v3.25.2
Debt (Tables)
 6 Months Ended
Jun. 30, 2025
Debt Disclosure [Abstract]  
Schedule of Debt
Schedule of Borrowings:
June 30, 2025December 31, 2024
Balance:
FHLBNY Overnight Advances— — 
FHLBNY Term Advances8,600 8,600 
Total Borrowings$8,600 $8,600 
Maximum Borrowing Capacity:
Federal Funds Purchased$23,000 $23,000 
Federal Home Loan Bank of New York695,187 654,890 
Federal Reserve Bank of New York761,715 571,107 
Available Borrowing Capacity:
Federal Funds Purchased$23,000 $23,000 
Federal Home Loan Bank of New York656,587 616,290 
Federal Reserve Bank of New York761,715 571,107 
Schedule of Maturities of Short-Term Debt
Maturity Schedule of FHLBNY Term Advances:
Balances
Weighted Average Rate 1
Final Maturity6/30/202512/31/20246/30/202512/31/2024
First Year$6,900 $6,900 5.34 %5.34 %
Second Year— — — %— %
Third Year1,700 1,700 4.85 %4.85 %
Fourth Year— — — %— %
Total$8,600 $8,600 5.24 %5.24 %
1The effective rate on the FHLBNY Advances is 0% due to subsidized funding in the form of interest rate credits.
Schedule of Long-Term Debt Instruments
Schedule of Guaranteed Preferred Beneficial Interests in Corporation's Junior Subordinated Debentures

June 30, 2025December 31, 2024
ACST II
Balance $10,000 $10,000 
Period End:
     Variable Interest Rate 7.71 %7.74 %
     Fixed Interest Rate resulting from cash flow hedge agreement 4.00 %4.00 %
ACST III
Balance $10,000 $10,000 
Period End:
     Variable Interest Rate6.56 %6.59 %
     Fixed Interest Rate resulting from cash flow hedge agreement2.86 %2.86 %