
	Three Months Ended June 30, 2025
(dollars in thousands)	Banking Division		Retail Mortgage Division		Warehouse Lending Division		Premium Finance Division		Total
Interest income	$	239,211	$	61,356	$	18,174	$	28,897	$	347,638
Interest expense	47,710		39,325		11,083		17,707		115,825
Net interest income	191,501		22,031		7,091		11,190		231,813
Provision for credit losses	677		1,010		369		716		2,772
Noninterest income	29,275		37,726		1,893		17		68,911
Noninterest expense
Salaries and employee benefits	62,001		24,358		618		2,331		89,308
Occupancy and equipment	10,547		811		7		36		11,401
Data processing and communications expenses	13,825		1,391		59		91		15,366
Other expenses(1)	25,478		12,496		96		1,115		39,185
Total noninterest expense	111,851		39,056		780		3,573		155,260
Income before income tax expense	108,248		19,691		7,835		6,918		142,692
Income tax expense	25,667		4,135		1,646		1,410		32,858
Net income	$	82,581	$	15,556	$	6,189	$	5,508	$	109,834

Total assets	$	19,143,429	$	4,723,883	$	1,114,158	$	1,698,683	$	26,680,153
Goodwill	951,148		—		—		64,498		1,015,646
Other intangible assets, net	60,952		—		—		1,630		62,582



	Three Months Ended June 30, 2024
(dollars in thousands)	Banking Division		Retail Mortgage Division		Warehouse Lending Division		Premium Finance Division		Total
Interest income	$	243,857	$	59,001	$	19,380	$	25,085	$	347,323
Interest expense	70,320		35,259		13,088		16,735		135,402
Net interest income	173,537		23,742		6,292		8,350		211,921
Provision for credit losses	20,888		(2,882)		359		408		18,773
Noninterest income	37,527		50,145		1,028		11		88,711
Noninterest expense
Salaries and employee benefits	59,923		25,254		1,124		1,900		88,201
Occupancy and equipment	11,474		1,008		7		70		12,559
Data processing and communications expenses	13,756		1,276		59		102		15,193
Other expenses(1)	24,614		13,397		298		1,095		39,404
Total noninterest expense	109,767		40,935		1,488		3,167		155,357
Income before income tax expense	80,409		35,834		5,473		4,786		126,502
Income tax expense	26,090		7,525		1,149		953		35,717
Net income	$	54,319	$	28,309	$	4,324	$	3,833	$	90,785

Total assets	$	18,933,072	$	5,100,837	$	1,089,263	$	1,397,556	$	26,520,728
Goodwill	951,148		—		—		64,498		1,015,646
Other intangible assets, net	74,605		—		—		4,515		79,120

(1) Other expenses for each reportable segment include credit resolution-related expenses, advertising and marketing expenses, amortization of intangible assets, and loan servicing expenses.



	Six Months Ended June 30, 2025
(dollars in thousands)	Banking Division		Retail Mortgage Division		Warehouse Lending Division		Premium Finance Division		Total
Interest income	$	472,530	$	119,288	$	33,374	$	56,224	$	681,416
Interest expense	96,816		75,413		20,381		35,154		227,764
Net interest income	375,714		43,875		12,993		21,070		453,652
Provision for credit losses	17,097		6,201		194		1,172		24,664
Noninterest income	57,999		72,455		2,447		33		132,934
Noninterest expense
Salaries and employee benefits	124,717		45,353		1,170		4,683		175,923
Occupancy and equipment	20,351		1,640		14		73		22,078
Data processing and communications expenses	27,216		2,688		97		220		30,221
Other expenses(1)	51,163		24,459		366		2,084		78,072
Total noninterest expense	223,447		74,140		1,647		7,060		306,294
Income before income tax expense	193,169		35,989		13,599		12,871		255,628
Income tax expense	44,821		7,558		2,856		2,624		57,859
Net income	$	148,348	$	28,431	$	10,743	$	10,247	$	197,769



	Six Months Ended June 30, 2024
(dollars in thousands)	Banking Division		Retail Mortgage Division		Warehouse Lending Division		Premium Finance Division		Total
Interest income	$	478,979	$	114,100	$	35,863	$	47,833	$	676,775
Interest expense	140,974		67,071		23,543		31,878		263,466
Net interest income	338,005		47,029		12,320		15,955		413,309
Provision for credit losses	40,015		(550)		504		(91)		39,878
Noninterest income	63,890		88,910		1,768		21		154,589
Noninterest expense
Salaries and employee benefits	118,839		46,327		2,012		3,953		171,131
Occupancy and equipment	23,227		2,057		14		146		25,444
Data processing and communications expenses	26,940		2,642		84		181		29,847
Other expenses(1)	49,061		25,927		535		2,123		77,646
Total noninterest expense	218,067		76,953		2,645		6,403		304,068
Income before income tax expense	143,813		59,536		10,939		9,664		223,952
Income tax expense	42,118		12,503		2,297		1,937		58,855
Net income	$	101,695	$	47,033	$	8,642	$	7,727	$	165,097