v3.25.2
LOANS - Activity in the allowance by portfolio segment (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]        
Beginning balance $ 22,925 $ 19,873 $ 22,779 $ 19,658
Charge-offs (3,534) (86) (4,005) (176)
Recoveries 10 7 27 12
Provision for credit losses 2,170 3,850 2,770 4,150
Ending balance 21,571 23,644 21,571 23,644
Additional provision of off balance sheet exposure 187 190 187 190
Off balance sheet exposure, reclassification from other expenses   140    
Residential Real Estate        
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]        
Beginning balance 6,551 5,277 6,236 5,001
Provision for credit losses 141 719 456 995
Ending balance 6,692 5,996 6,692 5,996
Multi-family        
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]        
Beginning balance 4,999 4,217 5,284 4,671
Charge-offs     (33)  
Provision for credit losses (1,081) 49 (1,333) (405)
Ending balance 3,918 4,266 3,918 4,266
Commercial real estate        
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]        
Beginning balance 5,379 8,579 5,605 8,390
Charge-offs     (305) (30)
Provision for credit losses 23 463 102 682
Ending balance 5,402 9,042 5,402 9,042
Commercial and industrial        
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]        
Beginning balance 5,860 1,643 5,447 1,419
Charge-offs (3,534) (86) (3,667) (146)
Recoveries 10 7 27 12
Provision for credit losses 3,050 2,613 3,579 2,892
Ending balance 5,386 4,177 5,386 4,177
Construction and land development        
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]        
Beginning balance 113 97 180 122
Provision for credit losses 38 1 (29) (24)
Ending balance 151 98 151 98
Consumer        
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]        
Beginning balance 23 60 27 55
Provision for credit losses (1) 5 (5) 10
Ending balance $ 22 $ 65 $ 22 $ 65