v3.25.2
Loans - Credit Quality Indicators (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Dec. 31, 2024
Total Loans          
Financing receivable, excluding accrued interest, year one, originated, current fiscal year $ 318,716   $ 318,716   $ 684,361
Financing receivable, excluding accrued interest, year two, originated, fiscal year before current fiscal year 673,142   673,142   602,020
Financing receivable, excluding accrued interest, year three, originated, two years before current fiscal year 533,326   533,326   644,738
Financing receivable, excluding accrued interest, year four, originated, three years before current fiscal year 574,720   574,720   432,543
Financing receivable, excluding accrued interest, year five, originated, four years before current fiscal year 387,799   387,799   279,745
Prior 788,359   788,359   601,873
Revolving Loans Amortized Cost Basis 148,692   148,692   149,261
Revolving Loan Converted to Term 0   0   0
Total 3,424,754   3,424,754   3,394,541
Current-period gross charge-offs          
Financing receivable, excluding accrued interest, year one, originated, current fiscal year, writeoff     17   1,272
Financing receivable, excluding accrued interest, year two, originated, fiscal year before current fiscal year, writeoff     691   949
Financing receivable, excluding accrued interest, year three, originated, two years before current fiscal year, writeoff     741   1,669
Financing receivable, excluding accrued interest, year four, originated, three years before current fiscal year, writeoff     638   1,270
Financing receivable, excluding accrued interest, year five, originated, four years before current fiscal year, writeoff     2,192   443
Prior     2,334   292
Revolving Loans Amortized Cost Basis     0   0
Revolving Loan Converted to Term     0   0
Total 5,063 $ 1,850 6,613 $ 3,133 5,895
Commercial          
Total Loans          
Financing receivable, excluding accrued interest, year one, originated, current fiscal year 18,226   18,226   42,874
Financing receivable, excluding accrued interest, year two, originated, fiscal year before current fiscal year 45,640   45,640   29,497
Financing receivable, excluding accrued interest, year three, originated, two years before current fiscal year 25,006   25,006   25,002
Financing receivable, excluding accrued interest, year four, originated, three years before current fiscal year 20,171   20,171   16,941
Financing receivable, excluding accrued interest, year five, originated, four years before current fiscal year 14,728   14,728   6,255
Prior 25,087   25,087   22,241
Revolving Loans Amortized Cost Basis 13,345   13,345   16,181
Revolving Loan Converted to Term 0   0   0
Total 162,203   162,203   158,991
Current-period gross charge-offs          
Financing receivable, excluding accrued interest, year one, originated, current fiscal year, writeoff     0   0
Financing receivable, excluding accrued interest, year two, originated, fiscal year before current fiscal year, writeoff     0   0
Financing receivable, excluding accrued interest, year three, originated, two years before current fiscal year, writeoff     0   0
Financing receivable, excluding accrued interest, year four, originated, three years before current fiscal year, writeoff     0   0
Financing receivable, excluding accrued interest, year five, originated, four years before current fiscal year, writeoff     0   9
Prior     0   0
Revolving Loans Amortized Cost Basis     0   0
Revolving Loan Converted to Term     0   0
Total     0   9
Commercial Real Estate          
Total Loans          
Financing receivable, excluding accrued interest, year one, originated, current fiscal year 35,142   35,142   93,051
Financing receivable, excluding accrued interest, year two, originated, fiscal year before current fiscal year 113,225   113,225   97,129
Financing receivable, excluding accrued interest, year three, originated, two years before current fiscal year 96,527   96,527   149,998
Financing receivable, excluding accrued interest, year four, originated, three years before current fiscal year 147,872   147,872   111,071
Financing receivable, excluding accrued interest, year five, originated, four years before current fiscal year 106,526   106,526   117,885
Prior 302,858   302,858   223,561
Revolving Loans Amortized Cost Basis 6,016   6,016   3,670
Revolving Loan Converted to Term 0   0   0
Total 808,166   808,166   796,365
Current-period gross charge-offs          
Financing receivable, excluding accrued interest, year one, originated, current fiscal year, writeoff     0   0
Financing receivable, excluding accrued interest, year two, originated, fiscal year before current fiscal year, writeoff     0   0
