,000 | 42,000 | ||
2024 | 2,339,000 | 2,339,000 | 815,000 | ||
2023 | 86,000 | 86,000 | 2,500,000 | ||
2022 | 237,000 | 237,000 | 1,261,000 | ||
2021 | 961,000 | 961,000 | 249,000 | ||
Prior | 1,124,000 | 1,124,000 | 483,000 | ||
Loans | 5,370,000 | 5,370,000 | 5,350,000 | ||
Construction and land development | |||||
Company's loans by year of origination and internally assigned credit risk and gross charge-offs | |||||
2025 | 921,000 | ||||
2024 | 1,439,000 | 1,439,000 | 3,288,000 | ||
2022 | 6,769,000 | 6,769,000 | 9,274,000 | ||
Loans | 8,208,000 | 8,208,000 | 13,483,000 | ||
Construction and land development | Pass | |||||
Company's loans by year of origination and internally assigned credit risk and gross charge-offs | |||||
2025 | 921,000 | ||||
2024 | 1,439,000 | 1,439,000 | 3,288,000 | ||
2022 | 2,975,000 | 2,975,000 | 5,473,000 | ||
Loans | 4,414,000 | 4,414,000 | 9,682,000 | ||
Construction and land development | Special Mention | |||||
Company's loans by year of origination and internally assigned credit risk and gross charge-offs | |||||
2022 | 3,794,000 | 3,794,000 | 3,801,000 | ||
Loans | 3,794,000 | 3,794,000 | 3,801,000 | ||
Consumer | |||||
Company's loans by year of origination and internally assigned credit risk and gross charge-offs | |||||
2025 | 45,000 | 45,000 | 138,000 | ||
2024 | 168,000 | 168,000 | 292,000 | ||
2023 | 198,000 | 198,000 | 73,000 | ||
2022 | 7,000 | 7,000 | |||
Loans | 418,000 | 418,000 | 503,000 | ||
Consumer | Pass | |||||
Company's loans by year of origination and internally assigned credit risk and gross charge-offs | |||||
2025 | 45,000 | 45,000 | 138,000 | ||
2024 | 168,000 | 168,000 | 292,000 | ||
2023 | 198,000 | 198,000 | 73,000 | ||
2022 | 7,000 | 7,000 | |||
Loans | $ 418,000 | $ 418,000 | $ 503,000 |