v3.25.2
LOANS AND ALLOWANCE FOR CREDIT LOSSES - Loans by Risk Grade (Details) - USD ($)
$ in Thousands
6 Months Ended
Jun. 30, 2025
Dec. 31, 2024
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Year one $ 2,482,093 $ 3,203,649
Year two 1,945,890 1,968,435
Year three 1,731,322 5,121,279
Year four 4,960,452 3,786,856
Year five 3,561,005 1,723,882
Prior 4,153,450 2,881,894
Revolving Loans Amortized Cost Basis 2,207,285 2,053,911
Loans, net of unearned income 21,041,497 20,739,906
Pass    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Year one 2,471,051 3,187,032
Year two 1,932,267 1,953,912
Year three 1,712,320 5,077,541
Year four 4,919,650 3,749,273
Year five 3,525,724 1,684,066
Prior 4,063,661 2,771,358
Revolving Loans Amortized Cost Basis 2,196,215 2,034,158
Loans, net of unearned income 20,820,888 20,457,340
Special mention    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Year one 137 900
Year two 585 38
Year three 32 5,233
Year four 6,111 16,236
Year five 17,709 15,649
Prior 40,118 68,388
Revolving Loans Amortized Cost Basis 1,985 4,492
Loans, net of unearned income 66,677 110,936
Substandard    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Year one 10,905 15,717
Year two 13,038 14,485
Year three 18,970 38,505
Year four 34,691 21,347
Year five 17,572 24,167
Prior 49,671 42,148
Revolving Loans Amortized Cost Basis 9,085 15,261
Loans, net of unearned income 153,932 171,630
Commercial and industrial    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Year one 570,065 921,078
Year two 758,530 596,727
Year three 513,156 529,835
Year four 486,442 254,569
Year five 213,253 73,829
Prior 94,791 53,873
Revolving Loans Amortized Cost Basis 547,974 523,224
Loans, net of unearned income 3,184,211 2,953,135
Current-period gross charge offs, year one 330  
Current-period gross charge offs, year two 4,214  
Current-period gross charge offs, year three 6,872  
Current-period gross charge offs, year four 8,276  
Current-period gross charge offs, year five 2,061  
Current-period gross charge offs, prior 623  
Current-period gross charge offs, revolving loans amortized cost basis 0  
Current-period gross charge offs 22,376  
Commercial and industrial | Pass    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Year one 569,814 919,301
Year two 756,358 594,485
Year three 505,485 523,513
Year four 481,722 246,036
Year five 205,503 72,397
Prior 87,563 46,358
Revolving Loans Amortized Cost Basis 546,329 512,778
Loans, net of unearned income 3,152,774 2,914,868
Commercial and industrial | Special mention    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Year one 137 892
Year two 577 28
Year three 23 1,938
Year four 1,551 1,311
Year five 1,298 777
Prior 3,106 2,960
Revolving Loans Amortized Cost Basis 440 3,319
Loans, net of unearned income 7,132 11,225
Commercial and industrial | Substandard    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Year one 114 885
Year two 1,595 2,214
Year three 7,648 4,384
Year four 3,169 7,222
Year five 6,452 655
Prior 4,122 4,555
Revolving Loans Amortized Cost Basis 1,205 7,127
Loans, net of unearned income 24,305 27,042
Consumer    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Year one 58,504 58,234
Year two 17,361 18,781
Year three 13,660 8,779
Year four 5,663 2,419
Year five 1,609 17,593
Prior 37,459 32,671
Revolving Loans Amortized Cost Basis 75,734 83,258
Loans, net of unearned income 209,990 221,735
Current-period gross charge offs, year one 0  
Current-period gross charge offs, year two 394  
Current-period gross charge offs, year three 215  
Current-period gross charge offs, year four 274  
Current-period gross charge offs, year five 27  
Current-period gross charge offs, prior 943  
Current-period gross charge offs, revolving loans amortized cost basis 0  
Current-period gross charge offs 1,853  
Consumer | Pass    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Year one 58,484 58,113
Year two 17,132 18,575
Year three 13,503 8,684
Year four 5,359 2,371
Year five 1,567 17,405
Prior 36,661 31,962
Revolving Loans Amortized Cost Basis 74,594 83,143
Loans, net of unearned income 207,300 220,253
Consumer | Special mention    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Year one 0 8
Year two 8 0
Year three 0 14
Year four 11 0
Year five 0 9
Prior 56 61
Revolving Loans Amortized Cost Basis 1,038 0
Loans, net of unearned income 1,113 92
Consumer | Substandard    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Year one 20 113