Financing receivable, excluding accrued interest, year three, originated, two years before current fiscal year, writeoff     0   0
Financing receivable, excluding accrued interest, year four, originated, three years before current fiscal year, writeoff     0   0
Financing receivable, excluding accrued interest, year five, originated, four years before current fiscal year, writeoff     1,656   0
Prior     2,162   0
Revolving Loans Amortized Cost Basis     0   0
Revolving Loan Converted to Term     0   0
Total     3,818   0
Consumer          
Total Loans          
Financing receivable, excluding accrued interest, year one, originated, current fiscal year 206,733   206,733   386,349
Financing receivable, excluding accrued interest, year two, originated, fiscal year before current fiscal year 338,284   338,284   298,122
Financing receivable, excluding accrued interest, year three, originated, two years before current fiscal year 243,266   243,266   244,086
Financing receivable, excluding accrued interest, year four, originated, three years before current fiscal year 191,524   191,524   122,396
Financing receivable, excluding accrued interest, year five, originated, four years before current fiscal year 89,856   89,856   48,446
Prior 39,162   39,162   19,109
Revolving Loans Amortized Cost Basis 447   447   473
Revolving Loan Converted to Term 0   0   0
Total 1,109,272   1,109,272   1,118,981
Current-period gross charge-offs          
Financing receivable, excluding accrued interest, year one, originated, current fiscal year, writeoff     17   1,272
Financing receivable, excluding accrued interest, year two, originated, fiscal year before current fiscal year, writeoff     691   949
Financing receivable, excluding accrued interest, year three, originated, two years before current fiscal year, writeoff     741   1,669
Financing receivable, excluding accrued interest, year four, originated, three years before current fiscal year, writeoff     618   1,270
Financing receivable, excluding accrued interest, year five, originated, four years before current fiscal year, writeoff     536   434
Prior     141   243
Revolving Loans Amortized Cost Basis     0   0
Revolving Loan Converted to Term     0   0
Total 1,225 1,850 2,744 3,124 5,837
Residential          
Total Loans          
Financing receivable, excluding accrued interest, year one, originated, current fiscal year 58,615   58,615   162,087
Financing receivable, excluding accrued interest, year two, originated, fiscal year before current fiscal year 175,993   175,993   177,272
Financing receivable, excluding accrued interest, year three, originated, two years before current fiscal year 168,527   168,527   225,652
Financing receivable, excluding accrued interest, year four, originated, three years before current fiscal year 215,153   215,153   182,135
Financing receivable, excluding accrued interest, year five, originated, four years before current fiscal year 176,689   176,689   107,159
Prior 421,252   421,252   336,962
Revolving Loans Amortized Cost Basis 128,884   128,884   128,937
Revolving Loan Converted to Term 0   0   0
Total 1,345,113   1,345,113   1,320,204
Current-period gross charge-offs          
Financing receivable, excluding accrued interest, year one, originated, current fiscal year, writeoff     0   0
Financing receivable, excluding accrued interest, year two, originated, fiscal year before current fiscal year, writeoff     0   0
Financing receivable, excluding accrued interest, year three, originated, two years before current fiscal year, writeoff     0   0
Financing receivable, excluding accrued interest, year four, originated, three years before current fiscal year, writeoff     20   0
Financing receivable, excluding accrued interest, year five, originated, four years before current fiscal year, writeoff     0   0
Prior     31   49
Revolving Loans Amortized Cost Basis     0   0
Revolving Loan Converted to Term     0   0
Total 20 $ 0 51 $ 0 49
Satisfactory | Commercial          
Total Loans          
Financing receivable, excluding accrued interest, year one, originated, current fiscal year 18,018   18,018   42,767
Financing receivable, excluding accrued interest, year two, originated, fiscal year before current fiscal year 45,640   45,640   28,988
Financing receivable, excluding accrued interest, year three, originated, two years before current fiscal year 24,474   24,474   23,808
Financing receivable, excluding accrued interest, year four, originated, three years before current fiscal year 19,884   19,884   16,941
Financing receivable, excluding accrued interest, year five, originated, four years before current fiscal year 14,728   14,728   6,183
