v3.25.2
LOANS - Major classifications (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Mar. 31, 2025
Dec. 31, 2024
Mar. 31, 2024
Dec. 31, 2023
After to adoption of ASC 326                
Total loans $ 1,966,452   $ 1,966,452     $ 1,985,524    
Allowance for credit losses (21,571) $ (23,644) (21,571) $ (23,644) $ (22,925) (22,779) $ (19,873) $ (19,658)
Loans, net 1,944,881   1,944,881     1,962,745    
Servicing asset 373,600   373,600     338,800    
Loans sold 46,000 35,300 92,700 62,000        
Net gain on sale of loans 2,300 2,600 4,650 5,092        
Total 3,534 86 4,005 176        
Residential real estate                
After to adoption of ASC 326                
Total loans 738,779   738,779     729,254    
Allowance for credit losses (6,692) (5,996) (6,692) (5,996) (6,551) (6,236) (5,277) (5,001)
Loans held for sale 5,600   5,600     1,400    
Multi-family                
After to adoption of ASC 326                
Total loans 539,573   539,573     550,570    
Allowance for credit losses (3,918) (4,266) (3,918) (4,266) (4,999) (5,284) (4,217) (4,671)
Total     33          
Commercial real estate                
After to adoption of ASC 326                
Total loans 530,567   530,567     546,257    
Allowance for credit losses (5,402) (9,042) (5,402) (9,042) (5,379) (5,605) (8,579) (8,390)
Total     305 30        
Commercial and industrial                
After to adoption of ASC 326                
Total loans 148,907   148,907     145,457    
Allowance for credit losses (5,386) (4,177) (5,386) (4,177) (5,860) (5,447) (1,643) (1,419)
Total 3,534 86 3,667 146        
Construction and land development                
After to adoption of ASC 326                
Total loans 8,208   8,208     13,483    
Allowance for credit losses (151) (98) (151) (98) (113) (180) (97) (122)
Consumer                
After to adoption of ASC 326                
Total loans 418   418     503    
Allowance for credit losses (22) $ (65) (22) $ (65) $ (23) (27) $ (60) $ (55)
SBA loans                
After to adoption of ASC 326                
Loans held for sale $ 5,000   $ 5,000     $ 11,000