Year two 221 206
Year three 157 81
Year four 293 48
Year five 42 179
Prior 742 648
Revolving Loans Amortized Cost Basis 102 115
Loans, net of unearned income 1,577 1,390
Mortgage warehouse    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Year one 0 0
Year two 0 0
Year three 0 0
Year four 0 0
Year five 0 0
Prior 0 0
Revolving Loans Amortized Cost Basis 1,092,475 965,053
Loans, net of unearned income 1,092,475 965,053
Current-period gross charge offs, year one 0  
Current-period gross charge offs, year two 0  
Current-period gross charge offs, year three 0  
Current-period gross charge offs, year four 0  
Current-period gross charge offs, year five 0  
Current-period gross charge offs, prior 0  
Current-period gross charge offs, revolving loans amortized cost basis 0  
Current-period gross charge offs 0  
Mortgage warehouse | Pass    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Year one 0 0
Year two 0 0
Year three 0 0
Year four 0 0
Year five 0 0
Prior 0 0
Revolving Loans Amortized Cost Basis 1,092,475 965,053
Loans, net of unearned income 1,092,475 965,053
Municipal    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Year one 10,525 20,133
Year two 24,461 9,094
Year three 8,904 44,482
Year four 43,481 36,468
Year five 35,960 139,046
Prior 312,609 191,559
Revolving Loans Amortized Cost Basis 819 626
Loans, net of unearned income 436,759 441,408
Current-period gross charge offs, year one 0  
Current-period gross charge offs, year two 0  
Current-period gross charge offs, year three 0  
Current-period gross charge offs, year four 0  
Current-period gross charge offs, year five 0  
Current-period gross charge offs, prior 0  
Current-period gross charge offs, revolving loans amortized cost basis 0  
Current-period gross charge offs 0  
Municipal | Pass    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Year one 10,525 20,133
Year two 24,461 9,094
Year three 8,904 44,482
Year four 43,481 36,468
Year five 35,960 139,046
Prior 312,609 191,559
Revolving Loans Amortized Cost Basis 819 626
Loans, net of unearned income 436,759 441,408
Premium finance    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Year one 1,079,825 1,153,371
Year two 213,824 2,131
Year three 644 29
Year four 0 83
Year five 0 0
Prior 0 0
Revolving Loans Amortized Cost Basis 0 0
Loans, net of unearned income 1,294,293 1,155,614
Current-period gross charge offs, year one 364  
Current-period gross charge offs, year two 4,477  
Current-period gross charge offs, year three 206  
Current-period gross charge offs, year four 1  
Current-period gross charge offs, year five 0  
Current-period gross charge offs, prior 0  
Current-period gross charge offs, revolving loans amortized cost basis 0  
Current-period gross charge offs 5,048  
Premium finance | Pass    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Year one 1,078,054 1,141,370
Year two 207,260 1,648
Year three 639 28
Year four 0 83
Year five 0 0
Prior 0 0
Revolving Loans Amortized Cost Basis 0 0
Loans, net of unearned income 1,285,953 1,143,129
Premium finance | Substandard    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Year one 1,771 12,001
Year two 6,564 483
Year three 5 1
Year four 0 0
Year five 0 0
Prior 0 0
Revolving Loans Amortized Cost Basis 0 0
Loans, net of unearned income 8,340 12,485
Real estate – construction and development    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Year one 283,571 523,704
Year two 451,391 245,677
Year three 95,248 838,922
Year four 370,957 245,493
Year five 178,539 3,619
Prior 44,473 74,642
Revolving Loans Amortized Cost Basis 61,663 66,449
Loans, net of unearned income 1,485,842 1,998,506
Current-period gross charge offs, year one 0  
Current-period gross charge offs, year two 0  
Current-period gross charge offs, year three 0  
Current-period gross charge offs, year four 0  
Current-period gross charge offs, year five 0  
Current-period gross charge offs, prior 0  
Current-period gross charge offs, revolving loans amortized cost basis 0  
Current-period gross charge offs 0  
Real estate – construction and development | Pass    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Year one 283,571 523,704
Year two 451,132 245,526
Year three 94,550 835,742
Year four 370,795 245,091
Year five 178,203 3,619
Prior 43,799 73,816
Revolving Loans Amortized Cost Basis 61,663 66,449
Loans, net of unearned income 1,483,713 1,993,947
