v3.25.2
LOANS - Company's Loans by Year of Origination and Internally Assigned Credit Risk and Gross Charge-offs (Details) - USD ($)
3 Months Ended 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Dec. 31, 2024
Company's loans by year of origination and internally assigned credit risk and gross charge-offs          
2025 $ 199,208,000   $ 199,208,000   $ 205,572,000
2024 308,984,000   308,984,000   343,147,000
2023 502,634,000   502,634,000   673,315,000
2022 482,306,000   482,306,000   322,240,000
2021 142,033,000   142,033,000   96,198,000
Prior 307,273,000   307,273,000   318,107,000
Revolving Loans 23,361,000   23,361,000    
Revolving Loans To Term Loans         26,422,000
Loans 1,966,452,000   1,966,452,000   1,985,524,000
Total Loans 1,965,799,000   1,965,799,000   1,985,001,000
Current period gross charge-offs          
2024     1,098,000    
2023     69,000    
2022     2,500,000    
2021     305,000    
Prior     33,000    
Total 3,534,000 $ 86,000 4,005,000 $ 176,000  
Residential real estate          
Company's loans by year of origination and internally assigned credit risk and gross charge-offs          
2025 79,969,000   79,969,000   82,006,000
2024 174,603,000   174,603,000   181,889,000
2023 196,635,000   196,635,000   194,468,000
2022 94,257,000   94,257,000   60,482,000
2021 35,200,000   35,200,000   35,649,000
Prior 134,101,000   134,101,000   147,815,000
Revolving Loans 23,361,000   23,361,000    
Revolving Loans To Term Loans         26,422,000
Loans 738,779,000   738,779,000   729,254,000
Total Loans 738,126,000   738,126,000   728,731,000
Current period gross charge-offs          
Amortized cost basis of the closed portfolios 653,000   653,000   523,000
Residential real estate | Pass          
Company's loans by year of origination and internally assigned credit risk and gross charge-offs          
2025 79,969,000   79,969,000   81,599,000
2024 174,202,000   174,202,000   180,498,000
2023 194,813,000   194,813,000   193,204,000
2022 92,843,000   92,843,000   58,694,000
2021 32,798,000   32,798,000   33,539,000
Prior 129,737,000   129,737,000   143,580,000
Revolving Loans 23,361,000   23,361,000    
Revolving Loans To Term Loans         25,004,000
Loans 727,723,000   727,723,000   716,118,000
Residential real estate | Special Mention          
Company's loans by year of origination and internally assigned credit risk and gross charge-offs          
2025         407,000
2024         877,000
2023 524,000   524,000   585,000
2022 1,414,000   1,414,000   1,199,000
2021 2,402,000   2,402,000   2,110,000
Prior 1,656,000   1,656,000   768,000
Loans 5,996,000   5,996,000   5,946,000
Residential real estate | Substandard          
Company's loans by year of origination and internally assigned credit risk and gross charge-offs          
2024 401,000   401,000   514,000
2023 1,298,000   1,298,000   679,000
2022         589,000
Prior 2,708,000   2,708,000   3,467,000
Revolving Loans To Term Loans         1,418,000
Loans 4,407,000   4,407,000   6,667,000
Multi-family          
Company's loans by year of origination and internally assigned credit risk and gross charge-offs          
2025 13,947,000   13,947,000   2,814,000
2024 1,493,000   1,493,000   3,393,000
2023 159,803,000   159,803,000   292,430,000
2022 238,814,000   238,814,000   159,957,000
2021 68,136,000   68,136,000   35,368,000
Prior 57,380,000   57,380,000   56,608,000
Loans 539,573,000   539,573,000   550,570,000
Current period gross charge-offs          
Prior     33,000    
Total     33,000    
Multi-family | Pass          
Company's loans by year of origination and internally assigned credit risk and gross charge-offs          
2025 13,947,000   13,947,000   2,814,000
2024 1,493,000   1,493,000   3,393,000
2023 159,803,000   159,803,000   292,430,000
2022 238,814,000   238,814,000   159,094,000
2021 68,136,000   68,136,000   35,368,000
Prior 56,936,000   56,936,000   56,158,000
Loans 539,129,000   539,129,000   549,257,000
Multi-family | Special Mention          
Company's loans by year of origination and internally assigned credit risk and gross charge-offs          
Prior 444,000   444,000   450,000
Loans 444,000   444,000   450,000
Multi-family | Substandard          
Company's loans by year of origination and internally assigned credit risk and gross charge-offs          
2022         863,000
Loans         863,000
Commercial real estate          
Company's loans by year of origination and internally assigned credit risk and gross charge-offs          
2025 58,284,000   58,284,000   69,436,000
2024 77,775,000   77,775,000   84,070,000
2023 115,956,000   115,956,000   175,010,000
