v3.25.2
Note 4 - Loans, Allowance for Credit Losses and Credit Quality - Schedule of Loans (Details) - USD ($)
$ in Thousands
Jun. 30, 2025
Mar. 31, 2025
Dec. 31, 2024
Jun. 30, 2024
[1]
Mar. 31, 2024
Dec. 31, 2023
Total loans, gross $ 1,292,324   $ 1,145,835      
Total loans, gross, percent 100.00%   100.00%      
Net deferred loan fees $ (697)   $ (502)      
Allowance for credit losses (9,886) [1] $ (8,808) (8,884) $ (9,025) $ (8,670) $ (8,591)
Loans, net of allowance for credit losses of $9,886 at June 30, 2025 and $8,884 at December 31, 2024 1,281,741   1,136,449      
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Loan [Member]            
Total loans, gross $ 448,473   $ 422,841      
Total loans, gross, percent 34.60%   36.90%      
Allowance for credit losses $ (2,833) [1] (2,698) $ (2,928) (3,604) (3,511) (3,555)
Real Estate Portfolio Segment [Member] | Multifamily Loan [Member]            
Total loans, gross $ 385,845   $ 343,970      
Total loans, gross, percent 29.90%   30.00%      
Allowance for credit losses $ (2,766) [1] (2,632) $ (2,422) (1,304) (1,283) (1,190)
Real Estate Portfolio Segment [Member] | Commercial Loan [Member]            
Total loans, gross $ 309,990   $ 228,991      
Total loans, gross, percent 24.00%   20.00%      
Allowance for credit losses $ (3,118) [1] (2,532) $ (2,260) (1,740) (1,672) (1,636)
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]            
Total loans, gross $ 47,586   $ 45,154      
Total loans, gross, percent 3.70%   4.00%      
Allowance for credit losses $ (134) [1] (119) $ (118) (363) (319) (321)
Real Estate Portfolio Segment [Member] | Construction Loans [Member]            
Total loans, gross $ 87,211   $ 90,894      
Total loans, gross, percent 6.80%   7.90%      
Allowance for credit losses $ (916) [1] (708) $ (1,036) (1,814) (1,681) (1,757)
Other Portfolio Segment [Member] | Commercial Loan [Member]            
Total loans, gross $ 12,330   $ 13,844      
Total loans, gross, percent 0.90%   1.20%      
Allowance for credit losses $ (113) [1] (118) $ (119) (199) (203) (131)
Other Portfolio Segment [Member] | Consumer Loan [Member]            
Total loans, gross $ 889   $ 141      
Total loans, gross, percent 0.10%   0.00%      
Allowance for credit losses $ (6) [1] $ (1) $ (1) $ (1) $ (1) $ (1)
[1] Balances of accrued interest receivable excluded from amortized cost and the calculation of allowance for credit losses amounted to $4.1 million and $3.5 million as of June 30, 2025 and December 31, 2024.