Real estate – construction and development | Special mention    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Year one 0 0
Year two 0 0
Year three 0 160
Year four 155 65
Year five 0 0
Prior 259 275
Revolving Loans Amortized Cost Basis 0 0
Loans, net of unearned income 414 500
Real estate – construction and development | Substandard    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Year one 0 0
Year two 259 151
Year three 698 3,020
Year four 7 337
Year five 336 0
Prior 415 551
Revolving Loans Amortized Cost Basis 0 0
Loans, net of unearned income 1,715 4,059
Real estate – commercial and farmland    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Year one 352,579 330,472
Year two 306,682 458,037
Year three 512,181 2,393,474
Year four 2,804,766 2,191,759
Year five 2,120,318 1,018,148
Prior 2,685,899 1,940,152
Revolving Loans Amortized Cost Basis 95,325 113,916
Loans, net of unearned income 8,877,750 8,445,958
Current-period gross charge offs, year one 0  
Current-period gross charge offs, year two 0  
Current-period gross charge offs, year three 0  
Current-period gross charge offs, year four 0  
Current-period gross charge offs, year five 0  
Current-period gross charge offs, prior 0  
Current-period gross charge offs, revolving loans amortized cost basis 0  
Current-period gross charge offs 0  
Real estate – commercial and farmland | Pass    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Year one 343,579 330,472
Year two 306,682 456,486
Year three 510,639 2,373,426
Year four 2,782,777 2,173,060
Year five 2,100,991 990,712
Prior 2,630,801 1,866,277
Revolving Loans Amortized Cost Basis 95,225 113,916
Loans, net of unearned income 8,770,694 8,304,349
Real estate – commercial and farmland | Special mention    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Year one 0 0
Year two 0 0
Year three 0 3,069
Year four 4,345 14,844
Year five 16,396 14,706
Prior 35,117 63,717
Revolving Loans Amortized Cost Basis 0 0
Loans, net of unearned income 55,858 96,336
Real estate – commercial and farmland | Substandard    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Year one 9,000 0
Year two 0 1,551
Year three 1,542 16,979
Year four 17,644 3,855
Year five 2,931 12,730
Prior 19,981 10,158
Revolving Loans Amortized Cost Basis 100 0
Loans, net of unearned income 51,198 45,273
Real estate – residential    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Year one 127,024 196,657
Year two 173,641 637,988
Year three 587,529 1,305,758
Year four 1,249,143 1,056,065
Year five 1,011,326 471,647
Prior 978,219 588,997
Revolving Loans Amortized Cost Basis 333,295 301,385
Loans, net of unearned income 4,460,177 4,558,497
Current-period gross charge offs, year one 0  
Current-period gross charge offs, year two 0  
Current-period gross charge offs, year three 171  
Current-period gross charge offs, year four 0  
Current-period gross charge offs, year five 0  
Current-period gross charge offs, prior 162  
Current-period gross charge offs, revolving loans amortized cost basis 0  
Current-period gross charge offs 333  
Real estate – residential | Pass    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Year one 127,024 193,939
Year two 169,242 628,098
Year three 578,600 1,291,666
Year four 1,235,516 1,046,164
Year five 1,003,500 460,887
Prior 952,228 561,386
Revolving Loans Amortized Cost Basis 325,110 292,193
Loans, net of unearned income 4,391,220 4,474,333
Real estate – residential | Special mention    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Year one 0 0
Year two 0 10
Year three 9 52
Year four 49 16
Year five 15 157
Prior 1,580 1,375
Revolving Loans Amortized Cost Basis 507 1,173
Loans, net of unearned income 2,160 2,783
Real estate – residential | Substandard    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Year one 0 2,718
Year two 4,399 9,880
Year three 8,920 14,040
Year four 13,578 9,885
Year five 7,811 10,603
Prior 24,411 26,236
Revolving Loans Amortized Cost Basis 7,678 8,019
Loans, net of unearned income 66,797 $ 81,381
Total Loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current-period gross charge offs, year one 694  
Current-period gross charge offs, year two 9,085  
Current-period gross charge offs, year three 7,464  
Current-period gross charge offs, year four 8,551  
Current-period gross charge offs, year five 2,088  
Current-period gross charge offs, prior 1,728  
Current-period gross charge offs, revolving loans amortized cost basis 0  
Current-period gross charge offs $ 29,610