v3.25.2
Consolidated Balance Sheets - USD ($)
$ in Thousands
Jun. 30, 2025
Dec. 31, 2024
ASSETS    
Cash and Due From Banks $ 40,976 $ 27,422
Interest-Bearing Deposits at Banks 227,472 127,124
Investment Securities:    
Available-for-Sale at Fair Value 447,678 463,111
Held-to-Maturity (Fair Value of $70,027 at June 30, 2025 and $96,586 at December 31, 2024) 70,828 98,261
Equity Securities 5,332 5,055
Other Investments 4,557 4,353
Loans 3,424,754 3,394,541
Allowance for Credit Losses (34,191) (33,598)
Net Loans 3,390,563 3,360,943
Premises and Equipment, Net 60,701 59,717
Goodwill 23,789 23,789
Other Intangible Assets, Net 1,870 2,058
Other Assets 140,953 134,515
Total Assets 4,414,719 4,306,348
LIABILITIES    
Noninterest-Bearing Deposits 736,535 702,978
Interest-Bearing Checking Accounts 884,130 810,834
Savings Deposits 1,484,666 1,520,024
Time Deposits over $250,000 179,254 191,962
Other Time Deposits 644,745 602,132
Total Deposits 3,929,330 3,827,930
Borrowings 8,600 8,600
Junior Subordinated Obligations Issued to Unconsolidated Subsidiary Trusts 20,000 20,000
Finance Leases 4,969 5,005
Other Liabilities 43,314 43,912
Total Liabilities 4,006,213 3,905,447
STOCKHOLDERS’ EQUITY    
Preferred Stock, $1 Par Value and 1,000,000 Shares Authorized at June 30, 2025 and December 31, 2024 0 0
Common Stock, $1 Par Value; 30,000,000 Shares Authorized (22,066,559 Shares Issued at June 30, 2025 and December 31, 2024) 22,067 22,067
Additional Paid-in Capital 413,880 413,476
Retained Earnings 84,970 77,215
Accumulated Other Comprehensive Loss (10,889) (18,453)
Treasury Stock, at Cost (5,582,833 Shares at June 30, 2025 and 5,323,638 Shares at December 31, 2024) (101,522) (93,404)
Total Stockholders’ Equity 408,506 400,901
Total Liabilities and Stockholders’ Equity $ 4,414,719 $ 4,306,348