Prior 22,123   22,123   19,211
Revolving Loans Amortized Cost Basis 11,354   11,354   15,686
Revolving Loan Converted to Term 0   0   0
Total 156,221   156,221   153,584
Satisfactory | Commercial Real Estate          
Total Loans          
Financing receivable, excluding accrued interest, year one, originated, current fiscal year 34,837   34,837   90,049
Financing receivable, excluding accrued interest, year two, originated, fiscal year before current fiscal year 108,474   108,474   96,783
Financing receivable, excluding accrued interest, year three, originated, two years before current fiscal year 95,905   95,905   137,146
Financing receivable, excluding accrued interest, year four, originated, three years before current fiscal year 134,044   134,044   109,086
Financing receivable, excluding accrued interest, year five, originated, four years before current fiscal year 101,383   101,383   115,576
Prior 283,479   283,479   187,202
Revolving Loans Amortized Cost Basis 4,349   4,349   2,799
Revolving Loan Converted to Term 0   0   0
Total 762,471   762,471   738,641
Special mention | Commercial          
Total Loans          
Financing receivable, excluding accrued interest, year one, originated, current fiscal year 208   208   107
Financing receivable, excluding accrued interest, year two, originated, fiscal year before current fiscal year 0   0   229
Financing receivable, excluding accrued interest, year three, originated, two years before current fiscal year 65   65   930
Financing receivable, excluding accrued interest, year four, originated, three years before current fiscal year 174   174   0
Financing receivable, excluding accrued interest, year five, originated, four years before current fiscal year 0   0   72
Prior 0   0   0
Revolving Loans Amortized Cost Basis 481   481   483
Revolving Loan Converted to Term 0   0   0
Total 928   928   1,821
Special mention | Commercial Real Estate          
Total Loans          
Financing receivable, excluding accrued interest, year one, originated, current fiscal year 305   305   3,002
Financing receivable, excluding accrued interest, year two, originated, fiscal year before current fiscal year 4,751   4,751   200
Financing receivable, excluding accrued interest, year three, originated, two years before current fiscal year 278   278   12,680
Financing receivable, excluding accrued interest, year four, originated, three years before current fiscal year 12,508   12,508   0
Financing receivable, excluding accrued interest, year five, originated, four years before current fiscal year 4,831   4,831   0
Prior 4,809   4,809   9,506
Revolving Loans Amortized Cost Basis 0   0   0
Revolving Loan Converted to Term 0   0   0
Total 27,482   27,482   25,388
Substandard | Commercial          
Total Loans          
Financing receivable, excluding accrued interest, year one, originated, current fiscal year 0   0   0
Financing receivable, excluding accrued interest, year two, originated, fiscal year before current fiscal year 0   0   280
Financing receivable, excluding accrued interest, year three, originated, two years before current fiscal year 467   467   264
Financing receivable, excluding accrued interest, year four, originated, three years before current fiscal year 113   113   0
Financing receivable, excluding accrued interest, year five, originated, four years before current fiscal year 0   0   0
Prior 2,964   2,964   3,030
Revolving Loans Amortized Cost Basis 1,510   1,510   12
Revolving Loan Converted to Term 0   0   0
Total 5,054   5,054   3,586
Substandard | Commercial Real Estate          
Total Loans          
Financing receivable, excluding accrued interest, year one, originated, current fiscal year 0   0   0
Financing receivable, excluding accrued interest, year two, originated, fiscal year before current fiscal year 0   0   146
Financing receivable, excluding accrued interest, year three, originated, two years before current fiscal year 344   344   172
Financing receivable, excluding accrued interest, year four, originated, three years before current fiscal year 1,320   1,320   1,985
Financing receivable, excluding accrued interest, year five, originated, four years before current fiscal year 312   312   2,309
Prior 14,570   14,570   26,853
Revolving Loans Amortized Cost Basis 1,667   1,667   871
Revolving Loan Converted to Term 0   0   0
Total 18,213   18,213   32,336
Doubtful | Commercial          
Total Loans          
Financing receivable, excluding accrued interest, year one, originated, current fiscal year 0   0   0
Financing receivable, excluding accrued interest, year two, originated, fiscal year before current fiscal year 0   0   0