2022 135,257,000   135,257,000   84,700,000
2021 32,310,000   32,310,000   22,752,000
Prior 110,985,000   110,985,000   110,289,000
Loans 530,567,000   530,567,000   546,257,000
Current period gross charge-offs          
2021     305,000    
Total     305,000 30,000  
Commercial real estate | Pass          
Company's loans by year of origination and internally assigned credit risk and gross charge-offs          
2025 58,284,000   58,284,000   69,436,000
2024 72,242,000   72,242,000   83,159,000
2023 114,315,000   114,315,000   173,301,000
2022 127,355,000   127,355,000   78,044,000
2021 32,286,000   32,286,000   21,870,000
Prior 105,632,000   105,632,000   104,957,000
Loans 510,114,000   510,114,000   530,767,000
Commercial real estate | Special Mention          
Company's loans by year of origination and internally assigned credit risk and gross charge-offs          
2024         911,000
2023 1,641,000   1,641,000   1,709,000
2022 7,902,000   7,902,000   3,866,000
2021         399,000
Prior 1,291,000   1,291,000   1,298,000
Loans 10,834,000   10,834,000   8,183,000
Commercial real estate | Substandard          
Company's loans by year of origination and internally assigned credit risk and gross charge-offs          
2024 5,533,000   5,533,000    
2022         2,790,000
2021 24,000   24,000   483,000
Prior 4,062,000   4,062,000   4,034,000
Loans 9,619,000   9,619,000   7,307,000
Commercial and industrial          
Company's loans by year of origination and internally assigned credit risk and gross charge-offs          
2025 46,963,000   46,963,000   50,257,000
2024 53,506,000   53,506,000   70,215,000
2023 30,042,000   30,042,000   11,334,000
2022 7,202,000   7,202,000   7,827,000
2021 6,387,000   6,387,000   2,429,000
Prior 4,807,000   4,807,000   3,395,000
Loans 148,907,000   148,907,000   145,457,000
Current period gross charge-offs          
2024     1,098,000    
2023     69,000    
2022     2,500,000    
Total 3,534,000 $ 86,000 3,667,000 $ 146,000  
Commercial and industrial | Pass          
Company's loans by year of origination and internally assigned credit risk and gross charge-offs          
2025 46,252,000   46,252,000   49,979,000
2024 50,688,000   50,688,000   69,149,000
2023 29,956,000   29,956,000   8,834,000
2022 5,971,000   5,971,000   6,022,000
2021 4,435,000   4,435,000   1,375,000
Prior 3,313,000   3,313,000   2,496,000
Loans 140,615,000   140,615,000   137,855,000
Commercial and industrial | Special Mention          
Company's loans by year of origination and internally assigned credit risk and gross charge-offs          
2025 88,000   88,000   236,000
2024 479,000   479,000   251,000
2022 994,000   994,000   544,000
2021 991,000   991,000   805,000
Prior 370,000   370,000   416,000
Loans 2,922,000   2,922,000   2,252,000
Commercial and industrial | Substandard          
Company's loans by year of origination and internally assigned credit risk and gross charge-offs          
2025 623,000   623,000   42,000
2024 2,339,000   2,339,000   815,000
2023 86,000   86,000   2,500,000
2022 237,000   237,000   1,261,000
2021 961,000   961,000   249,000
Prior 1,124,000   1,124,000   483,000
Loans 5,370,000   5,370,000   5,350,000
Construction and land development          
Company's loans by year of origination and internally assigned credit risk and gross charge-offs          
2025         921,000
2024 1,439,000   1,439,000   3,288,000
2022 6,769,000   6,769,000   9,274,000
Loans 8,208,000   8,208,000   13,483,000
Construction and land development | Pass          
Company's loans by year of origination and internally assigned credit risk and gross charge-offs          
2025         921,000
2024 1,439,000   1,439,000   3,288,000
2022 2,975,000   2,975,000   5,473,000
Loans 4,414,000   4,414,000   9,682,000
Construction and land development | Special Mention          
Company's loans by year of origination and internally assigned credit risk and gross charge-offs          
2022 3,794,000   3,794,000   3,801,000
Loans 3,794,000   3,794,000   3,801,000
Consumer          
Company's loans by year of origination and internally assigned credit risk and gross charge-offs          
2025 45,000   45,000   138,000
2024 168,000   168,000   292,000
2023 198,000   198,000   73,000
2022 7,000   7,000    
Loans 418,000   418,000   503,000
Consumer | Pass          
Company's loans by year of origination and internally assigned credit risk and gross charge-offs          
2025 45,000   45,000   138,000
2024 168,000   168,000   292,000
2023 198,000   198,000   73,000
2022 7,000   7,000    
Loans $ 418,000   $ 418,000   $ 503,000