Financing receivable, excluding accrued interest, year three, originated, two years before current fiscal year 0   0   0
Financing receivable, excluding accrued interest, year four, originated, three years before current fiscal year 0   0   0
Financing receivable, excluding accrued interest, year five, originated, four years before current fiscal year 0   0   0
Prior 0   0   0
Revolving Loans Amortized Cost Basis 0   0   0
Revolving Loan Converted to Term 0   0   0
Total 0   0   0
Doubtful | Commercial Real Estate          
Total Loans          
Financing receivable, excluding accrued interest, year one, originated, current fiscal year 0   0   0
Financing receivable, excluding accrued interest, year two, originated, fiscal year before current fiscal year 0   0   0
Financing receivable, excluding accrued interest, year three, originated, two years before current fiscal year 0   0   0
Financing receivable, excluding accrued interest, year four, originated, three years before current fiscal year 0   0   0
Financing receivable, excluding accrued interest, year five, originated, four years before current fiscal year 0   0   0
Prior 0   0   0
Revolving Loans Amortized Cost Basis 0   0   0
Revolving Loan Converted to Term 0   0   0
Total 0   0   0
Performing | Consumer          
Total Loans          
Financing receivable, excluding accrued interest, year one, originated, current fiscal year 206,582   206,582   386,004
Financing receivable, excluding accrued interest, year two, originated, fiscal year before current fiscal year 338,067   338,067   297,698
Financing receivable, excluding accrued interest, year three, originated, two years before current fiscal year 243,023   243,023   243,484
Financing receivable, excluding accrued interest, year four, originated, three years before current fiscal year 191,311   191,311   121,803
Financing receivable, excluding accrued interest, year five, originated, four years before current fiscal year 89,591   89,591   48,268
Prior 39,077   39,077   18,994
Revolving Loans Amortized Cost Basis 442   442   473
Revolving Loan Converted to Term 0   0   0
Total 1,108,093   1,108,093   1,116,724
Performing | Residential          
Total Loans          
Financing receivable, excluding accrued interest, year one, originated, current fiscal year 58,615   58,615   162,087
Financing receivable, excluding accrued interest, year two, originated, fiscal year before current fiscal year 175,993   175,993   177,071
Financing receivable, excluding accrued interest, year three, originated, two years before current fiscal year 168,417   168,417   225,398
Financing receivable, excluding accrued interest, year four, originated, three years before current fiscal year 213,071   213,071   181,934
Financing receivable, excluding accrued interest, year five, originated, four years before current fiscal year 176,292   176,292   106,695
Prior 419,389   419,389   334,576
Revolving Loans Amortized Cost Basis 128,469   128,469   128,687
Revolving Loan Converted to Term 0   0   0
Total 1,340,246   1,340,246   1,316,448
Nonperforming | Consumer          
Total Loans          
Financing receivable, excluding accrued interest, year one, originated, current fiscal year 151   151   345
Financing receivable, excluding accrued interest, year two, originated, fiscal year before current fiscal year 217   217   424
Financing receivable, excluding accrued interest, year three, originated, two years before current fiscal year 243   243   602
Financing receivable, excluding accrued interest, year four, originated, three years before current fiscal year 213   213   593
Financing receivable, excluding accrued interest, year five, originated, four years before current fiscal year 265   265   178
Prior 85   85   115
Revolving Loans Amortized Cost Basis 5   5   0
Revolving Loan Converted to Term 0   0   0
Total 1,179   1,179   2,257
Nonperforming | Residential          
Total Loans          
Financing receivable, excluding accrued interest, year one, originated, current fiscal year 0   0   0
Financing receivable, excluding accrued interest, year two, originated, fiscal year before current fiscal year 0   0   201
Financing receivable, excluding accrued interest, year three, originated, two years before current fiscal year 110   110   254
Financing receivable, excluding accrued interest, year four, originated, three years before current fiscal year 2,082   2,082   201
Financing receivable, excluding accrued interest, year five, originated, four years before current fiscal year 397   397   464
Prior 1,863   1,863   2,386
Revolving Loans Amortized Cost Basis 415   415   250
Revolving Loan Converted to Term 0   0   0
Total $ 4,867   $ 4,867   $ 3,756